I've had two times in a row fail paying AEON Big bill (using the same AEON Big card). Works with my public bank visa signature... and yes my expiry format is correct. Anyone did this recently?

Dammit I think I know what went wrong. Is there a limit how much we can pay? It's RM1k or something like that?

Using some accounting software not too hard.

2% only? Check out Maybank GIA.

Yeah, that's the only use left for Aeon card.

I like money. I rather get annoyed than have to pay money because I forgot =p. Besides I think for most working people we silent our phones all day anyway...

11 cents service charge for IBG... too much?

10% cashback... got no cap? T&C doesn't say.

Hahaha con job.

Good luck. I never participate in these top spender because I'm sure some smart people will be doing house downpayment etc. Last time I remember Dato' Lee Chong Wei winning a car, the news report said he'd used the credit card to buy some sports car before that. How to fight?

I got a different promo, spend RM2000 to get 10% on local/13% on foreign transactions

https://www.aeoncredit.com.my/promotions-detail/266

What's your doubt based on?

Don't forget this card has its own online cashback 2% so my be more than 360.

Decided to take risk, 10% cashback too good to pass up for 2k spend.

Must be statement balance. Not outstanding balance.

Mine got rejected by CS when I did that.....

'Some extra in advance'

You like to give your money to people for free?

Part of the benefit of credit cards is interest-free duration. Some kiasu enough will hold till the end of the 20 days after statement date then only pay, but at minimum you should only pay on statement date. Paying a month ahead is, quite literally, giving the bank free money. Instead of them loaning you money (credit) you're loaning them money!

Avoiding finance charges isn't too hard if you pay on statement date. Also if you have a good payment record financial institutions can give discretionary finance charge waiver for that once in a blue moon that funds don't arrive for some reason. AEON even easier as in my experience they will call you when there's any delay in your payment, or even sometimes to remind you to make payment.

2k spend and want to win this sort of competition? One luxury purchase already wipe you out eh.

Actually no need luxury purchase also. How much does a chinese restaurant fancy dinner for extended family cost? Can hit 2k for 20 people.

Basically don't try for this sort of contest unless you're HNWI. FCFS at least you got chance, those which is by amount spent no chance one.

Maybank/PBB are for small fish. Defined limits to benefits.

Big fish don't think too much about RM38/RM50, it's more about other benefits. AEON card for e.g. would be PPL access.