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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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nexona88
post Jun 28 2016, 10:03 PM

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Affin Bank 4.5% FD (special)

available branch (as said by fellow forummers)

Affin Bangsar, Cheras, Subang Jaya, Shaftbury Cyberjaya, PJ New Town
nexona88
post Jun 28 2016, 10:03 PM

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Affin Bank 4.5% FD (special)

available branch (as said by fellow forummers)

Affin Bangsar, Cheras, Subang Jaya, Shaftbury Cyberjaya, PJ New Town
nexona88
post Jun 29 2016, 06:14 PM

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QUOTE(charmhy18 @ Jun 29 2016, 05:49 PM)
didnt place lur..that time when i reached it was at 4pm ady..haha
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why not try on affin 4.5% FD
nexona88
post Jun 29 2016, 06:30 PM

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QUOTE(charmhy18 @ Jun 29 2016, 06:29 PM)
eh 4.5% meh? i tot i saw 4.3%....affin bank is rare here...haha
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special rate for certain branch only for limited time only smile.gif
nexona88
post Jun 29 2016, 07:00 PM

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Affin Bank 4.5% FD (special)

available branch (as said by fellow forummers)

Affin Bangsar, Cheras, Subang Jaya, Shaftbury Cyberjaya, PJ New Town

charmhy18
nexona88
post Jun 29 2016, 08:49 PM

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QUOTE(David3700 @ Jun 29 2016, 07:21 PM)
Can share what is the good deals at RHB, OCBC and UOB ?
I think Affin will run out very fast.....
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Yes, affin sure hit target soon.. don't be surprise if next week already hit quota...
nexona88
post Jun 29 2016, 10:46 PM

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QUOTE(bbgoat @ Jun 29 2016, 10:39 PM)
That will affect my next Monday's plan. Got to get a backup plan if Affin's quota is up !  biggrin.gif
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yeah, better do some back up planning..

people are expecting OPR cut.. so they would "lock" what ever best rate available now smile.gif
nexona88
post Jun 29 2016, 11:09 PM

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QUOTE(bbgoat @ Jun 29 2016, 11:01 PM)
Eager to see what the July FD promo will be. This Friday can start to have an idea about it. But not expecting higher than June promo's like 4.25/4.3%, discounting Affin's 4.5%.  biggrin.gif
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don't be surprise the best rate is 4% or lower bruce.gif
nexona88
post Jun 30 2016, 11:50 AM

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QUOTE(bbgoat @ Jun 30 2016, 09:23 AM)
See below already have new promo of 4.38% 12 mth.  biggrin.gif
Oh, u did have some action ! tongue.gif
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okay okay.. my mistake.. over excited with upcoming OPR rate cut dry.gif
nexona88
post Jun 30 2016, 01:09 PM

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QUOTE(Deal Hunter @ Jun 30 2016, 12:35 PM)
Nothing to surprise about. Been taking out maturing FDs and monthly interests from BR and sweep to Affin Bank. Keep asking for any special extra nego rate to be competitive with Affin 4.5%. No deal, so cabut. After all, banks treat money like commodity for trading (sound Islamic huh  tongue.gif ) and subject to supply and demand and perceptions of customers.  rclxms.gif It is up to individual bank cashflow projections. The 4.38% with the advantage of monthly interest payment is what they feel they can do to fight funds flight. bruce.gif  4.4% would be nicer but maybe sound too unlucky? OPR is not really in the picture  rclxms.gif
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QUOTE(Deal Hunter @ Jun 30 2016, 12:41 PM)
Nothing to surprise about. Been taking out maturing FDs and monthly interests from BR and sweep to Affin Bank. Keep asking for any special extra nego rate to be competitive with Affin 4.5%. No deal, so cabut. After all, banks treat money like commodity for trading (sound Islamic huh  tongue.gif ) and subject to supply and demand and perceptions of customers.  rclxms.gif It is up to individual bank cashflow projections. The 4.38% with the advantage of monthly interest payment is what they feel they can do to fight funds flight. bruce.gif  4.4% would be nicer but maybe sound too unlucky? OPR is not really in the picture  rclxms.gif
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connection problem?? bruce.gif
nexona88
post Jun 30 2016, 06:05 PM

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QUOTE(sandkoh @ Jun 30 2016, 05:49 PM)
why so particular on when to place fd? when have to money, then avoid to put on certain day? then lose interest. fast fast put in. then mature time get interest. should be alright.

