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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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cybpsych
post Jul 22 2016, 09:28 AM

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QUOTE(ericlaiys @ Jul 22 2016, 09:25 AM)
PB card has capped to RM 50 for cashback
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the revision already been there since 2015 liao.
ftan
post Jul 22 2016, 02:47 PM

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I paid TNB today via uobpayonline early this morning. Haven't receive any confirmation email. Anyone face the issue? If I really don't get the email, what should be done? Aside checking if pbb received the transaction.

minthiam
post Jul 22 2016, 02:51 PM

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QUOTE(lilsunflower @ Jul 21 2016, 10:33 PM)
Successful attempts:
- Maxis: Portal (hotlink top-up via web) + UOB Payonline (for Maxis postpaid)
- Unifi: Portal + UOB Payonline
- Digi: UOB Payonline (for Digi postpaid)

Other things I've tried:
- Grabcar (useful for airport 65+ tolls)
- Lazada
- All dining
- Amazon (top-up gift card multiple times in denomination of RM60 equivalent)
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Were you able to get 6% rebate for transactions on Grabcar or Uber?
lilsunflower
post Jul 22 2016, 03:28 PM

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QUOTE(minthiam @ Jul 22 2016, 02:51 PM)
Were you able to get 6% rebate for transactions on Grabcar or Uber?
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I'm not sure, as I totally maxed out the 6% and was aiming for the promo swipes (since need to spend minimum RM480 per week).

However, for my CIMB Cash Rebate, I did not receive "5% for Online" for Grab or Uber via the mobile app.


ericlaiys
post Jul 22 2016, 03:47 PM

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QUOTE(cybpsych @ Jul 22 2016, 09:28 AM)
the revision already been there since 2015 liao.
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so does it mean (unlimited) or got cap?
fuzzy
post Jul 22 2016, 03:48 PM

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QUOTE(ericlaiys @ Jul 22 2016, 03:47 PM)
so does it mean (unlimited) or got cap?
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Capped.
mamamia
post Jul 22 2016, 07:10 PM

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I pay cukai taksiran this morning via UOB Payonline, until now no email from them.. Check my PBB online acc, no authorize charges shown too

This post has been edited by mamamia: Jul 22 2016, 07:11 PM
Human Nature
post Jul 22 2016, 07:18 PM

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QUOTE(mamamia @ Jul 22 2016, 07:10 PM)
I pay cukai taksiran this morning via UOB Payonline, until now no email from them.. Check my PBB online acc, no authorize charges shown too
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not so fast. mine took 2 days to be reflected in Pbe
mamamia
post Jul 22 2016, 09:39 PM

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QUOTE(Human Nature @ Jul 22 2016, 07:18 PM)
not so fast. mine took 2 days to be reflected in Pbe
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I thought normally it will show under authorized charges..
Human Nature
post Jul 22 2016, 10:01 PM

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QUOTE(mamamia @ Jul 22 2016, 09:39 PM)
I thought normally it will show under authorized charges..
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1 day for authorized charges and another 1 day for posted as unbilled. I suspect it is due to uobpayonline
saitong09
post Jul 22 2016, 10:02 PM

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QUOTE(ftan @ Jul 22 2016, 02:47 PM)
I paid TNB today via uobpayonline early this morning. Haven't receive any confirmation email. Anyone face the issue? If I really don't get the email, what should be done? Aside checking if pbb received the transaction.
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QUOTE(mamamia @ Jul 22 2016, 07:10 PM)
I pay cukai taksiran this morning via UOB Payonline, until now no email from them.. Check my PBB online acc, no authorize charges shown too
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I paid yesterday noon today morning only received email, check again tomorrow
ftan
post Jul 22 2016, 10:10 PM

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QUOTE(saitong09 @ Jul 22 2016, 10:02 PM)
I paid yesterday noon today morning only received email, check again tomorrow
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Ok, good to know. Thanks.
kingsway
post Jul 22 2016, 11:08 PM

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Is it better to apply for this card as a principal? Or there is no difference compared to a sup card?

Thanks for your feedback

This post has been edited by kingsway: Jul 22 2016, 11:09 PM
lilsunflower
post Jul 22 2016, 11:28 PM

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QUOTE(kingsway @ Jul 22 2016, 11:08 PM)
Is it better to apply for this card as a principal? Or there is no difference compared to a sup card?

