all separate.

nice, i got a call to collect from branch too.

now is the good time to apply supp card and jug kettle promo above.

use the promo form and email. attach with your scanned NRIC (front/back). cross it out for credit card application only. just in case.

not IWK payee issue.

it's POSonline issue which was reported few days back and is having maintenance per report here.

Eligible for 6% Dining Cashback:
Thai Express @ Jaya Shopping Centre

Eligible for 6% Grocery Cashback:
Pasaraya Hero @ Bandar Sri Permaisuri

don't think that's categorized as 'online' trx.

I only do manual payment via mytm portal, particularly on Monday just to target the ongoing promo.

already been reported at many topics, including here

this notice posted, underneath the login page

you are definitely a good customer for any banks that make (more) money from charging interests to you

a good customer should always pay on time, all the time, without any extra fees charged to you for using their services.

BT is still a valid service, subject to approval anyway

banks are strict, but also have the escalation and resolution processes in place to handle these cases. each customer is different, and each has the potential to lose track of repayment (example above).

well, just be mindful lo. or BT slightly above to make round figure. my experience, i BT lower amount to make round figure, but also keep track of each card's outstanding (<RM50) and clear it on due date.

i scan thru all my cards' unbilled transaction on daily basis. just make it my habit to do so.

yup

https://www.pbebank.com/Personal-Banking/Pr...ansfer-XVI.aspx

i applied my pbbvs while applying pbb home loan. i was too hoping to get it approved easily. finally, i rejected pbb's home loan offer, but i still chase the agent to get the card approved


chances to get it waived is higher as you did pay most of the outstanding (rm9600), except rm70.

one thing that banks doesnt do, but telco does, is to notify customer on due date for any unpaid outstanding. some telcos diligently notify customer for few events, e.g.

1) x days before due date
2) on due date
3) x days past due date (service suspension reminder), this can be the reminder for finance charge for banks


doing this has more benefits to customers, but also improves collection by reducing bad debt account. but as we all know, banks are here to make more money by NOT notifying you instead. still, it shifts the load to customer service and cost to pickup inbound calls from us.

oh well.

jompay, dont think so.


tnb, better use mytnb portal. payment reflected immediately.





recently, mytnb v3.15 mobile app can make payment now. i just tried this morning, payment already reflected.

it should be Online trx since OTP stated 'eCom txn'. pending cb confirmation next month.

best part with mobile app is you can enter any amount to pay. mytnb web portal must always pay full outstanding amount.

not sure, but after i rejected the loan offer, i continue to get my pbbvs for approval based on all income documents i submitted for house loan application. my EA Form and BE Form (Summary) indicated total annual income >RM100k (including bonus).

yay! double-cashback with monthly 6% cashback (RM30) already gotten this month.

// 07 DEC 07 DEC (DGP) PB SWIPE CASH BACK - WK6 25.00CR //

swiped RM500.00 on 7 Nov 2016 (Mon)
astro @ astro portal, maxis postpaid @ maxispay

that cb is not dependent to statement.

it's shown in pbe as unbilled amount.

same, i'm waiting for week7 as well

good to know.

Mon-Tue spending still safe, well, for 1 month ago. cuz cb is credited about 1 month after qualified week.

Safest is still Mon, while Tue is good.

utilities = tnb/syabas not eligible for the promo cb, but eligible for the monthly cb.

phone bills are not utilities. i have tried maxis/umobile/unifi/astro, all eligible for promo cb. addon with monthly cb, even more rewards

good one hope pbb doesnt detect it as tnb/utilities

ermm, cheaper than payonline? payonline is FOC, how can shopee cheaper?

ok, just browsed shopee. cheaper in a way that shopee price is discounted. e.g RM30 bill, pay RM29.90

This post has been edited by cybpsych: Dec 13 2016, 09:49 AM

as above


what is the description posted on the statement? confirmed gotten the monthy 6% cashback? how about the promo 5% cashback?

This post has been edited by cybpsych: Dec 13 2016, 03:12 PM