Outline ·
[ Standard ] ·
Linear+
Ultimate Discussion of ASNB (47457-V) V, Wholly owned subsidary of PNB (38218-X)
|
wil-i-am
|
Jun 2 2016, 10:19 PM
|
|
QUOTE(Ramjade @ Jun 2 2016, 05:21 PM) 4.x+% My FDs all have the highest promo rates by affin bank. No more board rates/low promo rates as I don't believed in giving banks free money. I think that's only for ASB & asb2. If like that, we take loan and buy ASX FP liao. I presume 4.33% for 15 mths with Affin Nope as ASW/ASM/AS1M wud earn higher dividend as compared to HL < 5%
|
|
|
|
|
|
wil-i-am
|
Jun 2 2016, 10:32 PM
|
|
QUOTE(OPT @ Jun 2 2016, 10:08 PM) But the additional gain in interest will more than make up for the loan interest... Your maths is gud
|
|
|
|
|
|
smartinvestor01
|
Jun 3 2016, 08:52 AM
|
|
QUOTE(prince_mk @ Jun 2 2016, 04:43 PM) Tomorrow i will take a rest. Need some cash in the bank loan acc to supress the interest. No choice, at this age, we are subject to housing loan and car loan. Luckily not yet family. If not, surely no savings. Yes.. Since the time when i have my housing loan, quite difficult for me to allocate funds for my ASX.. Not even talking about having one family, the savings are exhausting very fast..
|
|
|
|
|
|
hyelbaine
|
Jun 3 2016, 09:00 AM
|
|
QUOTE(tonytyk @ Jun 2 2016, 07:10 PM) Not risky? All fund without PIDM Protection, not worried? PIDM only covers BANK deposits and INSURANCE products ONLY. Investment vehicles such as stocks, bonds, MGS, unit trusts, etc2 does not apply.
|
|
|
|
|
|
wil-i-am
|
Jun 3 2016, 09:04 AM
|
|
QUOTE(hyelbaine @ Jun 3 2016, 09:00 AM) PIDM only covers BANK deposits and INSURANCE products ONLY. Investment vehicles such as stocks, bonds, MGS, unit trusts, etc2 does not apply. Any possibility for PIDM to cover UT in future?
|
|
|
|
|
|
tonytyk
|
Jun 3 2016, 09:49 AM
|
|
QUOTE(hyelbaine @ Jun 3 2016, 09:00 AM) PIDM only covers BANK deposits and INSURANCE products ONLY. Investment vehicles such as stocks, bonds, MGS, unit trusts, etc2 does not apply. That was not reason the question was posted, you missed it out?
|
|
|
|
|
|
nsk8138
|
Jun 3 2016, 09:51 AM
|
New Member
|
hi, do you know which bank service good in mid valley? CIMB ? Maybank? RHB ?
|
|
|
|
|
|
wil-i-am
|
Jun 3 2016, 09:57 AM
|
|
QUOTE(nsk8138 @ Jun 3 2016, 09:51 AM) hi, do you know which bank service good in mid valley? CIMB ? Maybank? RHB ? Personally I choose CIMB
|
|
|
|
|
|
adymfi
|
Jun 3 2016, 10:07 AM
|
Getting Started

|
QUOTE(nsk8138 @ Jun 3 2016, 09:51 AM) hi, do you know which bank service good in mid valley? CIMB ? Maybank? RHB ? for me, I prefer CIMB Taman Semarak, Nilai. Friendly staffs with superb express service.
|
|
|
|
|
|
nsk8138
|
Jun 3 2016, 10:15 AM
|
New Member
|
QUOTE(wil-i-am @ Jun 3 2016, 09:57 AM) Thanks, will try it later QUOTE(adymfi @ Jun 3 2016, 10:07 AM) for me, I prefer CIMB Taman Semarak, Nilai. Friendly staffs with superb express service.  sound like many cimb staff provide good service~
|
|
|
|
|
|
nsk8138
|
Jun 3 2016, 10:24 AM
|
New Member
|
can I try to buy AS1M from bank directly eventhough I never baught AS1M before (i dont have AS1M book) . But I have same account number in ASM & ASW.
|
|
|
|
|
|
Ramjade
|
Jun 3 2016, 10:34 AM
|
|
QUOTE(nsk8138 @ Jun 3 2016, 10:24 AM) can I try to buy AS1M from bank directly eventhough I never baught AS1M before (i dont have AS1M book) . But I have same account number in ASM & ASW.  No. You will need the as1m book.
|
|
|
|
|
|
wil-i-am
|
Jun 3 2016, 10:40 AM
|
|
QUOTE(nsk8138 @ Jun 3 2016, 10:24 AM) can I try to buy AS1M from bank directly eventhough I never baught AS1M before (i dont have AS1M book) . But I have same account number in ASM & ASW.  U need to open a/c for AS1M 1st b4 try to top up
|
|
|
|
|
|
yvonne2016
|
Jun 3 2016, 12:00 PM
|
Getting Started

|
just now I tried CIMB ONLINE seems that they open ASW < ASM for online top up already coz My dropdown box have 4 accounts ASM, ASW, AS1M With 9 digit account - I haven't delete them yet and AS1M With 12 digit - new account
anyone try already ?
|
|
|
|
|
|
nexona88
|
Jun 3 2016, 12:00 PM
|
|
QUOTE(nsk8138 @ Jun 3 2016, 10:15 AM) Thanks, will try it later sound like many cimb staff provide good service~  for me CIMB staff is the worse. always give all kind of excuses like system down, non-bumi transaction "blocked" etc. Maybank & RHB seems better
|
|
|
|
|
|
tonytyk
|
Jun 3 2016, 12:12 PM
|
|
QUOTE(yvonne2016 @ Jun 3 2016, 12:00 PM) just now I tried CIMB ONLINE seems that they open ASW < ASM for online top up already coz My dropdown box have 4 accounts ASM, ASW, AS1M With 9 digit account - I haven't delete them yet and AS1M With 12 digit - new account anyone try already ? 4 accounts? Asw, Asm, As1m and?
|
|
|
|
|
|
nexona88
|
Jun 3 2016, 12:13 PM
|
|
QUOTE(tonytyk @ Jun 3 2016, 12:12 PM) 4 accounts? Asw, Asm, As1m and? u read back the post. as1m have 2 account number. 9digits & 12 digits
|
|
|
|
|
|
twinkle5129
|
Jun 3 2016, 01:10 PM
|
|
|
|
|
|
|
|
OPT
|
Jun 3 2016, 01:37 PM
|
|
QUOTE(twinkle5129 @ Jun 3 2016, 01:10 PM) Suddenly this forum not so active and fun liao without the daily update
|
|
|
|
|
|
twinkle5129
|
Jun 3 2016, 01:42 PM
|
|
QUOTE(OPT @ Jun 3 2016, 01:37 PM) Suddenly this forum not so active and fun liao without the daily update  How about you? Will you still be looking for all 3 ASx- ASM, AS1M & ASW? I'm just going for ASW. Can try slowly. No need active hunting.
|
|
|
|
|