Thanks for your feedback
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Some general pointers:

- Applying separately as a principal may be beneficial when there are good sign up promos (i.e. free stuff). Also, free airport lounge access is PER PRINCIPAL (i.e. 3 free lounge entries is combined for principals + subs). So if you intend to use the lounge more than 3 times per year, worth considering this point.

- If the above does not matter to you, then applying as a supp is a good option provided you opt for separate statements (tick the correct box in the application form). This will enable each supp to its own 6% cashback (subject to RM50 monthly limit). If you read the past few posts, some supps have had difficulty applying for online banking (and online statements) where they don't have CASAs. I remember reading that there is a solution to this, but I have not personally tried it so cannot comment further.

- Having a principal + several supps may help you with achieving the eligible spend for PBB's many promos. Based on previous experience, there have been several promos based on "swipe RMXX for XX times per week and win RMXX on first come first served basis". For example, the current promo is swipe RM60 5 times (RM20 cash back) or 10 times (RM50 cash back). Achieving the requisite number of swipes alone as a principal may be difficult. So your supps can help you. However, promo cashback will only be credited to the principal account.
ftan
post Jul 23 2016, 09:50 AM

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QUOTE(saitong09 @ Jul 22 2016, 10:02 PM)
I paid yesterday noon today morning only received email, check again tomorrow
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Received the email this morning. Thanks, again. smile.gif
saitong09
post Jul 23 2016, 10:21 AM

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QUOTE(ftan @ Jul 23 2016, 09:50 AM)
Received the email this morning. Thanks, again. smile.gif
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Good to hear that, don't miss any CB smile.gif
kingsway
post Jul 23 2016, 10:45 AM

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QUOTE(lilsunflower @ Jul 22 2016, 11:28 PM)
Some general pointers:

- Applying separately as a principal may be beneficial when there are good sign up promos (i.e. free stuff). Also, free airport lounge access is PER PRINCIPAL (i.e. 3 free lounge entries is combined for principals + subs). So if you intend to use the lounge more than 3 times per year, worth considering this point.

- If the above does not matter to you, then applying as a supp is a good option provided you opt for separate statements (tick the correct box in the application form). This will enable each supp to its own 6% cashback (subject to RM50 monthly limit). If you read the past few posts, some supps have had difficulty applying for online banking (and online statements) where they don't have CASAs. I remember reading that there is a solution to this, but I have not personally tried it so cannot comment further.

- Having a principal + several supps may help you with achieving the eligible spend for PBB's many promos. Based on previous experience, there have been several promos based on "swipe RMXX for XX times per week and win RMXX on first come first served basis". For example, the current promo is swipe RM60 5 times (RM20 cash back) or 10 times (RM50 cash back). Achieving the requisite number of swipes alone as a principal may be difficult. So your supps can help you. However, promo cashback will only be credited to the principal account.
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Many thanks lilsunflower.

mamamia
post Jul 23 2016, 02:22 PM

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QUOTE(HMMaster @ Jul 5 2016, 09:23 AM)
MyTNB app only. The online version only accepts Maybank direct debit from saving account.
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Off topic.. I check my TNB apps current bill, it still yet to update to July 16 bill as at today, my last bill receive is on 7th July, until today, I still c it shown as 6th June bill as current bill, and how can I pay my July bill which will due on 7th Aug since I don have any outstanding as per mytnb apps
jenern84
post Jul 23 2016, 03:22 PM

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Posonline not accepting public bank credit card at the moment? Just read from posonline official website. Need confirmation.
cybpsych
post Jul 23 2016, 09:23 PM

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QUOTE(mamamia @ Jul 23 2016, 02:22 PM)
Off topic.. I check my TNB apps current bill, it still yet to update to July 16 bill as at today, my last bill receive is on 7th July, until today, I still c it shown as 6th June bill as current bill, and how can I pay my July bill which will due on 7th Aug since I don have any outstanding as per mytnb apps
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no worries. already in tnb account.

I did my payments via mytnb app on 5 July. all went thru. charged to card. only the bill statements not reflected since tnb stopped updating it for upgrade.

I suspect July statements won't be updated with July payments. hopefully Aug statement will revert back to normal updates.

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