Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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 Oct 20 2016, 08:03 PM
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#21
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1,757 posts Joined: May 2011 
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QUOTE(yygo @ Oct 20 2016, 07:36 PM) unker goat said alliance can get 4.1% bagi 1m. tat is for pipu with 1 cert 1 mil one. mr lxx & others. How to know whether this 4.1% is still available ?  |
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Oct 20 2016, 11:58 PM
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#22
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QUOTE(bbgoat @ Oct 20 2016, 08:35 PM) Call up or go to Alliance Bank branch and talk to officer or BM on this 4.1% deal. Remember it has to be a large amt. For now , looks like for a large amount , 4.1% is the largest rate. Luckily managed to park some in Affin for the 4.5% promo months back. Will call alliance tomorrow to find out about the 4.1%! |
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Oct 21 2016, 10:19 PM
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#23
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QUOTE(Deal Hunter @ Oct 21 2016, 07:37 PM) Why so interested in banks and PIDM? Why don't you try and ask MBSB for higher rates if you have money? No way MBSB try to demand RM 1 million for 4.1% for 12 months. They have been consistently attractive and competitive on the top side - but need to ask. If your cash flow and money is available, the first place is MBSB. Any thread to follow? I might be interested. |
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Oct 25 2016, 10:48 AM
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#24
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For now, highest fd at 4% is at alliance bank , HLB online fd placement and uob?
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Oct 25 2016, 11:36 AM
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#25
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QUOTE(Kamen Rider @ Oct 25 2016, 11:02 AM) yeah so far as i now of Called up alliance privilege banking and spoke to the manager , tried asking for 4.1% but manager said unable to give unless there are other investments with the bank. |
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Oct 26 2016, 11:16 PM
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#26
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QUOTE(betamon @ Oct 26 2016, 11:01 PM) May I know any RHB PB member here? Yes I am an RHB PB customer. What's up?This post has been edited by drbone: Oct 26 2016, 11:16 PM |
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Oct 27 2016, 10:51 AM
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#27
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1,757 posts Joined: May 2011
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QUOTE(owodog91 @ Oct 27 2016, 10:47 AM) I submitted all the document d but until now still not yet receive the credit card...Process too slow or I am not entitled to get the card also don't know Yeah , mine took almost a month. I got the SMS a week ago but when I contacted my RM , she said the branch had not received the card. She just called me yesterday confirming the arrivals of the card. |
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Oct 27 2016, 02:08 PM
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#28
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QUOTE(owodog91 @ Oct 27 2016, 01:57 PM) The processing time is too long ... Other bank can send u the card within 2 weeks time or even faster Yes I agree , I didn't complain because the only benefit I am getting from it is just the PPL access. I have other cards for that purpose . |
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Nov 1 2016, 08:38 AM
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#29
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QUOTE(gsc @ Oct 31 2016, 03:51 PM) OCBC FIXED DEPOSIT PROMOTION I'm pretty sure for one month no withdrawal can be made or else it goes down to 0.05%*1st to 30th November 2016* Conventional FD:- 13-months 3.90%pa Islamic FD:- 13-months 3.95%pa *Minimum Fresh Funds RM 10K* NEW Premier Save Account opened during promotion period 1st Sep to 31st Dec 2016...enjoy 3.7% pa interest rate for daily balance above RM200k until 28th February 2017..T&C applies |
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Nov 3 2016, 09:51 PM
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#30
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Seeing all the hassle, IMHO , for convenience sake, it's probably better to go with GIA 4.1% pa and the beauty is that at anytime if wanna withdraw, can still enjoy 3.6% . No need to wait for Tuesdays or scramble for 3 months promotion rates.
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Nov 3 2016, 10:41 PM
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#31
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QUOTE(sandkoh @ Nov 3 2016, 10:34 PM) downside is maybank could change the gia-i rate bila opr drops. it is not an fd. True that, I guess it is also beneficial for those who wan't to move their funds freely around without complaining too much abt the 3.6%. |
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Nov 4 2016, 04:32 AM
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#32
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QUOTE(PenangLaksa @ Nov 4 2016, 12:35 AM) King of FD spotted.. not tiring kah having numberous FD accounts with different banks? If returns are good why not ? |
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Nov 6 2016, 01:38 PM
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#33
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If I do multiple IBG today into HLB savings account , and then enrol for the 4.15% tuesday FD promo , will it be considered as fresh funds?
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Nov 6 2016, 02:26 PM
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#34
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QUOTE(bbgoat @ Nov 6 2016, 02:09 PM) U have to do it thru' FPX from HL online acct. Ok thanks bro. Any idea how long will I have to spend to put in about 200K in multiples of 30K? Because I will have to juggle my time in between work timings. |
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Nov 7 2016, 10:53 AM
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#35
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QUOTE(nexona88 @ Nov 7 2016, 10:46 AM) Its take around 2hour+ Thanks , maybe can do 2 transactions during lunch time and the remainder after work in the evening. Max 3hour to do all  |
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Nov 7 2016, 11:27 AM
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#36
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QUOTE(uncle08 @ Nov 7 2016, 01:01 AM) Saw Hong Leong MidValley branch beside Tim Hou Wan restaurant offer 5.18% with min 10k placement but must buy their insurance product dunno what type of ins. Any contact number to call? |
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Nov 7 2016, 11:36 AM
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#37
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QUOTE(uncle08 @ Nov 7 2016, 11:31 AM) the branch beside Tim Hou Wan is Conventional HLB. I think you call The Gardens one not MidValley one is Mach HLB (non-conventional) https://www.hlb.com.my/main/branch-locator/...rd/mid%20valley Thanks bro. |
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Nov 7 2016, 07:29 PM
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#38
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QUOTE(bbgoat @ Nov 7 2016, 06:41 PM) Today went to OCBC Penang PB centre to terminate matured FD. OCBC PB centre really busy this Monday. RENTAS part of the dough out so as to place FD as fresh fund. Can share which investment for the UT?I would like to ask my RM too. I have FD maturing on 16/11 and might consider doing what you did too.Got 3 mth FD at 5.2% by buying UT from RM. The FD amt is 1.5X of UT purchase. Then also placed for their 13 mth 3.95% FD promo. Still have some dough left for tomorrow's HL's 4.15% 6 mth FD.  |
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Nov 8 2016, 07:06 PM
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#39
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QUOTE(thkhai @ Nov 8 2016, 06:44 PM) Yes me too. Just checked. You are right. Managed to secure more than the IBG transfer limit.Based on my experienced today, for those who want to placement more than 30k FD on eHLB, move your money to M2U before Tuesday, because u can only done the multiple times with FPX by using M2U. Other banks does have the 30k or 50k daily limit. |
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Nov 8 2016, 08:22 PM
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#40
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QUOTE(Johanna777 @ Nov 8 2016, 08:19 PM) Should I choose conventinal or Islamic FD on the eHLB? Actually what's the difference? Either one is okay because both will show 6 months 4.15% deposit. |
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