OK, I got what you meant after I checked my email.

Y so trouble over small stuff. Just find different officer or go different branch

Even I have put the ambank email in my address, it always go to my spam folder. So better check it there.

just a quick question.
what's the difference btw AMBANK WMC and VI?
i checked the website and did not notice any difference.

Ambank dont have telesales or telemarketing dept to apply cc via online

only way for you is go to different branches or different officer if you really want this card

No difference, it is just MasterCard and Visa.

I think it has been reported that WMC's forex transaction rates are usually more favourable than VI's

But in term of AmBank's benefits, it should be the same.

Applies two AmBank Platinum cards (Visa & MasterCard) at 1U shopping mall.

Was told that each of the card will be gain for x2 times of PPL entry, total here for 4 times.

No any free gift on the spot, but will be send after card has approved such as Luggage bag, car recorder, digital watch etc depend on your preference

yep, benefit wise it's the same.

but for required income for the card application, it's a bit different.
In the application form:- VI is RM150K, WMC is RM100K
in the website: VI is RM120K, WMC is RM120K

it should not be the reason

Saw them on Merdeka day. When I passed by, one of the guys looked at me and my friend but he went to my friend. Then he asked me if I'm already 21 years old. I noticed this problem, every time I pass by any CC booth, very unlikely they will stop me and hardsell to me. I always tell my friends, probably I look poor. Then they said, I look too young. I take that as compliment.

Follow website if I were you.

the WMC card "sample" on the website looks like it's World Elite MC (MC logo is silver (silver for WEMC and MC/Platinum/World MC logo is Red/Orange color) even though it says WMC.

anyone with the current WMC would be able to confirm if the logo is silver or with color?

WEMC


WMC


This post has been edited by RainbowTrail: Sep 3 2016, 01:25 PM

The old card comes with the silver logo, but I read that the new pin and pay comes with the colored one.

Hey guys! How long before you get your pin after activate?

I already activate last 2 week and didn't get pin yet. I in China time can't use cos don't have the pin.

Without pin I can't access the ambank online. I still can get statement by email right?

My existing WMC is silver one but i haven't received my new card yet. The question is, does it really matter?

Whoa... I'm getting a rude awakening from AMBank...

1. eStatement, physical statements incurs a charge of RM12 per annum... I dont recall other banks charging this. I'm getting physical statements for ALL my cards.

2. Late interest calculations. This is pretty shocking not sure if its correct cause I dont pay my cards late, this eStatement thing made me miss my first payment of around RM850. BUT... the late charges shown on the next statement is RM130. Apparently the Call Centre gusy have NO IDEA how its calculated. But they seem to insinuate that once I miss the previous payment, interest will be charge for EVERY transaction I make hence forth EVEN BEFORE the statement reaches me.

For eg. Late Jul payment of RM850, every single cent I spend in Aug will be charged 18% interest per annum even BEFORE the Aug statements reaches me.

Anyone knows if this is how banks charges their late payment interest these days?!

This post has been edited by MeToo: Sep 3 2016, 03:04 PM

Just tell them without PIN and can sign. Do it all the time when I travel to China. Not an issue at all. There's a problem that small cities may not accept overseas cards. I have no issue using all the time in Beijing and Shanghai. However, I had issues with Chengdu, Chongqing and Yunnan because they don't accept overseas cards at all.

That is correct....for all banks and cc.....

The hotel girl don't accept say need pin. Then how do I pay the card without access to ambank online?