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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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TOMEI-R
post Jul 22 2016, 03:25 PM

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QUOTE(twinkle5129 @ Jul 22 2016, 02:37 PM)
No need FRESH FUNDS or any T &C at my HLBB, KK for today, last day Promo 1 yr at 4,25%.
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Damn... they told me definately need fresh funds just now.
TOMEI-R
post Jul 22 2016, 05:51 PM

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QUOTE(??!! @ Jul 22 2016, 01:17 PM)
Damn..i called on 20/7..  told me takda quota liao mad.gif
I said..people on forum says still ada leh..
officer said maybe those people sudah 'reserved' earlier, now only placing the FD.

Did you happen to have 'reserved' earlier?
Me going to lepas geram kat officer...double standard lah ni!
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I called KFH today and they told me is the last day for their promo.
TOMEI-R
post Jul 23 2016, 12:45 PM

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QUOTE(ftan @ Jul 23 2016, 09:41 AM)
What is the next best deal besides BR?

I have one more fd expiring. Will check then too.
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Will have to wait till Monday to begin the hunt. Right now, BR's 4.38% seems to be the best. nod.gif
TOMEI-R
post Jul 24 2016, 01:55 PM

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QUOTE(David3700 @ Jul 24 2016, 09:08 AM)
Thnks bro.....hope they can last until then
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QUOTE(wil-i-am @ Jul 24 2016, 11:45 AM)
When u intend to perform placement?
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A lot of FD promos were intended to end this Month End but some banks pulled back their offers and ended it last Friday. shakehead.gif

This post has been edited by TOMEI-R: Jul 24 2016, 01:55 PM
TOMEI-R
post Jul 24 2016, 02:02 PM

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QUOTE(wil-i-am @ Jul 24 2016, 02:00 PM)
Agreed
Need to run fast to lock-in @ BR b4 they pull back
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Oh and did I mention, BR is like Affin where you dont need to open any accounts with them if you dont want one. Direct FD. Interests only credited when your FD maturity date.
TOMEI-R
post Jul 24 2016, 02:16 PM

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QUOTE(wil-i-am @ Jul 24 2016, 02:14 PM)
I wud rather open CASA as int is credited mthly
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Interest will only be credited when your FD matures at BR.

This post has been edited by TOMEI-R: Jul 24 2016, 02:16 PM
TOMEI-R
post Jul 24 2016, 02:19 PM

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QUOTE(kit2 @ Jul 24 2016, 02:17 PM)
is it possible to set maturity instruction to credit capital and interests into savings?
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Yes, you can set instructions to auto renew, credit capital and interests into savings provided you have an account with them.
TOMEI-R
post Jul 24 2016, 02:21 PM

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QUOTE(wil-i-am @ Jul 24 2016, 02:18 PM)
Incorrect
They credit mthly provided u specify upfront in the placement
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I have asked BR cs personally over the counter. Interests will only be credited after maturity.
TOMEI-R
post Jul 25 2016, 10:56 AM

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QUOTE(kit2 @ Jul 25 2016, 10:47 AM)
KFH's merdeka promo ended sad.gif
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+1

They are still waiting for HQ to announce new rates.
TOMEI-R
post Jul 25 2016, 12:21 PM

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QUOTE(xcxa23 @ Jul 25 2016, 12:03 PM)
Jz visited hlb and rhb

Rhb 4.25% already taken off

Hlb still have 4.15% but nd min fresh fund 10k
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Which branch did you visit?
TOMEI-R
post Jul 25 2016, 03:32 PM

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QUOTE(romuluz777 @ Jul 25 2016, 02:51 PM)
Anybody has the latest Bank Rakyat FD promo rates ?
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12 Months - 4.38%
9 Months - 4.03%
6 Months - 3.98%
TOMEI-R
post Jul 26 2016, 12:02 PM

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QUOTE(kit2 @ Jul 26 2016, 11:43 AM)
it's actually a welcome offer, not a FD promo like other banks.
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Yup. Only 1 time for new applicants. After that it reverts back to standard rates. Done that. laugh.gif
TOMEI-R
post Jul 26 2016, 04:09 PM

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QUOTE(Ramjade @ Jul 26 2016, 01:25 PM)
Old news la. LYN folks are the one who come up with this trick.  biggrin.gif  rclxs0.gif
Really? I thought you can just close after 3 months? So what's the min duration to maintain?
Did you close account?
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Transferred out to other banks of course. tongue.gif
TOMEI-R
post Jul 26 2016, 04:23 PM

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QUOTE(Ramjade @ Jul 26 2016, 04:15 PM)
Any penalty on closing that account after 3 months?
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Nope. I didnt close but I transferred out the funds.
TOMEI-R
post Jul 26 2016, 04:57 PM

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QUOTE(rahsk @ Jul 26 2016, 04:36 PM)
How come this HL Islamic FD  4.1% for 6 months not stated on their website?
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Confirmed. Just did a HL Fixed Deposit I today. 4.15% for 6 Months. 3.9 % for 6 months for existing customers. No any other offers for now.

This post has been edited by TOMEI-R: Jul 26 2016, 05:08 PM
TOMEI-R
post Jul 26 2016, 10:41 PM

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QUOTE(kit2 @ Jul 26 2016, 08:18 PM)
you left the balance at zero? did they come chasing after you for fall below fee?
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U don't withdraw all lar. Just leave some for future 'relationships'. laugh.gif
TOMEI-R
post Jul 27 2016, 11:53 AM

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QUOTE(wil-i-am @ Jul 27 2016, 08:43 AM)
I tot our Ministry said official inflation is below 3%  hmm.gif
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You believe them? You gotta be kidding me... laugh.gif

QUOTE(mkcmeng @ Jul 27 2016, 11:26 AM)
Guys, just to inform, yesterday i went to Bangkok Bank and they have discontinued the FD promotion of 4.35% since last week monday. Today new rates will commence which is not that attractive.

Previous Bangkok bank promotion:
Bangkok Bank. Promo until 31 July 2016.

12 months - 4.35%p.a.

user posted image

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Bangkok Bank. Promo until 30 September 2016.

4, 7 & 10 months - 4.30%p.a.
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Bro... If according to your statement, its only 0.05% difference only. whistling.gif Not much I would say.
TOMEI-R
post Jul 27 2016, 11:55 AM

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QUOTE(mkcmeng @ Jul 27 2016, 11:54 AM)
no no, that is the previous rates promo, i just copy from the first page. Now is below 4%. Didn't manage to snap the rates.
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Ok... This is expected already.
TOMEI-R
post Jul 27 2016, 01:55 PM

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QUOTE(killallmods @ Jul 27 2016, 12:09 PM)
correct me if wrong, bank rakyat is not actually a bank? because when i want to do fund transfer via maybank2u, i don't see BR in the drop down list.

meaning if i want to transfer funds to open a BR deposit account, i can't do it  online using eibft?
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BANK Rakyat. Dont understand where u get the idea from? tongue.gif

Yes bro. Its a bank. Try to look under Bank Kerjasama Rakyat like what our bro here said.
TOMEI-R
post Jul 28 2016, 10:21 AM

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QUOTE(lowya @ Jul 27 2016, 07:19 PM)
you really believe what they tell you on news instead of your own observation and judgement?

6% GST already wiped out anything, let alone the chain multiplying effect downstream.
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Wait till gst goes up to 8%. whistling.gif

QUOTE(wil-i-am @ Jul 27 2016, 08:58 PM)
Coz I read The Star ma  tongue.gif
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Government propaganda newspaper.

This post has been edited by TOMEI-R: Jul 28 2016, 10:24 AM
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