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Credit Cards CIMB Bank Credit Cards v5

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lilsunflower
post Oct 25 2016, 11:19 AM

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QUOTE(zeonczk @ Oct 25 2016, 10:57 AM)
Nope, did not apply for that.. i dont usually travel very often, just that this time i am travelling.. so wondering if there is any rebate for it.
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Anyway, even if you don't travel, its a good CC to pair with CIMB CR, especially since its AF is easily waivable and got 6 times lounge access. I highly recommend this combination if you want flexibility and to maximise your CB potential (unless you qualify for cards like PBB VS etc).
lilsunflower
post Oct 27 2016, 11:12 PM

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QUOTE(iXora.ix @ Oct 27 2016, 11:05 PM)
Just receive my supplement card via poslaju (drop mail) biggrin.gif
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Finally! Sadly it's after the 28th so you're in the new cycle. Mine was just before, so I can get cashback for spending before 28th. smile.gif
lilsunflower
post Oct 28 2016, 12:05 AM

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QUOTE(MGM @ Oct 28 2016, 12:03 AM)
But CB is based on posting date.
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Yepp I know. Got my supps last week and they spent on first day. All posted already.
lilsunflower
post Oct 31 2016, 10:58 PM

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QUOTE(hwachong @ Oct 31 2016, 10:48 PM)
when does cimb rebate show?
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Typically:

29-Oct-2016 28-Oct-2016 CASH REBATE 30.00
lilsunflower
post Nov 1 2016, 10:22 AM

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QUOTE(kart @ Nov 1 2016, 09:24 AM)
fruitie and cybpsych

Thanks for your information.  notworthy.gif

So, it is confirmed that we have spend exactly RM 600.00 (not a cent less), in order to get the maximum 5% online cashback, which is RM 30.

It is a misleading clause in their terms and conditions, and CIMB Bank does not fulfil their terms and conditions.  mad.gif  bangwall.gif
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QUOTE(alexwsk @ Nov 1 2016, 10:15 AM)
it will be rounded to the nearest cent
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I spend EXACTLY RM599.96 every single month (pay AEON CC RM587.50 via POS Online results in RM599.96 after 2% service charge and GST) and get RM30 exactly.


lilsunflower
post Nov 1 2016, 02:12 PM

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QUOTE(fruitie @ Nov 1 2016, 12:12 PM)
CIMB was one of the fastest for me, got it back in April.
Anyway, is it OK if I pay two AEON credit cards in a PosOnline transaction? I have allocated two "folders" when I paid.
lilsunflower, can advise? Since you are a seasoned PosOnline user... I paid on 30th and already shows successful but still nothing is reflected in my AEON yet. Will check again tonight, just wanna avoid contacting PosOnline for delayed payments. sad.gif
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I never tried because I don't have 2 AEON cards, BUT, I have done AEON CC payment + Indah Water (2 Accounts) + Gas Malaysia as one payment before, and no problem.
lilsunflower
post Nov 7 2016, 11:46 PM

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QUOTE(fruitie @ Nov 7 2016, 11:37 PM)
I have bought a lot of stuff recently, no more shopping on 11th. laugh.gif
11th Nov sales is known as the Singles Day in China and they made it that day as the Black Friday sales of China. Giler cheap stuff and sooner other countries also adopt this sales culture on that day.

I will buy from China most of the time. This time I will go for teambuilding on Thursday and Friday, I may not be able to buy my stuff. laugh.gif
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Oooh! Thanks for clarifying! Going to buy a laptop soon and saw some 1111 thing on Lazada but had no idea what it was. Based on past experience, worth waiting until Friday?
lilsunflower
post Nov 10 2016, 06:38 PM

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QUOTE(Pebbie @ Nov 10 2016, 06:27 PM)
Is it hard to apply for cash rebate credit card? I had been rejected by them twice already
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Do you meet the minimum income requirements, and are you holding many cards?

How long did you wait between applications?

Normally this card is not difficult to obtain approval.
lilsunflower
post Nov 14 2016, 05:03 AM

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QUOTE(yw46 @ Nov 13 2016, 09:04 PM)
I applied one online, but not proccessing, and everytime I called CS, no record in system, even if I provide them my application ID.
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Email cardcentre@cimb.com - better to get things in writing.

