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 Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)

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nexona88
post Aug 4 2016, 05:01 PM

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QUOTE(smartinvestor01 @ Aug 4 2016, 04:17 PM)
Yes, with his holdings in ASX, the monthly passive income from the dividend alone can be very high..

For me to earn the passive income with the RM1 mil, i am very satisfied already..
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well now u say reach 1mil level very satisfied.. when u actually reach, then u would say want more devil.gif
tonytyk
post Aug 4 2016, 05:56 PM

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QUOTE(smartinvestor01 @ Aug 4 2016, 04:17 PM)
Yes, with his holdings in ASX, the monthly passive income from the dividend alone can be very high..

For me to earn the passive income with the RM1 mil, i am very satisfied already..
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5k per month, ok ar?
kingdomdemon
post Aug 4 2016, 05:56 PM

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Able topup 200 unit 1malaysia and ask today lunch time
Still hapi
Ramjade
post Aug 4 2016, 06:27 PM

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QUOTE(kingdomdemon @ Aug 4 2016, 05:56 PM)
Able topup 200 unit 1malaysia and ask today lunch time
Still hapi
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As1m got a lot during lunch time, I suspect got >rm10k cause I sapu rm9k then the clerk don't want to do anymore cause want to go for lunch. How I know got more than rm10k? Simple. After 5 minutes she try still got. She was withdrawing my ASG to pay for the AS1M unit which took up like 5 minutes. Furthermore, I was standing at the counter for 30 minutes+. laugh.gif

Decided rm9k haul cukup for the day.
ASW2020 only RM500. sad.gif

One customer after me complain why so slow? blush.gif

This post has been edited by Ramjade: Aug 4 2016, 06:30 PM
Asmasw2020
post Aug 4 2016, 06:39 PM

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QUOTE(Ramjade @ Aug 4 2016, 06:27 PM)
As1m got a lot during lunch time, I suspect got >rm10k cause I sapu rm9k then the clerk don't want to do anymore cause want to go for lunch. How I know got more than rm10k? Simple. After 5 minutes she try still got. She was withdrawing my ASG to pay for the AS1M unit which took up like 5 minutes. Furthermore, I was standing at the counter for 30 minutes+. laugh.gif

Decided rm9k haul cukup for the day.
ASW2020 only RM500. sad.gif

One customer after me complain why so slow? blush.gif
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I'm wondering how long have to invested in Asg as I'm asking myself should i sell off my asg and invest in asx.. 🤔
Ramjade
post Aug 4 2016, 06:46 PM

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QUOTE(Asmasw2020 @ Aug 4 2016, 06:39 PM)
I'm wondering how long have to invested in Asg as I'm asking myself should i sell off my asg and invest in asx.. 🤔
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Depend on yourself. I only got ~3% p.a after about 3 years. So better I cut and take profit now and transfer to ASX FP.
Asmasw2020
post Aug 4 2016, 07:06 PM

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QUOTE(Ramjade @ Aug 4 2016, 06:46 PM)
Depend on yourself.  I only got ~3% p.a after about 3 years. So better I cut and take profit now and transfer to ASX FP.
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Ic.. i started asg early this year. The price for these 6 months was like the same.. should i cut loss and invest into asx instead of waiting for next dividend date that is april next year? 🤔

This post has been edited by Asmasw2020: Aug 4 2016, 07:07 PM
Ramjade
post Aug 4 2016, 07:07 PM

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QUOTE(Asmasw2020 @ Aug 4 2016, 07:06 PM)
Ic.. i started asg early this year. The price for these 6 months was like the same.. should i cut loss and invest into asg instead of waiting for next dividend date that is april next year? 🤔
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No. You already lose 5% when you buy. Dividend not important in ASG. Just hope NAV price increase to see if you can get back your principal.
Asmasw2020
post Aug 4 2016, 09:38 PM

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QUOTE(Ramjade @ Aug 4 2016, 07:07 PM)
No. You already lose 5% when you buy. Dividend not important in ASG. Just hope NAV price increase to see if you can get back your principal.
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Yea. Waiting for it to naik back. Break even also will sell it since klci not stabil.. wondering whether need to cut loss now then put everything into asx atleast can start accumulating dividend until dividend day comes. *scratch head* 🤔
wil-i-am
post Aug 4 2016, 10:43 PM

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QUOTE(prince_mk @ Aug 3 2016, 10:26 PM)
Hmmm I cant remember I did last year or this year. Confused.

