Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
16 Pages « < 9 10 11 12 13 > » Bottom

Outline · [ Standard ] · Linear+

 Ultimate Discussion of ASNB (47457-V) V, Wholly owned subsidary of PNB (38218-X)

views
     
Ramjade
post Jun 29 2016, 09:21 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(tonytyk @ Jun 29 2016, 09:10 PM)
PNB increase the unit or lots of seller for megastore v1? When is V2?
*
Lots of people selling. Guess many panic that USD might become 1USD = RM5 + you know. whistling.gif whistling.gif
Don't know. If few hours mega sales got la. That one need to depend on our insider friend who will tell us eg 7 figure of ASW is available.
Ramjade
post Jun 30 2016, 12:34 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


Managed to get rm500 in asw today and yesterday about 10am. Peanut units.
Ramjade
post Jun 30 2016, 04:35 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(Asmasw2020 @ Jun 30 2016, 01:37 PM)
Guard: no need take number. Sit and wait for the banker to call.. lol
*
Happen to me at RHB old klang town.
Ramjade
post Jul 4 2016, 06:32 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


Manage to topup ASW2020 with RM10k one shot. There's more available but I couldn't grab. Had some interesting story.

The following incident happen at CIMB.
Me : Nak coba try topup ASW RM10k
Worker : Ok. Dapat.
Me : (Was like really?)
Worker : Bagaimana nak bayar?
Me : Tolak je RM10k dari ASG - persaraan
Worker : (Tries to deduct from ASG - persaraan.) Ada bawa duit/ada duit kat dalam account?
Me : Tak ada. Kenapa?
Worker : ASG offline. Saya perlu reverse transaction.
Me : (No way I am going to let her reverse it.) Tunngu sekejap. Boleh bagi saya waktu? (I don't have any any FDs maturing, nor am I going to break FDs/withdraw from ASM). I ada duit kat Maybank. kamu boleh tunggu sampai pukul berapa?
Worker : Kalau boleh sebelum pukul 3. Pukul 4 max. Kalau you tak bawa duit RM10k sebelum pukul 4pm, saya perlu reverse transaction.
Me : Ok, boleh saya tinggalkan buku ASW2020 kat sini dulu?
Worker : Boleh (Time was 1245)

Walk over to affin bank and found out the ASX worker is on leave so no ASX transaction. Walked to RHB, ASG offline
Walk to Maybank ( whistling.gif The crowd was bangwall.gif bangwall.gif ) Took no to withdraw from account and ASG
Time 1410
Me : Nak withdraw from eGIA-i.
Worker : Tak boleh.
Me : Huh? Kenapa tak boleh?
Worker : Perlu transfer ke SA dulu.
Me : Tapi I tertinggal no I kat rumah (actually left my no outside of Malaysia)
Worker : Memang tak boleh.
Me : (Gone la. They going to reverse my ASW2020 transaction)

Wait for ASX n.o to be called. While waiting, I observed that a chinese couple managed to get RM20k. One in ASM, one more in ASW2020 (ASW not sure but I saw that ASW2020 book was only given back after they pay cash. So I assumed got.)
Me : ASG system online tak?
Worker : Online.
Me : OK. Nak keluarkan RM10k cash dari ASG - persaraan (rclxms.gif rclxm9.gif). Nak tanya sikit, ada limit tak utk withdraw drai amanah saham?
Worker : Ada. RM25k/hari
Me : Kalau transfer ke account pun sama?
Worker : Ya.

Managed to get my RM10k and pay the CIMB worker at 1445. Will close all my ASG tomorrow as I got only
ASG - Kesihatan = 4.5x% p.a
ASG - Pendidikan = 3.7x% p.a
ASG - Persaraan = 1.7x% p.a

The above have already been divided the no of years of holding ASG.

BTW, for those who are interested, ASNB have launched a new fund. Nope. It's not fixed price fund sad.gif . It's variable price. The bank worker was telling me dividend 13.xx% you know. I was like fixed price or variable price? If variable price, not interested. laugh.gif
It's called ASB Dividend if I am not mistaken. I can't find any info on it but the bank gave me a pamphlet to see.

QUOTE(AyaAmane @ Jul 4 2016, 01:50 PM)
Hi, quick questions, thanks in advance for advices from any of you kind souls smile.gif

1. Is it possible to withdraw/sell off the units I have in ASN3 & ASG on weekend?

2. Can this be done through any associated bank (e.g. Maybank, CIMB)? Or only certain branch?

3. If any of you from Johor Bahru, do you mind recommending a convenient branch for the above-mentioned transaction?
*
1. Should be no problem. But Maybank telling me that's a limmit of RM25k/ay. Not sure whether they are telling lies/truth.
2. Should be no problem if the state is operating on a Saturday.
3. Just go visit the bank early in the morning. If they say cannot, go try at ASNB.

