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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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wil-i-am
post Nov 25 2016, 08:55 PM

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QUOTE(alvinfks78 @ Nov 25 2016, 05:16 PM)
same rate as the next bank
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Which bank?
wil-i-am
post Nov 25 2016, 09:08 PM

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QUOTE(starry @ Nov 25 2016, 06:36 PM)
Both my 12 month eGIA placements on 20 Oct 2016 got exactly 3.6% interest on 20 Nov 2016.
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Glad to know u rec'd int as per their promo rates
wil-i-am
post Nov 27 2016, 12:37 AM

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QUOTE(familyfirst @ Nov 25 2016, 01:46 PM)
Saw a flyer on my car window from MBSB

"Quarter Pounder Deal"
3 months deal at 3.9x%

Fresh Fund Deposits Deal
6,9,12 months placement at 4.xx%

Any idea what is the xxx?
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I have browsed their website n unable to find any promo
Did u manage to obtain further info?
wil-i-am
post Nov 27 2016, 11:35 AM

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QUOTE(PenangLaksa @ Nov 27 2016, 01:31 AM)
Guys, the xx is 00 - I have confirmed it with their staff at the counter. It's a marketing strategy to attract people's attention.
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I wud opined 4% for 12 mths FD is competitive right now
wil-i-am
post Nov 27 2016, 04:38 PM

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QUOTE(PenangLaksa @ Nov 27 2016, 03:17 PM)
From what I understand, if the amount is BIG, they are willing to give special rates, probably an addition 0.05-0.1%
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Thanks for d insights
Can I presume 'Big' amt must > RM50k?
wil-i-am
post Nov 28 2016, 05:59 PM

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QUOTE(familyfirst @ Nov 28 2016, 02:59 PM)
Called MBSB Damansara.

9 mths - 4%  (min 30k)
12 mths - 4.05% (min 30k)
12 mths - 4.10% (min 100k)
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Thanks for d update
Did u find out the board rate for 12 mths FD?
wil-i-am
post Nov 29 2016, 11:02 AM

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QUOTE(soulmad @ Nov 29 2016, 09:19 AM)
duno what to place , any new promo out yet?
wait n wait
4.5% ada?
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I supposed 4.50% is too High n unlikely
wil-i-am
post Nov 30 2016, 04:42 PM

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QUOTE(jiash87 @ Nov 30 2016, 01:52 PM)
UOB just sms-ed me stating that this Saturday 3/12/16 ( 10am - 2pm ), promo FD rates of up to 4%PA ( 12months ). Minimum 10k fresh funds

just sharing smile.gif
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Is the promo available at all branches or selected branches ony?
wil-i-am
post Nov 30 2016, 06:31 PM

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QUOTE(jiash87 @ Nov 30 2016, 05:55 PM)
oops sorry, UOB Damansara Uptown. Not sure if other branches got.
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Thanks
As usual, I will njoy nasi lemak 1st b4 walk over
wil-i-am
post Dec 1 2016, 08:18 AM

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QUOTE(tryifelsecatch @ Nov 30 2016, 11:15 PM)
is there a website we can check bank board rate? or how do you usually check a bank board rate?
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There is no single website tat display accurate n current rate for all Banks
Afaik u need to browse each Bank website plus call them for confirmation
wil-i-am
post Dec 1 2016, 08:20 AM

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Today is 1st day of Dec 2016
Awaiting new promo from Banks with competitive rates
wil-i-am
post Dec 1 2016, 11:18 AM

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QUOTE(Dirty @ Dec 1 2016, 10:47 AM)
Hello everyone, I am interested to place a deposit for high interest return.
I am looking for a plan that is withdraw-able before the maturity (Just in case my business need money). Do you know any plan that suits my needs? Thanks in advance everyone!!!
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U may consider Maybank GIA-i which offer gud returns @ 3.55% pa plus can withdraw anytime
wil-i-am
post Dec 1 2016, 11:58 AM

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QUOTE(Dirty @ Dec 1 2016, 11:56 AM)
Hey bro, thanks for answering.
1. Non-muslim can also take this?
2. The return is surely or we can make losses for this as it is acting like an investment?
OR
2b) It is just that we will get lower percentage than they promised bro?
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It's open to everyone
The product itself is not cover by PIDM
Yes, the rate is subject to movement once a mth, if any
wil-i-am
post Dec 1 2016, 12:03 PM

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QUOTE(Dirty @ Dec 1 2016, 12:00 PM)
Which means that the worst scenario is not getting any profit but our initial investment will not be affected?
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Nope, u still get profit as they accrue int on daily basis
wil-i-am
post Dec 1 2016, 12:12 PM

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QUOTE(Dirty @ Dec 1 2016, 12:09 PM)
Thanks for your help Sir  rclxms.gif  Will definitely go to any branch for this. Saved my time to survey myself!
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I wud advise u browse m2u for further info
wil-i-am
post Dec 1 2016, 03:02 PM

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QUOTE(CasualMax @ Dec 1 2016, 02:14 PM)
Just uplifted my GIA fund and place it again today and confirmed the campaign quota has replenished  biggrin.gif
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U choose 6 or 12 mths?
wil-i-am
post Dec 1 2016, 03:27 PM

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I foresee Maybank GIA-i will close very fast as pent up demand is strong
wil-i-am
post Dec 1 2016, 04:40 PM

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QUOTE(Dirty @ Dec 1 2016, 03:53 PM)
1. Withdraw anytime via ATM card?
2. Is there any charge for the initial deposit or withdrawal within the period?

Sorry guys for asking over here, I know it will be much simpler just by calling Maybank but I am working now  sweat.gif
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U can choose to trf the proceeds to your CASA n withdraw via ATM
There is no charges imposed on both deposit n withdrawal
wil-i-am
post Dec 1 2016, 09:51 PM

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QUOTE(harmonics3 @ Dec 1 2016, 09:49 PM)
just tried placing m2u e-GIA for 10k 12mth, there wasn't any note on the 4.1% step-up interest like before... the door closed so soon after reopening?? sad.gif
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The systems will show after u have placed by placing the mouse at Interest i
wil-i-am
post Dec 1 2016, 10:06 PM

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QUOTE(harmonics3 @ Dec 1 2016, 10:02 PM)
I tried to check after placing, it only showed
Profit rate:  Rate as declared on maturity date 

Unlike the old one which showed:
Interest rate:  3.6% i
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Your placement is online or otc as mine is otc?

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