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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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OldKidz
post Sep 1 2016, 06:48 PM

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QUOTE(??!! @ Sep 1 2016, 06:41 PM)
I got CB for Kurnia, Etiqa and AIA
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U mean u pay all the above online using PBB VS? Via which platform?

Thanks.
??!!
post Sep 1 2016, 06:57 PM

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QUOTE(OldKidz @ Sep 1 2016, 06:48 PM)
U mean u pay all the above online using PBB VS? Via which platform?

Thanks.
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yes.. PBB VS via the insurers' websites

MGM
post Sep 1 2016, 07:26 PM

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QUOTE(OldKidz @ Sep 1 2016, 06:35 PM)
Dont get mad, sorry for not mentioning cause i gt multiple of it.

3 ETIQA TAKAFUL Maybank, 3 PRUDENTIAL, 1 AIA.

Lastly using Watami to pay all till now haven't settle to get new card for handling it.
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U can pay at https://www.aia.net.my/MyService/AgreeLogin...9aYgTaOSg%3d%3d using PBB VS to get 6% CB.

For Etiqa MAYBE can try using MBB2Amex at M2U on weekend for this campaign http://www.maybank2u.com.my/WebBank/cback300616_tnc.pdf. This u will explore it yourself.

Some payees in M2U also accept 3rd party CC (PBB VS) registered at M2U. There are some insurance companies in the payee list.

This post has been edited by MGM: Sep 1 2016, 07:30 PM
saitong09
post Sep 1 2016, 10:36 PM

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QUOTE(??!! @ Sep 1 2016, 06:57 PM)
yes.. PBB VS via the insurers' websites
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OT: Means UOB VOX also entitle for 5% CB via the insurers websites right?
MGM
post Sep 1 2016, 10:58 PM

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QUOTE(saitong09 @ Sep 1 2016, 10:36 PM)
OT: Means UOB VOX also entitle for 5% CB via the insurers websites right?
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VOX excludes insurance.
michaelho
post Sep 1 2016, 11:08 PM

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got my PHARMACY rebate rclxms.gif


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??!!
post Sep 1 2016, 11:12 PM

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QUOTE(saitong09 @ Sep 1 2016, 10:36 PM)
OT: Means UOB VOX also entitle for 5% CB via the insurers websites right?
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Sorry didn't try using VOX..so tak tahu
saitong09
post Sep 1 2016, 11:13 PM

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QUOTE(MGM @ Sep 1 2016, 10:58 PM)
VOX excludes insurance.
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QUOTE(??!! @ Sep 1 2016, 11:12 PM)
Sorry didn't try using VOX..so tak tahu
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ok thanks smile.gif
kart
post Sep 2 2016, 09:00 AM

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QUOTE(cybpsych @ Jul 12 2016, 09:19 AM)
last time min fd pledge is RM34k with 1:1 Credit Limit ratio (i.e. FD amount = CL)

you also need to pay stamp duty 0.5% for the FD amount.

call/visit branch to find out.
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QUOTE(cybpsych @ Jul 13 2016, 07:04 AM)
there's a reason why it's called "pledging FD" to apply a credit card.

your FD is used as collateral since income level is not met or having other risk factors that are not favorable to PBB.

FD fledging is to board rate, not promo rate. so just let it autorenew the FD for as long as you're holding the card.

no FD = no collateral = no protection to PBB = no card. simple as that.
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As you explained, the ratio of credit limit to the pledged FD is 1:1. For me to use PB Visa Signature Card, the credit limit of around RM 5000 is good enough for me.

But, it seems that I cannot pledge just RM 5000 for this card. Sigh. bangwall.gif

Is there anyone here who managed to pledge any FD amount lower than RM 34k?

cybpsych
post Sep 2 2016, 09:09 AM

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QUOTE(kart @ Sep 2 2016, 09:00 AM)
As you explained, the ratio of credit limit to the pledged FD is 1:1. For me to use PB Visa Signature Card, the credit limit of around RM 5000 is good enough for me.

But, it seems that I cannot pledge just RM 5000 for this card. Sigh.  bangwall.gif

Is there anyone here who managed to pledge any FD amount lower than RM 34k?
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obviously it doesnt work the other way round: determine your desired CL, then pledge FD amount.
saitong09
post Sep 2 2016, 09:46 AM

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QUOTE(kart @ Sep 2 2016, 09:00 AM)
As you explained, the ratio of credit limit to the pledged FD is 1:1. For me to use PB Visa Signature Card, the credit limit of around RM 5000 is good enough for me.

But, it seems that I cannot pledge just RM 5000 for this card. Sigh.  bangwall.gif

Is there anyone here who managed to pledge any FD amount lower than RM 34k?
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Maybe 34k is the lowest credit limit for PBB Visa Signature?
joycelsq
post Sep 2 2016, 09:56 AM

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no one mentioning great eastern? so i assume no CB ?
cybpsych
post Sep 2 2016, 10:02 AM

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QUOTE(joycelsq @ Sep 2 2016, 09:56 AM)
no one mentioning great eastern? so i assume no CB ?
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right question to ask is: where to pay GE online?
jusgenie
post Sep 2 2016, 10:17 AM

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QUOTE(joycelsq @ Sep 2 2016, 09:56 AM)
no one mentioning great eastern? so i assume no CB ?
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QUOTE(cybpsych @ Sep 2 2016, 10:02 AM)
right question to ask is: where to pay GE online?
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Ya,
I am also looking for any online portal to pay
Hopefully GE will come out with one decent online payment portal since GE claims one of the largest insurance provider.
MGM
post Sep 2 2016, 10:22 AM

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QUOTE(joycelsq @ Sep 2 2016, 09:56 AM)
no one mentioning great eastern? so i assume no CB ?
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Have u called GE/your agent to find out?
cybpsych
post Sep 2 2016, 10:26 AM

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QUOTE(MGM @ Sep 2 2016, 10:22 AM)
Have u called GE/your agent to find out?
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i asked my agent when applying the GE insurance. no online payment channel. just cash or cc autodebit payment.
??!!
post Sep 2 2016, 01:10 PM

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QUOTE(cybpsych @ Sep 2 2016, 10:26 AM)
i asked my agent when applying the GE insurance. no online payment channel. just cash or cc autodebit payment.
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Ditto..

Used to pay with OCBC titanium before they tarik the CB
saitong09
post Sep 2 2016, 01:33 PM

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QUOTE(cybpsych @ Sep 2 2016, 10:26 AM)
i asked my agent when applying the GE insurance. no online payment channel. just cash or cc autodebit payment.
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cc autodebit payment except AMEX

QUOTE(??!! @ Sep 2 2016, 01:10 PM)
Ditto..

Used to pay with OCBC titanium before they tarik the CB
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few years back pay GE with OCBC GE cc CB 3%
TOMEI-R
post Sep 2 2016, 01:45 PM

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QUOTE(saitong09 @ Sep 2 2016, 01:33 PM)
cc autodebit payment except AMEX
few years back pay GE with OCBC GE cc CB 3%
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All my insurance are auto debit. If have to pay online manually have to remember each individual transaction on the selected dates. But autodebit no CB. Any ideas on this?
saitong09
post Sep 2 2016, 01:48 PM

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QUOTE(TOMEI-R @ Sep 2 2016, 01:45 PM)
All my insurance are auto debit. If have to pay online manually have to remember each individual transaction on the selected dates. But autodebit no CB. Any ideas on this?
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currently all my insurance auto debit with HLB Essential got 0.6% CB

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