Btw has your asx more than 150k?
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A sensitive question to answer
wil-i-am
post Aug 4 2016, 10:55 PM

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QUOTE(tonytyk @ Aug 4 2016, 05:56 PM)
5k per month, ok ar?
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It's is sufficient for me
nexona88
post Aug 4 2016, 11:31 PM

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QUOTE(tonytyk @ Aug 4 2016, 05:56 PM)
5k per month, ok ar?
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depends on your spending lifestyle..

for some 5k per month is not enough bruce.gif dry.gif
prince_mk
post Aug 5 2016, 07:45 AM

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QUOTE(Ramjade @ Aug 4 2016, 06:27 PM)
As1m got a lot during lunch time, I suspect got >rm10k cause I sapu rm9k then the clerk don't want to do anymore cause want to go for lunch. How I know got more than rm10k? Simple. After 5 minutes she try still got. She was withdrawing my ASG to pay for the AS1M unit which took up like 5 minutes. Furthermore, I was standing at the counter for 30 minutes+. laugh.gif

Decided rm9k haul cukup for the day.
ASW2020 only RM500. sad.gif

One customer after me complain why so slow? blush.gif
*
Very pandai save while still a student.not only FD but also in asg

I also have some asg pending transfer to asx. Cut loss or wait. Hmmmm.

This post has been edited by prince_mk: Aug 5 2016, 08:35 AM
prince_mk
post Aug 5 2016, 07:48 AM

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QUOTE(nexona88 @ Aug 4 2016, 05:01 PM)
well now u say reach 1mil level very satisfied.. when u actually reach, then u would say want more  devil.gif
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If u have 200k then passive income is rm12k p.a or rm1k monthly.

Unless you have 400k in asx to generate passive income of rm2k monthly.

Put all in one basket? I think I have enough. Move to other investment instrument.
Ramjade
post Aug 5 2016, 10:11 AM

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QUOTE(prince_mk @ Aug 5 2016, 07:45 AM)
Very pandai save while still a student.not only FD but also in asg

I also have some asg pending transfer to asx. Cut loss or wait. Hmmmm.
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ASG was a mistake I made when I don't know anything about UT. vmad.gif vmad.gif
Now at least my Kesihatan, persaraan left 3 digit of unit. Pendidikan still have 4 digit. sad.gif
Asmasw2020
post Aug 5 2016, 10:21 AM

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QUOTE(Ramjade @ Aug 5 2016, 10:11 AM)
ASG was a mistake I made when I don't know anything about UT.  vmad.gif  vmad.gif
Now at least my Kesihatan, persaraan left 3 digit of unit. Pendidikan still have 4 digit. sad.gif
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Same here as well... 😅

LivingLife
post Aug 5 2016, 10:35 AM

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Anyone managed to top up ASM yesterday?
tchtax
post Aug 5 2016, 11:19 AM

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QUOTE(nexona88 @ Aug 4 2016, 01:17 PM)
- Income drop by about half compared with the same period last yr sad.gif
- I think impairment losses also accelerated as per page 22
- Amounts owing by PNB and stock brokers...about 9 million compared with zero
- redemption of units RM34 mil compared with just 230 k , ppl taking up the units also less
- less cash at bank looking at the cash flow statement..

Am I missing anything...(haven't analysed what new investments they've gone in for this period )


titanic_crash
post Aug 5 2016, 11:30 AM

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succesfully transfer my epf account 1 into asw2020 in july...
have done the same for asd in april..next, i will do as1m in oct..

based on my conversation with the staff counter, there is a lot of funds available under epf as many have redeem and put it under asb2
nexona88
post Aug 5 2016, 11:46 AM

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QUOTE(tchtax @ Aug 5 2016, 11:19 AM)
- Income drop by about half compared with the same period last yr  sad.gif
- I think impairment losses also accelerated as per page 22
- Amounts owing by PNB and stock brokers...about 9 million compared with zero
- redemption of  units RM34 mil compared with just 230 k , ppl taking up the units also less
- less cash at bank looking at the cash flow statement..

Am I missing anything...(haven't analysed what new investments they've gone in for this period )
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well I don't actually monitor ASN3 deeply, so I don't know what they sold & what investment the fund added.

but just went thru the report like that. seems the fund is suffering.. income reduce, but expenses went up..

also I see a lot of investment are at paper loss. current market price is lower than cost price bangwall.gif

I guess this upcoming ex-dividend, a lot more people will withdraw the fund...



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