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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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cybpsych
post Dec 13 2016, 05:06 PM

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QUOTE(sms2u @ Dec 13 2016, 05:01 PM)
online bill payment? how u make bill payment? "bill payment" no entitle for promo cash back
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why not? there's no exclusion for bill payment.

i've been paying maxis/umobile/unifi/astro, all eligible for promo cb.
cybpsych
post Dec 16 2016, 10:34 PM

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QUOTE(janson_kaniaz @ Dec 16 2016, 05:00 PM)
has anyone tried paying tnb via shopee method? is it reliable?
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QUOTE(lilsunflower @ Dec 16 2016, 10:22 PM)
I recall 1 or 2 people reported in (maybe on other threads). I went to the site and it looks OK... But I'm a bit too conservative to go through it for bills. Waiting for it to become a bit more tried and tested.
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not much savings. not worth the trouble since going thru many channels: card > shopee > seller > tnb. many issues can go wrong between your card till your tnb account gets updated with payment.

if got at least 5% discount, the worth the trouble.

pay via mytnb portal is better, immediate update, and cb eligible.
cybpsych
post Dec 17 2016, 06:05 AM

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QUOTE(janson_kaniaz @ Dec 16 2016, 11:13 PM)
thinking to get 6% normal monthly cb for online transaction and then 5% on monday for the promo
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yeah, hopefully can work. but need to know few variables whether shopee is eligible, transaction date, etc.

another matter is privacy issue since you're giving details to shopee n seller. how about trustworthiness?

then need to worry how fast payment is reflected in tnb account since some sellers promises SLA between 1-7 days, some 1-3 days. the payment is at seller's mercy laugh.gif

can try lo, and test test biggrin.gif
cybpsych
post Dec 17 2016, 08:53 AM

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QUOTE(wjchay @ Dec 17 2016, 08:39 AM)
I wonder if this is even legal?
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should be ok kot

if my interpretation of shopee is correct, shopee is the platform for sellers to provide services.

these sellers help you by paying your bills, on your behalf, at discount price. e.g. u want to pay RM50 tnb bill, seller sell his service at discount rate of RM49.70 (example). then, they pay your tnb bill on your behalf. you get cb for payment thru shopee (still tbc if eligible or not) and also discounted tnb bill.

if you noticed, sellers asks for your tnb account number, bill number (may be optional), name, contact number, etc.

it's similar to asking your friend (1:1 or one-to-one) to pay your tnb bills laugh.gif only that shopee platform is 1:many (you deal with all sellers in shopee)


the benefits of these sellers, that i could think of, is probably using their cc with high cb % (e.g. hlb wise or pbb vs or mbb vs), then discount you about 1% or lesser (some as low as 0.1%, i think). they earned few cb % by spending none of their own money using their own cc.

just my dua puluh sen comment biggrin.gif
cybpsych
post Dec 18 2016, 09:09 PM

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QUOTE(opticc @ Dec 18 2016, 02:57 PM)
so pledge 30k get 30k limit ah..
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last time someone reported, min 34k to pledge, cl is 1:1. fd is board rate, not promo rate.

you cant uplift the fd and keep the card. really not worth locking your hard-earned 34k just for a card and for its rm600 max annual cashback.

unless, of course, you has no use for the 34k.
cybpsych
post Dec 20 2016, 11:43 AM

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QUOTE(Nepo @ Dec 20 2016, 10:59 AM)
Hi,
Are they ways to use this card to pay for Unify cost and get 6% rebate?

Thanks.
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if you ever search this topic, the answers are there.
cybpsych
post Dec 20 2016, 07:50 PM

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// 20 DEC 20 DEC (DGP) PB SWIPE CASH BACK - WK7 10.00CR //

paid RM200.00 maxis fiber bill @ maxispay on 14 Nov 2016 (Mon)

cybpsych
post Dec 21 2016, 12:08 PM

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QUOTE(lilsunflower @ Dec 21 2016, 11:58 AM)
Yeh - I started taking it seriously from Week 9 onwards and doing lots of early morning Monday online purchases rather than relying on "normal" grocery and dining spending, which is hard to achieve early in the week.
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imagine if the qualifying week starts on Sat/Sun, it'll be worse smile.gif

QUOTE(ftan @ Dec 21 2016, 12:04 PM)
Hehe, good. Hope you get the cb.

