I think rm50k cash a day at ASNB is good enough. Just try rm50k/day then come back the next day.

Not true. Refer first page to see dividend date.
Again not true. ASW2020, ASM, AS1M does not have any service charge.
For non bumi fixed price are the 3. For variable price, it's asg, asn3

Yes. At the bank. Best is bank is affin, maybank, rhb, cimb. Besides bank can buy from post office, asnb branch. Before buying, need to open account first. Opening account is the hard one. Refer to first page on places to open account.

Opening account + topping up units is subjected to units availability.

If you are in klang, affin bank bukit tinggi and maybank bukit tinggi are good place to topup. I recommend affin bank bukit tinggi for topping up. For opening, maybank klang town, rhb old klang town
Opening is FOC. You don't need to pay anything for fixed price fund.

This post has been edited by Ramjade: Sep 18 2016, 03:55 PM

Check first page. Sone say kl sentral maybank is good.

I think you going to kena tipu. FD with amanah saham? Most likely ASG/ASN3. Not ASW2020. Price is low now not true for amanah saham wawasan as ASW2020 is fixed price fund. Buy and sell at RM1/unit. ASG/ASN3 on the other hand... That one can rugi + 5% Sc. ASW2020 does not have 5% SC. If you do have manage to get the FD, ask for ASM, AS1M, ASW2020 or no deal.

Just make sure it's either ASM, ASW or AS1M. Anything out of the 3 straight reject.

Avoid. The fund have SC which will eat into your profit. You will get <4%.

Banks also need to cari makan. Times are bad.

See first page. Places to try and open. Need to speak nicely and be persistent. Tell them, I tahu memang dah penuh tapi I tahu kalau ada orang jual, I boleh buka. Please try for me. If still don't have, and if you have time, just sit there. Just tell them tak apa I ada banyak waktu. I nak tunggu di sini sampai boleh buka.

Can. Unker bbgoat did it at affin bank. Bundled it with FD. Ask them beforehand first can or not. If cannot then either you place FD with FP, then try opening FP. Or, open FP, dump all money intended for FD into FP.
Just make sure to try open all 3.

This post has been edited by Ramjade: Sep 18 2016, 10:18 PM

1. About 30%
2. Just make sure to keep min 100 unit inside.
3. If ASB, any account should be fine as it's always available. Can open at any agent. After that, just add ASB to your current online bank account. Only topup is available online. You cannot withdraw online. Each topup cost RM1.06.

The power of the brand.

Cimb can topup all 3. Maybank only AS1M. Rhb don't know. Just keep in mind that each transaction regardless of amount whether successful/not successful will be charged RM1.06. So if you try 10x = RM10.60 already.

Not recommended to try RM10k one shot for online as online is harder to get than over the counter. Best try like RM5k multiple times. If you want high amount, best go counter. Higher chance to get.

Another alternative is use your priority banking privilege. Leave your book there. Come back at 3pm and give them the money.

This post has been edited by Ramjade: Sep 19 2016, 10:17 AM

That thread is not the right place to discuss about amanah saham. Check first page for suggested date. Don't kena tipu by bank if they tell you to buy ASG/ASN3.

This post has been edited by Ramjade: Sep 19 2016, 11:54 AM

Yes is credited once a year but is counted monthly.

As long as you put on 31/10 or 1/11, you will get the November dividend next year. If you put it inside on 2/11, then you won't get dividend for the month of November. But you will get for December.

You want to open in Klang? Actually anywhere also can open. As long as got units and the staff willing to try.

4th of Oct is date when AS1M will resume transaction. On this day, is post dividend date which means there might/will be people who withdraw out from their dividend. When people withdraw, that's when unit is free up. That's when people looking to topup, open account can topup/open. The 4/10 only applies to AS1M. I recommend you to go to bank and try everyday.

What happen when you go to bank & ASNB? Did they really try to open for you or straight said no units?

I am also a non-bumi. Those places are places where we recommend one to try luck of opening as the staff at the place will help you to open (because we managed to open there ourselves).

Those banks are agents. The recommended banks are Maybank/Affin/Rhb/Cimb. If you don't want to go to banks, try post office or ASNB branch.

That's their standard script everywhere. You will need to push. Tell them I tahu susah. Tapi I tahu kalau ada orang jual, I boleh buka. Tolong cuba utk saya.

You cannot contra from eGIA-i directly. Happen to me before. The only way to contra from eGIA -i is eGIA-i > SA > bank worker. So. Recommend you take pic of your total in eGIA-i to show casher. Once dapat unit, try to get computer/phone access to uplift the required amount from eGIA-i > SA.

Opening account is FOC. No Service charge/tax. To open account, require only RM100/account. So if you want to open all 3 ASW2020, ASM, As1M, you need to get reaady RM300.

Hope that helps.

In theory, that's the script which all bank worker at all agent bank will tell you regardless which one you want to apply. In reality, it's not full if got people withdraw.

This post has been edited by Ramjade: Sep 19 2016, 09:03 PM

The power of the fixed price reputation. People automatically associate amanah saham = fixed price fund without thinking twice. Regrettably, I am one of them too. Bought it at its peak and regretted it. Didn't know anything that time. Luckily hold for 3 years and got nett return of board rates FD.

5% service charge is for those ASG/ASN3 (variable price fund). Fixed price fund (asb, asb2, asw2020, asm, as1m) have no service charge.

Advise is hold only lo. No choice. Unless want to rugi. First year sure rugi (applies for all UT bought from agents unless the fund can perform >5%). By 3rd year, sure untung a little bit. Dividend only works if the fund NAV can increase. No point giving dividend if the fund NAV never goes back up.

This post has been edited by Ramjade: Sep 19 2016, 09:25 PM

Harder and troublesome compare to OTC (from previous posts). But still no harm trying RM5k. If the RM5k is not refunded within 3 days to your account, means you got it.

AMANAH SAHAM NASIONAL= ASN = variable price? But it's for bumi only.

What bank are you using? If maybank can only topup AS1M for non bumi.

Over the counter.

This post has been edited by Ramjade: Sep 20 2016, 12:11 PM