What is the amount to pledge? The gap between your annual income and their annual income requirements?

I actually got the monthly statement for a card that I've not received lol

feel like applying as well... the perks seems too good to resist

Whoa... I'm getting a rude awakening from AMBank...

1. eStatement, physical statements incurs a charge of RM12 per annum... I dont recall other banks charging this. I'm getting physical statements for ALL my cards.

2. Late interest calculations. This is pretty shocking not sure if its correct cause I dont pay my cards late, this eStatement thing made me miss my first payment of around RM850. BUT... the late charges shown on the next statement is RM130. Apparently the Call Centre gusy have NO IDEA how its calculated. But they seem to insinuate that once I miss the previous payment, interest will be charge for EVERY transaction I make hence forth EVEN BEFORE the statement reaches me.

For eg. Late Jul payment of RM850, every single cent I spend in Aug will be charged 18% interest per annum even BEFORE the Aug statements reaches me.

Anyone knows if this is how banks charges their late payment interest these days?! 

anyone have succesfully get this card with FD pledge? may I know if it is same as maybank calculation? maybank using credit limit 30k minus the current CC limit, the balance will be the amount to pledge.

For local and online use, you will get 1x AmBonus Point.

just noticed that Ambank has updated the application form for min imcome requirement for WMC , RM120K
which means both website and application form is same.

Unlimited for WMC and VI, just needed condition previously and now no longer needed.
It used to be unlimited for VS and Plat as well when condition was applied, now reduced to 5x and 2x without condition.

Well, that was not their concern at all.

Well, put it this way, during that time PPL was not their selling point.
WMC and VI have higher points rewards. That's to differentiate with VS or Plat.
Moreover, that time nobody is really attracted with the condition 3 swipes. I bet not many people used it anyway.

You were asking previously if the entries were limited since you already knew about the 3 swipes, I told you unlimited what. Basically already answered your question earlier.

But for overseas applicant, it's gonna be a little more troublesome. Ambank has this policy of calling the card applicant to verify your application before they can proceed further, happened to my supp who is working overseas. Had to get ambank to email for verification instead. So expect some delay in ur case.

Both of them which is quite handy, the reason is to use at GM and PPL (one entry each/day).

Both free for life anyways. VI has higher requirement than WMC though.

With both you can enjoy both visa and mastercard lounge/promotion, mostly online.

Yes it's the best way.

amcard-csd@ambankgroup.com

confirmed la. My 3 supp cards also thru email

Yes, ultra super sure. They gave me this email address when they couldn't locate my fax application, and they said email better.