Secured Credit Card with Fixed Deposit04 JANUARY 2021-31 DECEMBER 2021Exclusively for Fixed Deposit customers. Apply for a Credit Card today. No income documents required!
Hassle-free - No income documents required
Available via HLB Website and HLB Branch
- For application via HLB Website, valid for electronic Fixed Deposit (eFD) and Fixed Deposit without certificate.
- For application via Branch, valid for Fixed Deposit with certificate and/or without certificate only.
High approval rate
No maximum in age limit
Assigned credit limit will be based on the pledged FD amount at a ratio of 1:1
The eligible card type and corresponding minimum FD pledge amount are as follows:
| Card Type | Min FD Pledge Amount (RM) |
| Emirates World Elite | 50,000 |
| Emirates World | 20,000 |
| Emirates Platinum | 12,000 |
| The Store & Pacific Platinum | 12,000 |
| The Store & Pacific Gold | 2,000 |
| AirAsia Platinum | 12,000 |
| AirAsia Gold | 2,000 |
| GSC Platinum | 12,000 |
| GSC Gold | 2,000 |
| Sutera | 12,000 |
| Essential | 2,000 |
| WISE | 2,000 |
| I’M | 2,000 |
Not applicable to the following Fixed Deposit Plans:
a) Flexi Fixed Deposit
b) Junior Fixed Deposit
c) Fixed Deposits placed for Malaysia My Second Home Programme (MM2H)
d) Any Islamic Fixed Deposit
e) Any Minor/Trust Fixed Deposit Account
f) Fixed Deposits from another banking institution
g) Fixed Deposit/e-FD pledged as collateral for a banking facility