Affin Sri Petaling no more 4.5%.
KFH ICM 12 mths 4.35% still available.

Gold coin is gold plated. No resale value. Just for decoration.

Just walked in to Public Bank to check ...... 12-months FD rate @ 3.15% :-(

I think all banks are offering board rates now until they decide to come out with a new promo.
So did you put?

some pipu just like sour grape mind set. 

wat, you expect to sell it? it is like souvener oni. i wud keep it if can get one. nice shiok looking.

Bank Rakyat 4.38% promo still valid. just done at HQ this morning. those free gifts like gold coin, etc are applicable for Xclusive customers only

Pretty unfair that the gifts are only applicable for FD placement at the HQ only.

On Rakyat Xclusive
http://www.bankrakyat.com.my/rakyat-xclusive

Can we put 2 names on a banker's cheque? If yes, can either one only is present when using that BC for FD placement?

Yesterday went to UOB to get the 4.25% p.a FD..but they stopped all the promo due to OPR..now they still waiting promo update from HQ..

Hope wont decrease a lot..

So sad that I was 1 day late to get the promo..

From the beginning, the MBB GIA-i has said return and principal NOT guaranteed. So it is up to them to adjust, I think.

Anyway I would not be bothered either way. 

Hi. Any confirmation that their promo still the same after OPR cut?

No points gained in your post ! 

Since those invest in it should know that returns and even principal not guaranteed, so if they change it, let it be. Just like in UT, what u put in is NOT guaranteed. Hahaha ! 

HLB -  4.15% for 6 month with minimum 10k. Until quota limit.
HLB -  4.25% for 12 month with minimum 10k. Until quota limit.

Not sure mentioned here or not.

HL islamics FD 4.25% for 12 months. Min rm10k. Promo ends Sept or when quota met

I personally will choose the best available rate that no need CASA. For example,  I prefer Affin than KFH. No need to manage so many accounts.

Just to share - I renewed my HL FD which had matured back in last Friday. 4.25% p.a for 12 months tenure.

What I was told, the interests will be paid on monthly basis into SA account and I didn't open an Islamic SA account.

Interests will be paid to the same account which I used for my 4.5% - 6 months promo previously.

Good question. Just sharing.

$5000×3.75% = $187.5
$187.5 / 12 month = $15.625
$15.625 = 1 month interest

it is islamic. you mean kepong branch doesnt do islamic?

I called up before I go and was informed need top up additional 10% of my existing FD that i want renew if i want the promo 4.25% rate.

then at counter she press here.. press there... and the Q behind me was tremendous... The manager come..
Then she ask if its alright with me, if she just renew the old FD and return me my 10% cheque as she not sure how to process it. Apparently, their system do not allow mixture of cheques and cash for islamic banking.

After all the issue on "FRESH FUND" blah blah....

That is HOng Leong.. today. SUPER in-efficient. Only 2 teller operating and they not sure how to do conversions between conventional to islamic.

i have to Q 40 mins before my turn. And those behind me, easily 1 hr plus waiting time... So, i just
did the renewal so, as not to hold up the Q.

Is that so. Hmmm .... the bank never tell me about that. Anyway RM200 is not a big deal to me. In fact when I checked via ATM, the machine indicates allowable withdrawal amount as RM200! Really funny, lah!

Just did FD-Islamic placement this afternoon at HLB. 4.15% (6 months) & 4.25% (12 months) for fresh fund only. Need to open a new Islamic Saving Account too.

If not fresh fund, then need 5% of fund to be retained in S/A for 2-months. Alternatively was told by bank that 100% non-fresh fund can enjoy 4.1% (6 months) or 4.2% (12 months) without the need of 5% retention in S/A.

is earlier GIA placed 4.5% affected?