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Credit Cards AEON Credit Cards V4, By AEON Credit Service

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lilsunflower
post Dec 19 2016, 11:09 PM

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QUOTE(CP88 @ Dec 19 2016, 10:50 PM)
I'd believed if everyone play their part by sending an email to Posonline when will they enable back the cr card payment options, perhaps they may expedite the process. My 2 cents though.
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I've already called twice, and both times the CS was totally clueless just saying system down, no information available. I tried to probe, but no indication at all.

There may be a small glimmer of hope that this could be a year end "account closing" / reconcliation exercise, or even a system upgrade. For now though, I've stopped spending on my AEON CC. Unfortunately, still have RM12k balance to settle by 2nd Jan.

This post has been edited by lilsunflower: Dec 19 2016, 11:10 PM
lilsunflower
post Dec 21 2016, 11:55 AM

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QUOTE(drew86 @ Dec 21 2016, 11:20 AM)
Payment due date approaching..i guess we have to perform IBG soon. So IBG to Citibank using AEON cc number is the cheapest method?
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Yeh, I just did a RM5k IBG to Citibank to pay half the statement balance first. If POS Online miraculously comes back to life, I will pay the remainder. If not, I must remember to IBG the rest before the year-end.
lilsunflower
post Dec 22 2016, 11:17 AM

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QUOTE(nasiayam @ Dec 22 2016, 11:06 AM)
it's been a week, payment made not reflected in aeon's system yet  doh.gif

» Click to show Spoiler - click again to hide... «

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QUOTE(drew86 @ Dec 22 2016, 11:14 AM)
Nowadays it seems it will only appear after statement date, some flaw in the system. Anyway what's more important is that the payment has been reflected in outstanding balance. That's good enough for peace of mind.
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As a precautionary measure, what I do now is to screenshot my Outstanding balance before and after the IBG transfer.

I transferred RM5k yesterday and outstanding balance was reduced by RM5k this morning.

As I have a lot of AEON BT balances on my CC, it is actually very hard to keep track of payments, because the "Outstanding Balance" includes all balances, not just the statement balance.

Hope they update their system soon to something more user friendly.
lilsunflower
post Dec 25 2016, 10:28 PM

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QUOTE(DarReNz @ Dec 25 2016, 09:20 PM)
i just logged in it's up but cc payment still unavailable .... guess need to use IBG d  sweat.gif
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Yepp. I'm doing IBG on 27th. Not holding my breath for it to magically go back up before 2nd.
lilsunflower
post Jan 5 2017, 02:42 PM

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QUOTE(laymank @ Jan 5 2017, 09:56 AM)
their 'laoyah' online system doesn't reflect transaction until the next payment cycle is reached, that's what the CS told me.
since it's passed 3 Jan, just wait and see. but if you are still worry, call them up to confirm, like what I did.
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Yeh the system is really bad. It doesn't record ANY credit transactions.

For example, I got a refund for an online purchase. Had to call up CS to confirm that it had been processed.

Wonder if and when they are going to fix it to be more user friendly.
lilsunflower
post Jan 8 2017, 12:40 AM

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QUOTE(dlyc5033 @ Jan 7 2017, 05:12 PM)
I got both card.
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Sorry - still unclear which cards you mean? We can provide help if you list the specific cards....
lilsunflower
post Jan 13 2017, 02:58 PM

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QUOTE(sms2u @ Jan 13 2017, 02:52 PM)
Limited to the first 5,555 eligible cardholders throughout the campaign period.
This statement seem no so accurate.

will this better?

Limited to the first 5,555 eligible cardholders for Janury 2017.
Limited to the first 5,556 eligible cardholders for February 2017.
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Yepp. 5555 per month since cashback pool is 44440 per month.
lilsunflower
post Jan 13 2017, 05:46 PM

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To cut the discussion short. Spend fast. It's CNY period, and RM200 any retail is easy to hit.

CB is only RM8 (effective 4%) so just extra pocket money.
lilsunflower
post Jan 15 2017, 02:28 PM

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Has anyone applied for Aeon permanent credit limit increase before? I've printed out the form but thinking whether I should apply now (based on my 2016 salary) or wait until I have 2-3 payslips showing my 2017 increased salary. My current CL is based on 2015 salary but I want to increase it to apply for higher BT.

If AEON is very generous in increasing CL, I'll do it now. But if the increase is minimal (less than 10k), then I think it's better to wait until end of March when I have 3 months payslips for 2017.

