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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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nexona88
post Jul 6 2016, 11:38 PM

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QUOTE(poor man @ Jul 6 2016, 06:14 PM)
wo..! pb customer
i no pb customer also can get gift...
my gift....
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Wow very good gift rclxms.gif
nexona88
post Jul 8 2016, 01:31 PM

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QUOTE(David3700 @ Jul 8 2016, 01:24 PM)
Lucky guys. Will try my luck next Monday.
Btw, can update again which branch at Klang Valley still available?
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Affin Bangsar, Cheras, Subang Jaya, Shaftbury Cyberjaya, PJ New Town icon_rolleyes.gif

pick which one is near to u innocent.gif
nexona88
post Jul 8 2016, 02:39 PM

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QUOTE(David3700 @ Jul 8 2016, 01:49 PM)
Looking back at previous post, TTDI and Puchong Kinara also have....
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Okay. I missed those branch..
nexona88
post Jul 8 2016, 03:20 PM

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BNM will hold next OPR meeting on 13/7..

wonder if have rate cut or maintain? hmm.gif any hint?
nexona88
post Jul 8 2016, 08:41 PM

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If want the 4.5% rate.. Can see my previous post on place that offer the special rate without the spin thingy...
nexona88
post Jul 8 2016, 08:58 PM

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Really don't understand what affin bank trying to do blink.gif one have straight forward 4.5% FD while same time have spin thingy..
nexona88
post Jul 9 2016, 09:57 AM

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Wow bnm is expected to lower the rate..
So guys faster go 'Lock' your FD...
nexona88
post Jul 9 2016, 11:54 AM

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QUOTE(babienn @ Jul 9 2016, 11:30 AM)
But correct me if I'm wrong, this only applies to board rate FD.

For promo rate usually bank will impose a rule where whenever the OPR changes, bank reserves the right to change your promo FD rate despite already locked in.
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Once rate printed on FD certificate, banks needed to honor the rate.. Rate change only when u want to deposit after opr change...
nexona88
post Jul 9 2016, 12:36 PM

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QUOTE(TOMEI-R @ Jul 9 2016, 12:04 PM)
You mean if have the Spin thingy then no 4.5%? What is the interest rates for the spin thingy?
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still have 4.5% but that one for certain branch only..

for the spin one, it's available all branch.. rate I see range from 3.75% to 4.5% hmm.gif

This post has been edited by nexona88: Jul 9 2016, 12:37 PM
nexona88
post Jul 9 2016, 01:00 PM

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QUOTE(babienn @ Jul 9 2016, 12:57 PM)
I see. Thanks for the head up.  smile.gif
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that's why I said faster go "lock-up" the rate before BNM meeting next week sweat.gif
nexona88
post Jul 9 2016, 02:00 PM

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QUOTE(David3700 @ Jul 9 2016, 01:56 PM)
I thought it may only happen somewhere in Sept 16 ?
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http://www.bnm.gov.my/?ch=mone&pg=mone_mpc&lang=en
nexona88
post Jul 9 2016, 03:48 PM

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QUOTE(David3700 @ Jul 9 2016, 03:45 PM)
Oh, I means Sep 2016.... biggrin.gif
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precisely it's on 07 Sep 2016 (Wednesday) biggrin.gif
nexona88
post Jul 9 2016, 06:02 PM

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QUOTE(kengyan @ Jul 9 2016, 04:01 PM)
Just get MBB's online FD and call it the day, simple and no need to headache. Invest in their GIA that giving 4%.
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+1

very good place to park for short term cool2.gif
nexona88
post Jul 10 2016, 03:10 PM

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QUOTE(MNet @ Jul 10 2016, 11:02 AM)
For the affin 4.5% pa offer, can i place via maybank bank draft?

The starting date of the FD is the date that that i give them maybank bank draft or they need to wait my bank draft clear?

Can I open FD account only? I dont want to open the saving account.
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Yeah, why not..
It's on the date itself..
Yup. Don't need casa..
nexona88
post Jul 11 2016, 12:04 PM

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QUOTE(SmallPotato2011 @ Jul 11 2016, 11:36 AM)
Later I will go ask Affin Bank Jalan Bugus... Hopefully they provide 4.5% per 12 months tenure too...
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U mean the branch near jakel mall there.
Opposite cimb/Maybank hmm.gif
nexona88
post Jul 11 2016, 01:12 PM

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QUOTE(thirumaran @ Jul 11 2016, 12:57 PM)
Just came back from Affin Sri Petaling.  RM200k will get you 4.5% per annum
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Too bad not many including me have RM 200k blush.gif
nexona88
post Jul 11 2016, 01:18 PM

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QUOTE(David3700 @ Jul 11 2016, 01:14 PM)
Affin TTDI no need 200k to enjoy 4.5%.....
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Standard 10k right?
nexona88
post Jul 11 2016, 03:36 PM

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QUOTE(SmallPotato2011 @ Jul 11 2016, 01:47 PM)
Yes. Confirmed this branch also offer 4.5% now...

Finally I open my first account with AFFIN bank... Not crowd and friendly staffs... 👍🏻
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good to know rclxms.gif

and yeah, the branch is not crowded. went once there. very friendly staff.
take Q number straight to counter because no customers thumbsup.gif

QUOTE(TOMEI-R @ Jul 11 2016, 03:01 PM)
For those intending to hop on the 4.5% Interest for 12 Months FD at Affin bank, my advice is to do so quickly. According to one of the officers at Affin, they have already achieved more than half of their allocated quota. When I was there at their branch, a lot of people who came in to enquire or to place FD because of the 4.5% promo.
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well it's expected the quota is fast finishing.. the promo is among the best now on the market..
and everyone is rushing before the BNM meeting.. there's risk they might reduce OPR..
nexona88
post Jul 11 2016, 04:13 PM

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QUOTE(TOMEI-R @ Jul 11 2016, 04:07 PM)
Affin bank branches are usually not crowded. When I went there just now, there werent anybody in the bank but I had to wait for 5 mins before they called my number. If not for the 4.5%, I wouldn't even walk in to that bank.  laugh.gif
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no customer yet needed to wait 5mins for number to called doh.gif

but hey it's still fast compare with other commercial banks biggrin.gif innocent.gif
nexona88
post Jul 11 2016, 04:25 PM

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QUOTE(Nocomment25 @ Jul 11 2016, 01:31 PM)
Ppl here very humble. Say don't have 200k.. but got 1 mil++
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well for me, seriously don't have 200k. then can forget about 1mil++ too blush.gif

others I don't know innocent.gif

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