Unless they have a FP which invest overseas. Wishful thinking?

Actually they have. If you remember the poster I posted, they invested in Indonesia, and if I am not mistaken Thailand.

http://www.ambmutual.com.my/v2_/pdf/FUND-F...June/AMBDTF.pdf
Indon, Thailand, HK, Malaysia

4% profit in 4 months la.

xuzen. Siapa lagi boast ada crystal ball?

Depend on staff. Sometimes the staff will entertain me on the spot. Sometimes like you said take my book without my IC and ask me to wait. But most of the time, either way I will get the units.

hurtedheart go try other bank then maybank. Our auntie twinkle went from one bank to the other until she settle on affin bank.

CASA problem is easily remedied.

Eg.


This post has been edited by Ramjade: Aug 13 2016, 07:37 AM

Not true. So many of us does not have sentiment value towards bank. Me, nexona, auntie twinkle, and many others.

As far as I know, one cannot withdraw eGIA from the counter. It needs to be done online. Happened to me before. Was going to withwdraw RM5k from eGIA to pay for ASW2020, they told me cannot.

You will have to do the following first:
eGIA > SA > pay for ASX FP.

This post has been edited by Ramjade: Aug 13 2016, 10:08 AM

One doesn't need to be loyal to banks. Never been and will never have. I just wished the staff terima kasih and sorry for your time, smile and leave the counter. I never depend on banks to topup. Me and few other regulars (at maybank/affin bukit tinggi) never leave our book there. We just camp at banks. There are 2 more regular auntie like me who take no and wait our turn. If tak dapat, take no and wait.

Yes. Maybe kasi lu 6.25%

I reckon it won't affect as ASX invest in stock. Unless economy continue to become bad.. I highly doubt bank will reduce muxh interest for loan. Remember banks are quick to decrease FD rates but slow to decrease loan rates /decrease little only.

I believed when OPR was at all time high in 1998, it didn't really give very hight dividend back then. Anyone got data to show the dividend in 1998?

Depends on how much you have and when you topup (topup after 1st of the month won't give you interest for that month)
Go update your book on 1/9

Btw for those want to reach target fast without trying multuple time, affin bank bukit tinggi is the place to try.

Say target is rm20k, they try for you one shot rm20k (I tak de rm20k to try one shot ). Then if don't have, just sit there read some stuff (bring a book) while the staff try some more. No need to take no some more.
Managed to hit my target (the amount of cash I have not my personal target ) each time I go affin bank. With maybank I have to try morning afternoon evening.

The con is bring cash unless you have account with them.

This post has been edited by Ramjade: Aug 16 2016, 10:56 PM

I never withdraw anything. The only thing I withdraw are my FDs and my ASG. What goes into those 3 ASX will be lock up nice and tight. Now that I found affin, it doesn't matter for me if ASNB pays in cash/cheque in the future cause my target will be reach (if the person didn't change )

If you meant the dividend, it will be printed into the books assuming that ASNB want to give out in terms of dividends. So just bring book and update it on 1/9 for ASW2020. Bring cash too if want to topup.

This post has been edited by Ramjade: Aug 16 2016, 10:57 PM

Got plenty. I got my fill already.

If you go for the strategy of say topup 20xRM250 versus one shot RM5k, expect to change book frequently. From what I learnt, with the not right person behind the counter, one will need to go the multiple of small amount way. With the right person, one shot hentam big amount boleh masuk. Just hang/sit around while the worker hentam the amount you wanted for you.

This post has been edited by Ramjade: Aug 20 2016, 01:22 PM

6.xx but could be slightly down then this year.

This post has been edited by Ramjade: Aug 23 2016, 06:59 AM

Slow poke la you. I sapu ASW already last week. Pinjam family FD first. Later pay back with my own FD.

Still high for something so low risk.

This post has been edited by Ramjade: Aug 23 2016, 06:55 PM