Is that means that as long as I swipe rm2k per mth regardless of which category,  then I'm entire for rm100 cash rebate?
To be honest, it's not worth for it as we still need to pay annual fees. Some more the annual feed is expensive.
Unless it's life time free annual fees. Then it can be consider.
I'm going to terminate my card before it expired.

The effectively CB can be lower than 5%, is depend on how much you spend on your selected category with total spending of 2000 and above

MBB VS is 5% daily, cap at RM88, but only 1st year free AF, subsequent year need to spend RM50K/yr only free waiver, else AF RM550.

Economy is really bad nowadays, Even banks tightening their belt.

I just got my WISE card in June, Only used few months and they changed T&C.

Even Maybank 2 Cards also reduced their benefits.

Times are tough

Spend rm30 next month, cash back credited then only cancel the card. That's if you have their banking account. Else spend rm100.

Sorry if it didn't work out for u, thought it was easy, or I am just lucky. But my AF has yet to be reversed, so I called up the CS who grant me the waiver n he reassured me it will appear in d next statement.

Some full n some prorated.

Support mass cancellation. Hunting for new card for replacement.

Low spender swipe 3k monthly? If you can meet their 2k minimum, there's no reason to change except you're too cheap skate to even pay the AF. 1 card or 2 cards for RM100 monthly? I  prefer 1 card.

Just called...

CS said I can request for waiver provided I continue using the card (monthly spend 2k 🤔) but CS need to confirm whether for 2016 or 2017. (Initially said 2016 will be charged as usual but 2017 waived 🤔). I will update once getting final confirmation.

u want me to show my statement ?
i spoke the ppl's voice, how many of msian can spend 2k every month with credit card ?
please understand the others, not every1 rich like u

it is not wrong for anyone to express their opinion or views or dissatisfaction over the wise revised terms n condition. so, if u do not like it, u can can move on n ignore the threads. I believe u understand fully about the new terms n don't have to check how to maximize the benefits as u won't really see much ways to tell u how to maximize here but just expressions of how hate they are towards the new revised terms. u can check back later once everyone settled down n adapt to the new wise cards

Yeah, same boat now.
Let's see if we can get reversal. Fingers crossed.

Do you have any transactions made in September for September cash back?

Called CS to waive my AF but the CS told me it can't be done.
Told her that some of my friends manage to do it but she said since this is a rebate card the AF can't be waived.

Feedback from CS.
See if this make sense to you guys. Is there such T&Cs?

I have exactly total 10x eligible transactions, all spent under my 3 chosen Categories (Dining is of them) posted in Aug.
Coincidentally, I have one transaction REVERSAL which is a Dining transaction.
This Dining transaction was initially posted in May, but reversal was only credited back to me and posted in Aug.

CS told me (after he get advice from his senior), because the reversal is under Dining, 1x Dining transaction was deducted from Aug calculation, therefore, I only have 9x eligible transactions for Aug.
Hence. ZERO CB!!   
I think this is not reasonable, as the Reversal transaction was not related at all to my Aug spending.
It was a May transaction, so if they want to deduct, then they can always re-calculate my May transactions.

RM0.00 HLB: By Invitation! We've pre-registered U for 50% CASHBACK on weekend dining.Use yr VISA CrCd 3x on weekdays to qualify.Ends 26/2/17. http://www.hlb.com.my/V50

For those who use WISE card for more than 1 year and managed to obtain waiver of annual fee by calling CS, do you see the following in your statement and HL Connect?

Annual Fee 6.00% GST  9.60
ANNUAL FEE WAIVER 6.00% GST  9.60 CR
Annual Fee  160.00
ANNUAL FEE WAIVER  160.00 CR

Or, the words "annual fee waiver" will not be shown in your statement and HL Connect?

does anyone here has successfully waive wise card annual fee ?
pls share

u mean u have to terminate the card to waive AF ?