Can buy anytime but subject to unit availability and whether worker at the bank want to try for you or not. Of course if you are priority customer, you can just leave the book there. Not recommended if you have don't have time to camp at the bank.

Just empty my ASG into ASW. Now all my ASG left ~ 100 unit each. Kering already. Until next time.
ASW2020 RM6300

Belum sampai RM100k pun.

Big mistake on your part. Why?
1) You lose 5%+ on the spot (ASG have service charge while ASM have none)
2) ASG follow KLCI so the returns be < 6.x% (ASM). I got returns of 1.x% before. That's why I decide to convert to fixed price ASX. (cut loss after holding ~3 years)
3) There are better funds available on FSM with only 2% SC compare to ASG 5% SC.
4) ASG NAV flacuates not like ASM. So you CAN LOSE money. ASM NAV is fixed at RM1/unit. How to lose money?

Forget about topping up ASG. Go try luck opening the other 3 fixed price funds. ASW2020, ASM, AS1M. There are places with higher chance to open listed on first page.

If I am not mistaken, the bank gets comission for ASG. You should have walk away. Bow that RM500 is stuck inside there for at least 3 years to break even (to get back your principal)

Hope this answer your question

Just wait until next year. Wait until after dividend + ~4 months, sure you will get back your prinicpal.
Factor in the 5% SC as well.

Dividend not important but NAV sure will rebound unless it's very bad.

I believed KLCI already low already. How low further can it go? Compare to me, I bought when KLCI was all time high.

No online website. Only ASNB branches can see for you availability of units. You don't need someone inside to open. I am a perfect example. Nobody inside, no priority relationship to leave book at counter. But I am a student. So not counted as lots of free time.
Btw, I opened mine at banks.not ASNB branch.

Check first page. The dates are listed there for dividend date.

This post has been edited by Ramjade: Aug 6 2016, 09:05 PM

Wonder whether I can topup 5 figure for ASW2020 this coming dividend date. Got one FD maturing...

This post has been edited by Ramjade: Aug 6 2016, 09:09 PM

I recommend you hold for 2-3 years and see. Don't be too hasty.

What ASX products did they recommend?

Nah if got priority lane, sure leave book at counter already. I camp at bank and try luck.

You don't need to wait until then. Topup whenever you are free to visit the bank. You can also topup ASM and AS1M if ASW2020 doesn't have.

ASB is fixed price. Give better returns than ASW2020, ASM, AS1M.
If your friend can get ASM, next time you go just bring cash along to topup ASM too. Don't need to wait for ASW2020.

Yes. Our big boss ia one of them. ~Rm20k/transaction. Total 6 figure. But that was because
1) megasales
2) leave book at counter.

Even without megasales, one can easily get 5 figure IF one can leave book at the counter. For those don't have the privilege to leave book at the counter, be like auntie twinkle. Camp at the bank everyday. She managed 6 figure in 1 month.

For the condition now, RM100k/day might be hard. But 5 figure/day should be doable.

This post has been edited by Ramjade: Aug 7 2016, 07:42 AM

ASM is everyone can topup. People withdraw for Hari Raya, CNY, Deepavali, semua boleh ambil. Like airasia. Everyone can fly.

Hopefully tomorrow I can dump my remaining RM1500 into ASW2020. Then I will take a short break until 1/9 and then redump 5 figure of FD into ASW2020.

No worries. Got paper trail and money small amount only. Student ma. Mana ada RM50k+ FD one.

Managed to grab RM3300 for ASW2020. I suspect that's more available. Broke liao.

This post has been edited by Ramjade: Aug 9 2016, 10:55 AM

Last week they try 5x for me for AS1M. Multiple RM2k. After that the counter woman siad no more cause she have lots of customer and she haven't went for lunch.

This morning. About 10am.

Eg.
On 1/9 only got RM1k units available vs On 15/8 got RM20k of units. So you tell me worth to topup on 1/9 or 15/8?
Unless you are lucky can get RM20k of units on 1/9.

Doesn't matter. I am sticking to Maybank and Affin Bank. Affin Bank and Ambank might be out of the way but at least Affin bank will tell me:
"Kamu nak berapa? Kita cuba dari yang besar dulu.

The sky is the limit for ASW2020, ASM, AS1M. Get 6.x% p.a and your NAV is ALWAYS RM1/unit, don't want?

Only catch :
1) money added after 2nd of the month will not get dividend for that month
2) camp at bank to get the units unless you have PB.