Sorry to bring this up again, are you talking about Wise card? AFAIK Govt-related transactions and insurance are not included the eligible CB categories for Wise card, or maybe you're talking about other card?

What? Wise card has outside category which's eligible for CB? I thought for Wise card you can only enroll to 2 spend categories plus mobile as bonus, am I missing something?

CONS
- 10% Cashback only applicable to 2 selected categories + Mobile (by default)
- Min. 10 times RM50 spending per transaction to "activate" the 10% rebate.

Can TS update the details on first post to avoid confusion ?

Been inactive lately... maybe the CC scene is a bit boring hahahaha

Revision on Hong Leong WISE Platinum and Gold Credit Card Terms and Conditions



Questions and Answers

Q: What is the change made to the WISE Credit Card spend condition?
A: The minimum 10x swipes with RM50 spend condition will be replaced by minimum RM2,000 posted retail spend in a calendar month effective 1 Oct 2016. All other existing features and conditions remain unchanged.

Q: Why did Hong Leong Bank make the spend condition change?
A: HLB made the spend condition change to improve simplicity and convenience. The WISE Credit Card is one of the most competitive programmes locally and this change is vital to allow us to continue to offer this programme.

Q: Does it mean that, regardless the number of swipes/transactions I perform, as long as I meet minimum posted spend of RM2,000, I will enjoy 10% cash back on chosen categories?
A: Yes, you are right. Please see illustrations below for better a understanding:-


Q: RM100 cash back over Total Spend of RM2,000 is up to 5% cash back, not 10%?
A: 10% cash back is calculated based on amount spent on your WISE chosen categories, not on Total Spend, for the month. It has always been WISE Credit Card product feature since it was launched. This feature remains unchanged effective 1 Oct 2016.

Q: With the 10% cash back, will I still enjoy up to RM100/month?
A: You will still enjoy up to RM100 cash back on your chosen categories. This feature remains unchanged effective 1 Oct 2016.

Q: What will happen to the categories I have chosen?
A: Your chosen categories remain unchanged effective 1 Oct 2016. You will continue to enjoy 10% cash back, up to RM100 if you meet the RM2,000 qualifying spend condition.

Q: My average spend per month on WISE Credit Card is RM1,000. How could I meet the minimum RM2,000 requirement?
A: WISE Credit Card gives out one of the highest cash backs. One way to meet the minimum RM2000 requirement is to consolidate all your purchases on your WISE credit card, for instance, pay for daily shopping, dining, groceries, insurance premiums, utility bills as well as enrol for auto-billing service.

Q: If I decided not to keep my WISE Credit Card, what option do I have?
A: If you find that the changed WISE Credit Card does not suit your needs, you are welcome to switch your WISE Credit Card to another credit card. No switching cost involved. Just give us a call at +603 7626 8899. We will be happy to assist you.
For a copy of WISE Credit Card new T&C, please click here.

If you wish to contact our Customer Relationship Officers, kindly drop us an e-mail at hlonline@hlbb.hongleong.com.my (no P&C information please) or you can call us at +603 7626 8899.

long time no visit this thread.
now no more 10x swipe? just min rm2k transaction only?
other than annual fee, any other CONS that user should be aware of?

if just min rm2k, then i can consider this card for my petrol n groceries

insurance premium means our auto debit personal insurance & annual car insurance, right?

By the way,
how to fully utlize the RM2K spending to enjoy the RM100 rebate ?

which 2 category are the easiest ?
I spend quite a bit for ONLINE purchase. Please advice, Thank you

How about online PURCHASE such as LAZADA/SHOPEE ?
which category this fall ? Thanks

I read some where in HLB for the RM100

I have already meet the RM1K for remaining....
and RM900 for the 3 category .

In this case, i entitled for RM90 , right ?
But in the website, this is not the case, right ?

Thank you all for the advice,

I guess i can try the MOBILE category ,
such as DIGI/MAXIS.

So using WISE to pay DIGI/MAXIS,
any website/platform to enjoy the RM100 cashback ?

btw, frotello italiano at nexus bangsar south does not count as dining. waste my CB for 400bucks

TIME BROADBAND ,
does this fall under Utilities ?

Is the annual fee RM169.60 considered part of the RM 2k expenses requirement to entitle cash rebate?

just want to confirm for TNB ,
if i login to mytnb, and pay will WISE ,

the payment would be reflect immediate in mytnb ?
and still entitle for 10% CB ?

*tested uobpayonline, but this take 2 days .

Thank you,
but using HLB WISE, still entitle 10% CB paying through mytnb ?

Refer attachment

Thank you so much !
i try to search PAGE1 but doesnt find it .

Just curious , how do we search info in lowyat forum ?
*other that using google search ?

haha yeah. instant works on weekends as well right
So anything on the 5th is considered late, alright thanks