Would appreciate any feedback on anyone's CL increase experience with Aeon. Thanks!
lilsunflower
post Jan 16 2017, 05:29 PM

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QUOTE(ytan053 @ Jan 16 2017, 01:58 PM)
I called up CS and CS said better to wait for 3 months new salary slip (i.e. Jan to Mar 2017) because they will take 3 months prorated salary. So it is not worth it if you take your Jan 17 and Nov + Dec 16 payslip whereby it will be averaged down.
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Ahh..thank a lot for the heads up. I just got a promotion but have no idea what my new salary is as I'm on currently on maternity leave. Will wait for March salary so I can max out my BT.
lilsunflower
post Jan 17 2017, 10:11 AM

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No statement yet - what is going on???

They sent me this message, but no statement:

RM0.00 (AEON XXX)Dear Customer, JAN Credit Card statement has been sent.You may commence ur pymt tdy until due date 2/2/17 to avoid late charge.TQ

This post has been edited by lilsunflower: Jan 17 2017, 11:07 AM
lilsunflower
post Jan 18 2017, 03:09 PM

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QUOTE(fruitie @ Jan 18 2017, 03:06 PM)
Usually people getting this card not for the cash back and reward. smile.gif
For PPL, 0% BT and hopefully payment via PosOnline using CC once it is up and running again.
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In the early days they had many more monthly promotions where you can spend XX and get cashback. But they seem to have stopped that now.

And Jan statement still not out. Terrible.
lilsunflower
post Jan 20 2017, 12:35 AM

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QUOTE(CP88 @ Jan 19 2017, 10:55 PM)
I haven't received my Aeon Gold statement yet. Aeon sent out by batches?  confused.gif
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No email yet but already can download from online portal.

Mines new aeon gold.
lilsunflower
post Feb 15 2017, 10:23 AM

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QUOTE(jkngo2003 @ Feb 15 2017, 09:54 AM)
u go to shopee and many bill payment service there. u ask them to pay for you and u give them 2 percent like rm 102 for rm100 credit card payment. i think they will do for u. they do other bill payment oso not earn a lot.
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I think she means using Pos Online to pay AEON credit card. Currently it's the only portal where we can use online credit card to pay credit card bills.
lilsunflower
post Feb 17 2017, 10:08 AM

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QUOTE(cipher3344 @ Feb 16 2017, 09:50 PM)
can i balance transfer  to aeon more then the amount in statement?

it seem the application need credit card statement
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Aeon is strict and requires statement for BT. So you have to time your application to periods of high spending.

You must show statement OR screenshot of outstanding amount from on-line banking (plus copy of previous statement to prove name and full CC number).
lilsunflower
post Mar 13 2017, 09:20 PM

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March statement is finally out!
lilsunflower
post Mar 20 2017, 11:04 AM

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QUOTE(sj0217 @ Mar 20 2017, 10:53 AM)
Yup, I can see the counter (x/12) in the statement which is I felt very useful for reference.

However, based on my counts of number, BT is not count under number of transaction
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QUOTE(laymank @ Mar 20 2017, 10:57 AM)
for BT to be excluded from the count, it seems fair. Cause it's not an expense.
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Confirmed. Based on my counts, BT instalments are not counted. This makes sense as it isn't a "swipe" or "expense", just a financing facility.
lilsunflower
post Apr 14 2017, 12:16 AM

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QUOTE(lordfariq @ Apr 13 2017, 03:25 PM)
How do we get auto credit limit increasement on aeon card? Currently got 2k only 😪
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It's not auto. I just did mine a couple of days ago.

Go aeon credit website and download form for permanent credit limit increase. Think it's in the promotions section. Email customer service using the address given. Must submit the specified income documents - they got various options but I used 3 months payslips.

Can only apply for 1 increase every 12 months.

1 day after submitting I received a calll from CS asking if u had any financing arrangements with non banks. She then said my CL increase request is submitted but pending approval.
lilsunflower
post May 17 2017, 12:13 AM

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QUOTE(sendohz @ May 16 2017, 08:47 AM)
RIP Posonline.
It was great while it lasted.

Good job LYN
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bye.gif bye.gif bye.gif

lilsunflower
post Jul 10 2017, 10:21 PM

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Has anyone signed up for AEON BT recently (in the last month or so)? I submitted an application early this morning for 65k, but no confirmation of receipt or call from CS. Wondering when they will call me.

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