Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
9 Pages « < 4 5 6 7 8 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

views
     
nexona88
post Jul 15 2016, 12:49 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(Lineage @ Jul 15 2016, 12:47 PM)
Latest promo..

UOB 12M 3.95% p.a..
*
Min deposit?

needed to put into CASA??

hmm.gif hmm.gif
nexona88
post Jul 15 2016, 03:36 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(low yat 82 @ Jul 15 2016, 03:21 PM)
jus done hong leong 4.25. interest credited to islamic saving acc. need rm200 to open.
*
1 year FD? hmm.gif
nexona88
post Jul 15 2016, 05:02 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(Human Nature @ Jul 15 2016, 04:32 PM)
Just back from BR. Good news is that, still no directive to end the 4.38% promo.

Free gifts out of stock..
*
thanks. shall inform my friend about it.

next week FD matured smile.gif

don't care about freebies. olang kaya lor devil.gif
nexona88
post Jul 15 2016, 06:15 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(fourfourtwo @ Jul 15 2016, 05:20 PM)
Does Bangkok Bank branch at Bandar Botanic, Klang offer the 4.30% promo? [attachmentid=7099496]
*
should be.. the promo for all branch icon_rolleyes.gif
nexona88
post Jul 15 2016, 08:45 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(yuunasue @ Jul 15 2016, 08:06 PM)
Maybe half year later can get back 4.5% hopefully.
*
Nope. Don't think so after the unexpected rate cut blush.gif
nexona88
post Jul 16 2016, 06:54 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(Pinnacle1295 @ Jul 16 2016, 03:07 PM)
I checked with MayBank on Thursday evening .... they says Friday having promo 3-months Step-Up @ 3.5% + 3.5% + 4.55% (effective 3.85% p.a.). However when I brought 2 Banker Cheque (yesterday matured from other bank) there, they says the promo EITHER being suspended OR quota reached :-(.

Asked me to hold on until early August.
*
Maybank reduce the rate on Friday. so the promo is no more available..

they will come out with new one later icon_rolleyes.gif
nexona88
post Jul 17 2016, 01:40 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(guy3288 @ Jul 17 2016, 10:33 AM)
yes new GIA placed yesterday gets 3.75%.

just lifted  one placed on 11.7.16, still paid full 4%.
checked my GIA placed yesterday, it is indeed 3.75% only
checked another placed on 3.7.16 still paid 4% till today.

so looks like placement before 16.7.16 will still get 4%.
new GIA from yesterday will get 3.75%.
*
Okay. Maybank already adjusted according to official announcement..
nexona88
post Jul 17 2016, 01:42 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(tonytyk @ Jul 17 2016, 09:04 AM)
Does it mean the  downward revision of GIA rates of 3.75% only affecting new placement? Existing placement still hold on to 4%?
*
Yes. Banks cannot reduce the rate simply because we already locked the rate..
New one only they can do..
nexona88
post Jul 17 2016, 01:44 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(cklimm @ Jul 17 2016, 11:44 AM)
now it makes me wonder: should i uplift my 4% parked money there?
*
Unless u can find better place that give more than 4%..
nexona88
post Jul 17 2016, 03:18 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(cklimm @ Jul 17 2016, 01:55 PM)
wow guys,
Maybank is releasing a factsheet for GIA, which makes this fund which looks like a FD indeed looks like a fund.

http://www.maybank2u.com.my/WebBank/IA_Fun...e_TF_2016Q1.pdf
*
old info..

guess end of the month should get new one icon_rolleyes.gif
nexona88
post Jul 18 2016, 05:03 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(kit2 @ Jul 18 2016, 04:29 PM)
kfh's 4.35% promo taken off website...sigh
*
bye.gif bye.gif

the next best one is 4.25% by HL smile.gif
nexona88
post Jul 18 2016, 05:10 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(fourfourtwo @ Jul 18 2016, 05:06 PM)
Probably THE ONLY one cause even Bangkok Bank has already took off their FD promo from their website.

cry.gif  cry.gif  cry.gif
*
so faster grab the offer (place your FD) before HL take them off too cool2.gif bye.gif
nexona88
post Jul 18 2016, 08:46 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(SmallPotato2011 @ Jul 18 2016, 07:49 PM)
Really bad, KFH and Bangkok Bank offer are gone...

Luckily last Friday manage to put some fund for KFH...
*
Well it's expected since opr cut.. Some withdrew on same day opt cut. Some Friday.. Some today Monday..
nexona88
post Jul 19 2016, 01:41 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(TOMEI-R @ Jul 19 2016, 09:16 AM)
Whichever bank you go to, if they really require you to put in fresh funds, just withdraw transfer your money out and transfer it back in. Trust me, the banks cant do shit about it.
*
hahah if banks insist. I normally does that..

transfer out, then transfer back in biggrin.gif
nexona88
post Jul 19 2016, 06:17 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(szejz123 @ Jul 19 2016, 02:32 PM)
Just tell the teller to withdraw cash, then ask the teller whether cash counted as fresh fund, if okay, then just deposit it back into FD. The teller won't be able to argue anything then.
*
don't think can do that..

best is to transfer to another bank account.

then transfer back later smile.gif
nexona88
post Jul 19 2016, 10:46 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(okuribito @ Jul 19 2016, 07:25 PM)
went to take out my KFH upfront interest today. was told yesterday last day for that promo. then asked them if i can get the money out by banker's cheque on maturity - they said no more BC according to BNM directive. Betul kah? haha if <10k can do online transfer at 2.12 per transfer. if >10K, rentas transfer at 5.30

does that sound right?
*
what BS saying BNM directive no more BC mad.gif
nexona88
post Jul 20 2016, 09:51 AM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(kit2 @ Jul 20 2016, 05:13 AM)
bnm does want us to reduce cheque usage and go electronic.
*
Some old schools company still insisted on cheques..
nexona88
post Jul 21 2016, 06:32 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(sandkoh @ Jul 21 2016, 06:07 PM)
what, give free money to bank meh? did not do mbb gia-i to get some interest?
*
hmm where did I see this word before devil.gif laugh.gif

anyhow PIDM or Not, it's depends on individual risk management rolleyes.gif sweat.gif

tat why BR is the choice for some..

This post has been edited by nexona88: Jul 21 2016, 06:34 PM
nexona88
post Jul 22 2016, 09:49 AM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(mamamia @ Jul 21 2016, 06:56 PM)
Is Al Rajhi promotion still available?
*
Heard not available anymore..
nexona88
post Jul 23 2016, 04:57 PM

The Royal Club Member
*********
All Stars
48,447 posts

Joined: Sep 2014
From: REality
QUOTE(aeiou228 @ Jul 23 2016, 12:16 PM)
ASNB's dividend distributions will go in tandem with the falling FD rates too.
*
dividend might drop. but it's not because of FD or OPR cut..

it's because of listed companies cut their dividend for this year..

9 Pages « < 4 5 6 7 8 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0920sec    0.23    7 queries    GZIP Disabled
Time is now: 8th December 2025 - 04:41 AM