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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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nexona88
post Jul 11 2016, 05:02 PM

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QUOTE(5p3ak @ Jul 11 2016, 04:53 PM)
Affin bank was empty compared to maybank, but maybank faster laugh.gif
too humble  laugh.gif
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maybe staff issues dry.gif
nexona88
post Jul 11 2016, 05:11 PM

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QUOTE(heybai @ Jul 11 2016, 02:50 PM)
Went to affin bank setapak jln genting klang, staff told me I need electric / water bill to get promo 4.5% FD because my address in IC is not in KL but johor. erm...why so weird one need to check from which state...
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yeah, normally they would ask for utilities bills to confirm your current living place.
nexona88
post Jul 11 2016, 09:02 PM

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QUOTE(David3700 @ Jul 11 2016, 07:29 PM)
Seems like Affin still the most favourable......
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Their rate is the best in the market now..
That's why people are rushing for it..
And also like I said previously, bnm might cut opr.. There's some risk to it.. So better lock now..
nexona88
post Jul 11 2016, 09:56 PM

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QUOTE(cindylow @ Jul 11 2016, 05:59 PM)
Can I give them cash? They accept?
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sure can..

but if too big amount, they might ask u to fill up "special form" devil.gif
nexona88
post Jul 12 2016, 01:10 PM

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QUOTE(5p3ak @ Jul 12 2016, 01:01 PM)
Did my placement at Affin Bank PJ New Town, State.

Min 10k MYR, 4.5% interest after 1 year, auto renewal on board rate, 3.7% the following year. No CASA needed. Promo till 31st August or when target is reached, sorry I forgot what is their target amount.
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someone mention half of target reached.
however didn't mention how much is the target amount cool2.gif
nexona88
post Jul 12 2016, 04:07 PM

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QUOTE(raptar_eric @ Jul 12 2016, 02:05 PM)
Affin bank taman midah still available 4.5% for 12 mths.. no CASA required

But almost full, so those interested better get it done fast.. i already confirmed with the banker, the target amount is a standalone amount for each banks, not a shared pool... each branch have their own target amt
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wah it's on branch basis..

I can guess Cheras, PJ, Bangsar & Puchong one would be reach target soon looking how hot people are going there..
nexona88
post Jul 13 2016, 01:35 PM

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QUOTE(tomry @ Jul 13 2016, 11:51 AM)
UOB BANK (PROMO TILL END OF JULY )
5 MTH - 4 %
10 MTH - 4.15 %
12 MTH - 4.25 %
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still can't beat affin 4.5% 12mth FD innocent.gif
nexona88
post Jul 13 2016, 01:44 PM

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QUOTE(lamode @ Jul 13 2016, 01:38 PM)
just back from Affin Bank, Jalan Raja Chulan, it's not available here.
The officer is aware of the promo, but for selected branches only.
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u needed to find others places..

I can think of Cheras & Bangsar if u are interested..

or even Jalan Bunus near Jakel Mall there (Cap Square)..

This post has been edited by nexona88: Jul 13 2016, 01:44 PM
nexona88
post Jul 13 2016, 01:53 PM

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QUOTE(lowdensity @ Jul 13 2016, 01:48 PM)
MBB offers 6+6 at average of 4.25%
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1year FD right? hmm.gif
nexona88
post Jul 13 2016, 03:19 PM

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QUOTE(lowya @ Jul 13 2016, 02:14 PM)
i think OPR will go up.

BNM will do a surprised move, especially when everyone is thinking it will go down.

watch out.
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wah OPR will go up? shocking.gif like seriously ohmy.gif

I don't think so. most likely stay for now, cut in next meeting hmm.gif hmm.gif
nexona88
post Jul 13 2016, 03:30 PM

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BNM cut rate wor..

Standard Chartered & all other banks people can go fly kite. they all said rate maintain..

This post has been edited by nexona88: Jul 13 2016, 03:36 PM
nexona88
post Jul 13 2016, 03:35 PM

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QUOTE(familyfirst @ Jul 13 2016, 03:34 PM)
So FD pun cut rate lor   cry.gif
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new rate starting Tomorrow or Friday..

if lucky only on Monday sweat.gif

so guys, for safe side.. better run to the bank now & place your FD.. once printed, they needed to honor the rate..

This post has been edited by nexona88: Jul 13 2016, 03:41 PM
nexona88
post Jul 13 2016, 04:02 PM

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QUOTE(bbgoat @ Jul 13 2016, 03:54 PM)
sweat.gif Luckily I logged in my large sum FD with Affin 4.5% in recent weeks, last one just yesterday after returning from overseas holiday.  sweat.gif  rclxms.gif

http://www.thestar.com.my/business/busines...licy-committee/
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just on time u did your placements rclxm9.gif

also lucky those did today sweat.gif
nexona88
post Jul 13 2016, 04:07 PM

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QUOTE(Ramjade @ Jul 13 2016, 04:03 PM)
Wonder if affin will suddenly "stop promo" to save cost. hmm.gif laugh.gif

Excellent OPR reduce. rclxm9.gif Interest rates will drop. People with loan will rejoice. People who want to put FD will cry. cry.gif More people will take loan as it's cheaper... Hope BNM keep reducing interest. whistling.gif
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don't think would be anymore rate cut for the year unless something really unexpected happen sweat.gif

QUOTE(David3700 @ Jul 13 2016, 04:04 PM)
Large sum.....50 mil ??
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lol u think unker goat would dump that much into FD.. 1mil enough lor devil.gif rclxs0.gif
nexona88
post Jul 13 2016, 04:23 PM

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QUOTE(deity01 @ Jul 13 2016, 04:17 PM)
errr...i think for these promo, they hv such clause, and this is taken from MBB fd promo:

*Should there be an Overnight Policy Rate change, the offer rates may be revised.
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revised for new placements only..

those already done placement under old rate, banks needed to honor the rate..
nexona88
post Jul 13 2016, 04:24 PM

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QUOTE(familyfirst @ Jul 13 2016, 04:11 PM)
Affin Bangsar stopped 4.5% promo jor ...
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QUOTE(minmin2020 @ Jul 13 2016, 04:20 PM)
Affin Taman Tun also closed the 4.5% deal today. Just called. ;(
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wow that's damn super fast..

was thinking tomorrow only innocent.gif
nexona88
post Jul 13 2016, 04:31 PM

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QUOTE(TOMEI-R @ Jul 13 2016, 04:27 PM)
Time and tide waits for no one.  whistling.gif
Eh.. there was a post saying OPR will maintain yesterday.  innocent.gif
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yeah. there's 1 post saying cut in December
Link
nexona88
post Jul 13 2016, 04:33 PM

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there's goes the best rate in town..

nice knowing Affin 4.5% FD bye.gif
nexona88
post Jul 13 2016, 04:39 PM

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QUOTE(TOMEI-R @ Jul 13 2016, 04:35 PM)
It said December. Its July now so....  whistling.gif
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report semua tak boleh pakai punya bruce.gif
nexona88
post Jul 13 2016, 04:43 PM

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QUOTE(bbgoat @ Jul 13 2016, 04:38 PM)
I actually have been ignoring Affin until early June with the 4.5%. Till yesterday have placed sums that I have to ask myself to put a halt to them. So it seems I am lucky in that aspect.  biggrin.gif
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lucky u.. just on time & didn't wait any longer..

QUOTE(bbgoat @ Jul 13 2016, 04:41 PM)
We all can pick a guess and be analyst as well !  whistling.gif
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hahha so true.

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