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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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nexona88
post Jul 13 2016, 04:58 PM

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QUOTE(bbgoat @ Jul 13 2016, 04:45 PM)
Lucky in FD but unlucky in USD !  cry.gif  cry.gif
*
MYR gonna be weaker in coming days hmm.gif hmm.gif
nexona88
post Jul 13 2016, 05:00 PM

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QUOTE(jasonlim_82 @ Jul 13 2016, 04:57 PM)
looks like will go back to Bank Rakyat 4.38% promotion
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if the rate u state is before OPR cut..

then it's might be 4.30% or 4.28% after OPR cut rolleyes.gif sweat.gif
nexona88
post Jul 13 2016, 05:15 PM

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QUOTE(TOMEI-R @ Jul 13 2016, 05:12 PM)
I hope not, with the new opr some claim that MYR will go up a little.
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oh really..

most saying OPR cut bad for MYR.. and also increase inflation rate hmm.gif hmm.gif
nexona88
post Jul 13 2016, 05:49 PM

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QUOTE(David3700 @ Jul 13 2016, 05:28 PM)
All bros have to go and find new promos and re-posted. Old ones not valid oledi.....
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yup. all the promo posted is not valid now..

TS needed to re-edit back all the promo when new rate is out dry.gif
nexona88
post Jul 13 2016, 05:53 PM

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QUOTE(cklimm @ Jul 13 2016, 05:45 PM)
Now I begin to worried with my Maybank step ups:
*Should there be an Overnight Policy Rate change, the offer rates may be revised.
*
confirm rate will be revised sweat.gif

how lower, I not sure blush.gif
nexona88
post Jul 13 2016, 06:20 PM

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QUOTE(bearbearwong @ Jul 13 2016, 06:18 PM)
which one is the best now? my public bank expired di... ocbc coming soon 4.5,

charm lor.. this revised make ppl earn lesser.. drop monies... aihhh
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I'm not sure..

revised rate / promo not out yet..
nexona88
post Jul 13 2016, 07:10 PM

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QUOTE(voyage23 @ Jul 13 2016, 06:48 PM)
So does this mean our old FD rates will be affected also?
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once the rate is printed on FD certificate. banks needed to honor the rate even tho OPR cut.

only new placement after OPR cut will be effected icon_rolleyes.gif

This post has been edited by nexona88: Jul 13 2016, 07:10 PM
nexona88
post Jul 13 2016, 09:06 PM

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QUOTE(Ramjade @ Jul 13 2016, 07:14 PM)
Luckily I moved out of FD.  rclxm9.gif

Wonder what will maybank eGIA-i be now.  hmm.gif Hopefully maintain.  sweat.gif
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Don't think will maintain leh..
Sure have some changes wan blush.gif
nexona88
post Jul 13 2016, 11:26 PM

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QUOTE(cklimm @ Jul 13 2016, 11:06 PM)
[attachmentid=7083648]

Time flies
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wah below 4% huh? bangwall.gif
nexona88
post Jul 14 2016, 11:18 AM

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QUOTE(cklimm @ Jul 14 2016, 07:52 AM)
woah that's scary huh bruce.gif

so low rate cry.gif
nexona88
post Jul 14 2016, 11:56 AM

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seems like KFH ICM 12 mths 4.35% is the best rate now hmm.gif since Affin 4.5% gone after OPR cut..
nexona88
post Jul 14 2016, 12:17 PM

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QUOTE(csong60 @ Jul 14 2016, 12:01 PM)
Just walked in to Public Bank to check ...... 12-months FD rate @ 3.15% :-(
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that very low bangwall.gif

seems like most bank offering board rate now..

maybe August only have new promo cool2.gif Merdeka promo laugh.gif

This post has been edited by nexona88: Jul 14 2016, 12:17 PM
nexona88
post Jul 14 2016, 01:49 PM

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QUOTE(jasonlim_82 @ Jul 14 2016, 01:16 PM)
Bank Rakyat 4.38% promo still valid. just done at HQ this morning. those free gifts like gold coin, etc are applicable for Xclusive customers only
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Thanks for the info..
Seems this rate only for now..
Gone the 4.5% rate cry.gif
nexona88
post Jul 14 2016, 06:03 PM

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QUOTE(David3700 @ Jul 14 2016, 03:16 PM)
Should be very lucky if still got 4.3+ interest. Dunno can last until end July for my next placement..... blush.gif
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yeah..

looking at people post the "old days" FD rate where OPR is currect rate.. all below 4% bangwall.gif
nexona88
post Jul 14 2016, 06:28 PM

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QUOTE(Ramjade @ Jul 14 2016, 06:24 PM)
Wow. Imagine what a decrease of 0.25% does. But then again this was before Basel III.
*
let's see next month how the FD promo rate rolleyes.gif
nexona88
post Jul 14 2016, 08:51 PM

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QUOTE(ewingcher @ Jul 14 2016, 06:46 PM)
Placed a 12 MONTHS STEP-UP FD with RHB (Cycle 1: 1-3 month @ 4.00%; Cycle 2: 4-6 month @ 4.15%; Cycle 3: 7-9 month @ 4.25%; Cycle 4: 10-12 month @ 4.60%) with an effective rate of 4.25% p.a. last month. The maturity date printed on the slip, however, was 3 months instead of 12 months from the date of deposit. Will the promotional rate be affected by this OPR cut?
*
Don't think yours would be affected by the rate cut...
So no worries...
nexona88
post Jul 14 2016, 11:02 PM

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QUOTE(Human Nature @ Jul 14 2016, 08:22 PM)
Can we put 2 names on a banker's cheque? If yes, can either one only is present when using that BC for FD placement?
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Nope. blush.gif
nexona88
post Jul 14 2016, 11:27 PM

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QUOTE(David3700 @ Jul 14 2016, 11:13 PM)
Better go to the branch to find out....if available, lock in immediately  biggrin.gif
*
my guess it's might be reaching target soon since it's the best now bruce.gif
nexona88
post Jul 14 2016, 11:43 PM

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until KFH change the rate or withdraw the promo..

it's applicable blush.gif
nexona88
post Jul 15 2016, 12:03 AM

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QUOTE(kit2 @ Jul 14 2016, 11:55 PM)
boe kept rates unchanged but bnm cut rates citing brexit. is malaysia's economy more exposed to brexit than britain itself? interesting.
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our BNM governor forward thinking devil.gif

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