crack the head to think today can put or not while you have the $$, waste of time and interest. if no money no headache lo.

important point is when $$ available. not say avoid this date, this day.  tongue.gif

rm589.04 based on 365 day is based on 5mil fd. how many will have this issue? tongue.gif
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confirm it's not me dry.gif blush.gif rclxs0.gif
nexona88
post Jul 1 2016, 11:27 AM

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QUOTE(ftan @ Jul 1 2016, 08:55 AM)
I went to Affin bank yesterday for the 4.5% fd deal. According to the bank officer, still have limited quota but may not last till Aug 31st.
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well it's expected..

like I said previously, don't be surprise if by next week or so quota finish / target meet devil.gif
nexona88
post Jul 1 2016, 05:47 PM

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QUOTE(harmonics3 @ Jul 1 2016, 04:26 PM)
Managed to open 4.5%/p.a. FD promo in Affin which was not available 2 weeks ago.  Took more than 1 hour coz a lot of people. somemore initial slip wrongly printed 3.7% board rate only.  The bank staff said previously only open to selected customer but now open to all until quota filled up.
too bad the maturity date falls on a Saturday 1-July-17 and accordingly I will lose 2 days interest as can only withdraw on 3-July-17.
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mind asking which branch? hmm.gif
nexona88
post Jul 1 2016, 09:55 PM

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Affin Bank 4.5% FD (special)

Available branch (as said by fellow forummers)

Affin Bangsar, Cheras, Subang Jaya, Shaftbury Cyberjaya, PJ New Town, Bayan Baru (Penang)
nexona88
post Jul 1 2016, 10:40 PM

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QUOTE(kit2 @ Jul 1 2016, 10:30 PM)
special meaning there is a min amount requirement?

can anyone tell me if affin allows us to set maturity instruction for fd? i prefer a fd that can withdraw directly into saving account upon maturity without paying a visit to the bank.
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special means:
1. rate 4.5% is higher compare with board rate

2. not any affin branch have it. only the branch I listed..

user posted image
nexona88
post Jul 1 2016, 10:54 PM

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QUOTE(bbgoat @ Jul 1 2016, 10:43 PM)
I think someone mentioned that they opened up to all branches. Just like I posted just minutes ago, the Penang Bayan Baru branch now has it. Before that they are not having that promo, have called them before. So is Affin open up all branches ? Trying to get the quota met earlier and close this offer ?  hmm.gif

Penang Affin: Light Street & Bayan Baru
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oh now they open up to all branch huh..

then expect even faster quota meet biggrin.gif
nexona88
post Jul 2 2016, 12:01 PM

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QUOTE(mamamia @ Jul 2 2016, 09:52 AM)
Wow, if this is true, it will be good news.. Coz I just called to affin raja Chulan on Thursday, but the staff said only applicable to selected branch.. When they chnsge do to all branch?
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well I'm only guessing.. because u see the bayan baru branch previously don't have the offer. but now have..

so on Monday, u better get confirmation back icon_rolleyes.gif
nexona88
post Jul 2 2016, 12:49 PM

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QUOTE(anwa @ Jul 2 2016, 12:46 PM)
My mum just placed at Affin Bank Georgetown near Fort Cornwallis, 4.5%. Went there after check at Fettes Park not available (not sure finish quota or don't have this promo).
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when your mum did the placement? this week? hmm.gif
nexona88
post Jul 2 2016, 01:40 PM

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QUOTE(anwa @ Jul 2 2016, 01:31 PM)
Friday (yesterday).
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oh okay.

it's mean the Fettes Park one is not available..

so still it's for certain branch only smile.gif
nexona88
post Jul 6 2016, 03:05 PM

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QUOTE(poor man @ Jul 6 2016, 08:55 AM)
THE KFH INTERNATIONAL COMMODITY MURABAHAH DEPOSIT-i (“ICM”)
6 mth 4.25% min 10k
12 mth 4.35% min 10k
The Campaign offers payment of profits in advance, int will bank in acc after dep 2+1 day
The Campaign shall run from 4 July 2016 until 4 October 2016
T&C http://www.kfh.com.my/kfhmb/ep/images/v2/d...1072016_eng.pdf
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good rate thumbsup.gif thumbsup.gif

thanks for sharing flex.gif

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