I think I'm done spending for this month. Maxed out most of my cc cash back (not credit limit). Waiting for jan. biggrin.gif
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still have few more quota from 2 supp cards to play around. since the promo ending Feb, i'm planning to overpay some future bills, each week from now on.

also to be careful not to overspend until monthly quota burst (est rm833 per month)
cybpsych
post Dec 21 2016, 06:57 PM

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QUOTE(guy3288 @ Dec 21 2016, 06:36 PM)
I swipe mondays, latest 9pm still can get
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woah, just noticed Week8 promo cb already masuk rclxm9.gif

// 21 DEC 21 DEC (DGP) PB SWIPE CASH BACK - WK8 10.00CR //

21 Nov 2016 (Mon) @ RM200.00
unifi @ tmportal, maxis fiber @ maxispay, starbucks reload thumbup.gif
cybpsych
post Dec 25 2016, 11:47 AM

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MCC 5411 - Grocery
FamilyMart Mid Valley Kuala Lumpur MY

MCC 5812 - Eating Places and Restaurant
Dome The Garden Kuala Lumpur MY
Sushi King Sunway Velocity Kuala Lumpur MY
OTWC Sri Permaisuri Kuala Lumpur MY (old town white coffee)
CF Home Made Mid Valley Kuala Lumpur MY (fish head noodle)
PHD Dwitasik Permaisuri Kuala Lumpur MY (pizza hut)

MCC 5814 - Fast Food Restaurants
McDonalds Shell Cheras Kuala Lumpur MY

all verified to be eligible for 6% cashback.
cybpsych
post Dec 28 2016, 09:22 AM

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QUOTE(pepper_mint2 @ Dec 28 2016, 09:21 AM)
my application took around 3 weeks to nearly a month for my principal card, my supplementary all took around 2 weeks roughly....
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yep, once the first hurdle is cleared (principal), the supp cards would be easier (dependent to principal). 1 week to approve + 1 week to deliver.
cybpsych
post Dec 29 2016, 04:48 PM

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QUOTE(lilsunflower @ Dec 22 2016, 02:52 PM)
Use this and get a free kettle:

https://www.pbebank.com/Personal-Banking/Pr...Jug-Kettle.aspx

All the information you need is there.
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QUOTE(cempedaklife @ Dec 29 2016, 04:17 PM)
can i apply sub card via online or email? how?
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email
cybpsych
post Dec 29 2016, 07:03 PM

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QUOTE(cempedaklife @ Dec 29 2016, 06:29 PM)
Sorry. Which email? Thank you.
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PBCS Customer Service
custsvc@publicbank.com.my
cybpsych
post Jan 1 2017, 01:03 AM

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QUOTE(lilsunflower @ Dec 22 2016, 02:52 PM)
Use this and get a free kettle:

https://www.pbebank.com/Personal-Banking/Pr...Jug-Kettle.aspx

All the information you need is there.
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QUOTE(cybpsych @ Dec 29 2016, 07:03 PM)
PBCS Customer Service
custsvc@publicbank.com.my
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QUOTE(echoesian @ Jan 1 2017, 12:22 AM)
How to apply supplementary card online?
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cybpsych
post Jan 1 2017, 08:25 PM

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Stand a chance to win RM888 Angpao with Visa Card at AEON Big [ PBB | T&Cs ]

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CNY Cash Back [ PBB | T&Cs ]

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cybpsych
post Jan 2 2017, 10:25 AM

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QUOTE(labtec @ Jan 2 2017, 10:20 AM)
cannot find the form online, need to go public bank to get the form
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what talking you?

QUOTE(labtec @ Jan 2 2017, 10:22 AM)
how do you get this summary from the online account? i click around many button but still can;t get this
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in your Dec statement le
cybpsych
post Jan 3 2017, 09:58 PM

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QUOTE(Human Nature @ Jan 3 2017, 09:47 PM)
the 1mil campaign is until 19 jan 2017 (clause 1) or 19 feb 2017 (clause 12)?
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yalor, all showing 19 Feb.

need full 20 weeks to fulfill 1mil

cybpsych
post Jan 4 2017, 05:39 PM

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QUOTE(lilsunflower @ Jan 4 2017, 03:25 PM)
Week 9 is in!

04 JAN 04 JAN (DGP) PB SWIPE CASH BACK - W9 10.00 CR
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QUOTE(mamamia @ Jan 4 2017, 04:36 PM)
yeah, i got RM25
04 JAN (DGP) PB SWIPE CASH BACK - W9 25.00
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interesting, they used W9 instead of WK9 tongue.gif
cybpsych
post Jan 6 2017, 12:17 PM

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QUOTE(Kaka23 @ Jan 6 2017, 12:12 PM)
Use this card to pay for utilities.. how to get some rebate if any?
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what utilities?

the usual tnb, syabas... are well documented here. search for it.

others, refer post 2 or search.
cybpsych
post Jan 6 2017, 07:50 PM

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QUOTE(winner @ Jan 6 2017, 05:02 PM)
The transaction shows "Shopee SG". Singapore gateway.
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merchant location and payment gateway location differs.

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