This post has been edited by Ramjade: Jul 4 2016, 06:35 PM
Ramjade
post Jul 4 2016, 06:56 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(nexona88 @ Jul 4 2016, 06:40 PM)
bro Ramjade the new fund name ASB dividend huh? blink.gif  for bumi only?? open to all? why called ASB?  hmm.gif  hmm.gif

wtf CIMB, ASG can offline while Maybank is okay doh.gif  they trying to do "oscar award" kah?

and since when limit is 25k?? ASNB announcement say unlimited if CASA??
*
From the pamphlet they gave me to see (I didn't take pic/bring back), that's what it is call. Cannot be open for bumi cause they gave me a look (if only bumi, why give me a look). Got one Chinese woman sign up for "Aspire customer" (no idea why she did it) was asking the maybank staff is there capital guaranteed investment. They showed her this new product and told her is runned by ASNB which run ASM, ASW2020, AS1M - very safe one sweat.gif innocent.gif telling her see dividend so high (she seems so ignorant - swallowed every word the bank worker told her. I was laughing and was thinking about talking to her to join Lowyat forum to know about UT)

CIMB, RHB offline for ASG lei. Cannot be coincidence. The CIMB woman said she tried many time but the system don't want to let her in.
That's why I am surprised they told me the limit only RM25k. Can you email ASNB and ask for us? biggrin.gif icon_rolleyes.gif
Ramjade
post Jul 4 2016, 07:50 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(tonytyk @ Jul 4 2016, 07:24 PM)
Is there anyway to have online account to check the balance available, instead of having to check from the booklet?
*
AFAIK, not possible.
Ramjade
post Jul 5 2016, 07:50 AM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(Ancient-XinG- @ Jul 4 2016, 09:22 PM)
Eh more info on the new funds. Usually if gamble 🎰..... Win or lost. Lol
*
Will try to snap picture on the new fund today. smile.gif
Ramjade
post Jul 5 2016, 08:48 AM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(hyelbaine @ Jul 5 2016, 08:36 AM)
I can safely say that there is no such thing as a new fund launched by ASNB. 125% confirmed. Firstly it would have to be in their most recent master prospectus.

Secondly, it's not on their corporate website or their social media channels. My internal contacts also confirms this and would like to see the so called "new ASNB fund" so that can be reported to HQ for action to be taken against the agent.

Thirdly, the ASW is on the same system as the ASG. It's illogical for ASW to be online but ASG to be offline. That ladies & gents, is the winner for this week's best actor awards  cool2.gif
*
Well from what I glance, it was in the market for 3 years + (cause they put the 3 years performance)
Weird. RHB also confirm ASG was offline but they said everything else was online only ASG offline. hmm.gif
Ramjade
post Jul 5 2016, 05:54 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


Managed to get some kacang 4 digit unit.
Some aunty managed to get > me. She tried 2x and both times also dapat. I tried 2x, but dapat 1 time only. sad.gif Then when she dapat, she gave me that kind of "triump look" vmad.gif mad.gif

Btw, you guys asked for it, here is it.

user posted image
user posted image

Sorry that quality is bad.
Ramjade
post Jul 6 2016, 03:18 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(hurtedheart @ Jul 6 2016, 10:40 AM)
Hi, anyone can advise for purchase of ASX fund at Maybank counter, can I ask to debit from my GIA account or I have to uplift my GIA to m2usavers to effect the debit of funds? Thanks
*
Not possible. You need to move the money to SA/M2Savers. I tried to do that, they refuse to let me do that.
Ramjade
post Jul 6 2016, 06:48 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(hurtedheart @ Jul 6 2016, 05:14 PM)
Noted, thx. What about when buying ASX fund, can we request purchase for ASW, ASM, AS1M together at the counter? For example, 5k for each of the FP fund, but ASW is not available. Can amend to 10k ASM + 5k AS1M? But the form already stated the no. Of units to be purchased, can amend it or leave it blank after the teller said the units available only fill up?
*
Yes. Just say kalau tak dapat dlm eg asw, saya nak try x amoubt in asm. But by doing so, most of the time bank worker will try one time only. To prevent that from happening, tell the banker nak coba rm10k ke bawah. So if rm10k don't have, they try lesser. After totally don't have only, take out your other book.

