QUOTE(laymank @ Aug 13 2016, 12:29 AM)
My anniversary is Aug. And HLB just charged me AF on 06Aug.

QUOTE(red_scorpion @ Aug 13 2016, 04:28 AM)
I just got my AF charged on 7th August. I checked on the sms, my approval sms is on 8th August last year, so I think it is charged based on approval date.
But i am unlucky because even though my approval date is 8th August, but I only got my wise card at mid of September last year due to they run out of physical card.
QUOTE(red_scorpion @ Aug 13 2016, 04:31 AM)
same, my card also approved on 8th August based on sms, i got AF charged this year on 7th August even though I received the card around mid of September last year.
haiz...nvm la..i also lazy call them, rugi 1 month+ lor...
Thanks guys for the update. I will call to cancel mine too after I receive my cash back this month. I will ask them about my next cash back, how will it work. If they said I can't have it, I might keep it for the sake of my next cash back since I have earned so much for the past 1 year....