Is there a form you can email in?
lilsunflower
post Nov 20 2016, 09:23 PM

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QUOTE(wu ming @ Nov 20 2016, 08:07 PM)
MPH Online eligible for 5%? I can't find it on page 1.
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I tried it last month during the Cyber Sale and got cashback.
lilsunflower
post Nov 27 2016, 02:00 PM

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Random FYI

I was testing how many supplementary cards we can apply for under CIMB CR and applied for 2 more. I now have SIX supplementary cards. Maxed out on all my family members, so I'm not sure what the absolute maximum is. smile.gif
lilsunflower
post Nov 27 2016, 02:54 PM

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QUOTE(fruitie @ Nov 27 2016, 02:08 PM)
7 cards, RM 210 free every month. sweat.gif
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Yeh, and they also use for non online transactions, some of which get cash back.

Benefit of having quite a large family smile.gif
lilsunflower
post Nov 28 2016, 02:54 PM

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QUOTE(fruitie @ Nov 28 2016, 02:36 PM)
Yes, just to be safe to swipe tomorrow or if really forced to swipe today, then do it around midnight time...
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Yeh agreed.

For me, I took the risk and bought stuff from Lazada, Cotton On and MPH (Cyber Monday) today, because I checked back on ALL my statements this year, and none of my online purchases were posted on the same day. I think late in the evening should be fine if you're really paranoid.
lilsunflower
post Nov 29 2016, 10:59 PM

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I applied for 2 additional CIMB CR supp cards a week ago but now I see 3 new ones in my CIMB Clicks! Gives me a total of 8 cards. Hmmm..Will wait for cards to arrive to ascertain what's going on.
lilsunflower
post Nov 29 2016, 11:53 PM

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QUOTE(fruitie @ Nov 29 2016, 11:14 PM)
Err.. How can they give you 3 when you only submitted details for 2? unsure.gif
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Absolutely no idea. Can see 3 different card numbers.

When I applied for my supplementary cards, I assigned the credit limit based on their birthday so I can easily identify them in CIMB clicks. For example, if birthday on 16th, I put 1600 limit. So for the last 2 cards, I put 1600 and 2400. Now I see 1 card with 1600 and 2 cards with 2400. Weird huh.

lilsunflower
post Nov 30 2016, 12:02 AM

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QUOTE(fruitie @ Nov 29 2016, 11:57 PM)
I thought supplementary card holder will have name in your CIMB Click? unsure.gif
That's the reason, that's why we have been advising people not to deduct out the cash back from current balance.
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Really? On the main page I just see a whole list of card numbers, plus credit limit and outstanding balance and payment due date. Can't see the names... Hmm. Yours has names?

Even my statement doesn't say my supplementary card holder names! See screenshot.


Attached thumbnail(s)
Attached Image
lilsunflower
post Nov 30 2016, 12:22 AM

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QUOTE(kawteem @ Nov 30 2016, 12:16 AM)
That's strange. I have my supp name appears in both clicks and statement.
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Mine, totally don't have. With reference to my earlier screenshot, for my card (principal), I can see my name above the box. Then for all my supp cards, there is no name above the box. Their name doesn't appear at all in my statement.

In CIMB clicks, everything I click also don't have their name. Only the word "supplementary".

If not for the different credit limit, I really have no idea which card belongs to who.
lilsunflower
post Nov 30 2016, 12:32 AM

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QUOTE(fruitie @ Nov 30 2016, 12:27 AM)
This is how it is shown as per my steps above. This is my supplementary details:
user posted image
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Ohhh!!! Thanks so much. I finally got to that page on my desktop. Yes, now I can see that there are 2 cards issued in my brother's name.

I wonder if CIMV will do a proper check before they emboss and dispatch the cards. Or if they will send me 3 instead of 2. Will update when my supps actually get their cards.

So far my 2 new supp card holders haven't gotten any SMS about their new cards. If I recall properly, normally there is an sms to inform them that cards are approved right?
lilsunflower
post Nov 30 2016, 12:42 AM

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QUOTE(fruitie @ Nov 30 2016, 12:36 AM)
OK, then mine is normal. biggrin.gif
Different card no.? Good for you then. laugh.gif
Yes, I received SMS for approval but because I left the no. blank during application, so it ties back to my contact no. smile.gif
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Yeh, different card numbers. If really 2 cards are issued to my Bro, I'll ask him to give me one just to pay Pos Online smile.gif. But will have to keep asking him for OTP every month.

See how it goes!
lilsunflower
post Nov 30 2016, 10:33 PM

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QUOTE(MGM @ Nov 30 2016, 10:26 PM)
Should be thankful lah, as this could be the last, as there is a possiblilty we can't use credit card to pay AEON CC bills thru POSonline.
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cry.gif I still have my fingers crossed that CC payment is still available. Easy money for Pos Online! Will check again tomorrow.

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