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Credit Cards AmBank Credit Card V2, Free for life card, PPL access with T&C

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MeToo
post Jul 27 2016, 12:19 PM

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QUOTE(ywk12345 @ Jul 4 2016, 10:37 AM)
You can post AMBANK WORLD MASTER CARD features

among ambank card the best will be AMBANK WORLD MASTER CARD :

- Unlimited lounge access without condition. (until end of Dec 2016, maybe extend after that?) http://www.ambank.com.my/ambank/SiteAssets...tOfAirports.pdf  list for Plaza Premium Lounge (including Oversea)
- 5,000 AmBonus points = 1,000 Air Miles. (2nd ranking for exchange Air miles among credit card Malaysia, 1st is Maybank AMEX Reserve)
- Complimentary Hilton Premium Club Membership Card (Waive annual fee Hilton Membership card if spend min RM30,000)
- RM1 = 5X AmBonus Points for overseas spend (DOES NOT INCLUDE ONLINE SPEND PLS KEEP IN MIND, local and online spend only 1X point)
- No annual fee, no conditions attached
- First 3 supplementary cards are Free-For-Life
- Best for oversea spend, foreign exchange rate is best among all credit card, charge around 1% only (Most bank charge at 2%)
- Minimum income: RM120,000 p.a (well they revised from RM100,000)

This card is best for frequent flyer and oversea spend. BUT not for local and online spend.
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I got the VI card... cant remember why I choose that over the WMC (might be because I have other WMC) anyway... I thought the overseas spending VI is usually better then WMC?
MeToo
post Sep 3 2016, 03:03 PM

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Whoa... I'm getting a rude awakening from AMBank...

1. eStatement, physical statements incurs a charge of RM12 per annum... I dont recall other banks charging this. I'm getting physical statements for ALL my cards.

2. Late interest calculations. This is pretty shocking not sure if its correct cause I dont pay my cards late, this eStatement thing made me miss my first payment of around RM850. BUT... the late charges shown on the next statement is RM130. Apparently the Call Centre gusy have NO IDEA how its calculated. But they seem to insinuate that once I miss the previous payment, interest will be charge for EVERY transaction I make hence forth EVEN BEFORE the statement reaches me.

For eg. Late Jul payment of RM850, every single cent I spend in Aug will be charged 18% interest per annum even BEFORE the Aug statements reaches me.

Anyone knows if this is how banks charges their late payment interest these days?! blink.gif

This post has been edited by MeToo: Sep 3 2016, 03:04 PM
MeToo
post May 16 2017, 10:47 AM

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QUOTE(fruitie @ May 16 2017, 09:11 AM)
You can enjoy unlimited PPL access for both cards.
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I think these days access to PPL is no longer considered a priviledge.

Most of the time I dont even use PPL cause the que is ridiculous. My last trip there.. the que was like going down the corridor... i cut the que and went straigth to the counter and show my biz class ticket (Yes you can do that)... i wont dream of going in with my cc...
MeToo
post May 17 2017, 10:41 AM

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QUOTE(limeuu @ May 17 2017, 09:13 AM)
Presumably because he is flying an airline using ppl as business lounge....
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Pandai... give u one thumbsup.gif
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