QUOTE(hurtedheart @ Jul 6 2016, 05:34 PM)
Ok, thanks. Will try to top up some this Friday. Hopefully the bank is not too crowded.
*
See you this friday. tongue.gif laugh.gif
Ramjade
post Jul 6 2016, 07:53 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(Vincent9696 @ Jul 6 2016, 06:56 PM)
Mega sales is available? Sad that i have no extra fund right now , all funds moved to paid debts.
*
Not really. If megasales, easily dry already liao. My reserves for this month still got "plenty". laugh.gif I suspect there was a mini megasales on last monday. Could have put more if ASG was not offline and the crowd not bangwall.gif bangwall.gif

QUOTE(hurtedheart @ Jul 6 2016, 07:53 PM)
Wow, thanks for the tips! I'm not from klang by the way, haha
*
Thanks. No problem. Going to camp at the bank until I can achieved my goal. Got idea from auntie twinkle. biggrin.gif laugh.gif

This post has been edited by Ramjade: Jul 6 2016, 07:57 PM
Ramjade
post Jul 7 2016, 08:46 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(wil-i-am @ Jul 7 2016, 08:54 AM)
Wat is yo personal goal?
*
Me? Told you guys already what. RM150k/book (upgrade already. Previously RM100k/book). but still far away. biggrin.gif
Ramjade
post Jul 7 2016, 08:54 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(wil-i-am @ Jul 7 2016, 08:51 PM)
Wat is d timeline to achieve d numbers?
*
Who knows. Depends on my future salary.
Ramjade
post Jul 8 2016, 09:00 AM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(wil-i-am @ Jul 7 2016, 10:31 PM)
I presume u plan to save RM500 to RM1,000 per month
*
Not a problem for me. Loan and debt free, not going to buy car. But for now depends on my FDs and ASG
Ramjade
post Jul 8 2016, 11:11 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(hurtedheart @ Jul 8 2016, 06:01 PM)
Ramjadewhat about you?
*
Only rm300 for asw. sad.gif If next week still like that, I try all 3 books again. Actually aiming for asw now and KIV AS1M. But since asw so hard to get (2 bank worker told me "buku merah paling susah") better taruh in the other 2 and earn dividend rather than no dividend at all.
Ramjade
post Jul 9 2016, 01:19 AM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(guy3288 @ Jul 9 2016, 12:39 AM)
i see alot of you guys are still buying continuously,
i have stopped for more than a month now. target exceeded,
1 yr ago was ASM:AS1M:ASW  45:37:18, now 34:26:40.
More difficult to buy must be better right?
*
Yup. Which shows there is demand for it and when there is demand, ASNB might want to think twice. whistling.gif

Well might stop if target reached. But going to take some time. cry.gif

nexona88 do you still sapu or sit and watch with popcorn?
Ramjade
post Jul 10 2016, 08:44 AM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(tonytyk @ Jul 9 2016, 09:02 PM)
A no of people mentioned target reached, so what is the target?
*
Each person have own target set by themselves. If you have no target, you are welcome to hentam how much you want. smile.gif

QUOTE(tonytyk @ Jul 9 2016, 11:22 PM)
For risk averse investor, would it better off to put max fund  allocation for liquid asset to ASX instead of FD, since ASX generate better return than FD and fund from ASX can be withdrawn anytime?
*
Of course. I am moving my FDs to ASX FP. It just depend whether you can get it or not. If you have good relationship with the bank/priority customer, you can leave your book at the bank counter. whistling.gif

QUOTE(virgoguy @ Jul 9 2016, 11:41 PM)
does bank can read the availability of the unit or they just hantam whatever unit the customer request (trial and error)
*
No. Only ASNB. What the bank do is hentam one time or lower amount if tak dapat.
Ramjade
post Jul 10 2016, 02:17 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(kingdomdemon @ Jul 10 2016, 02:00 PM)
thanks sifu.if maybank dont have then i proceed to other banks?
Or keep on haunting that poor officer tongue.gif
can i put rm1000 for starting then topup monthly via online? or need to proceed to counter also  rclxub.gif
*
If they never check and straigh tell you no unitk,confirm is acting/lazy. Starting just rm100. Topup monthly depends on unit availability.
Ramjade
post Jul 11 2016, 04:30 AM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011


QUOTE(nexona88 @ Jul 11 2016, 12:04 AM)
yeah, since they change to common numbers, I also a bit scared..

thinking if they might link to LHDN or any others relevant agencies  dry.gif  blush.gif
*
Your money is legal what. Besides they already said no tax. Imagine if they want to introduce income tax for that, then might as well introduce income tax for all UT. rclxms.gif laugh.gif

16 Pages « < 9 10 11 12 13 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0640sec    0.75    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 01:38 PM