I won’t pursue this further. RM gaodim. Reflect in 5 days 😂

Good luck with the rest.

The OFS emailed me back, i haven't gathered the info to respond back.

Dear Sir/Madam,

Thank you for your email dated 8 February 2020.

Please forward the following documents to enable us to consider your complaint:

Duly signed original copy of the Permitted Disclosure by Account Holder (as attached);
Duly completed a copy of OFS complaint form (as attached);
A copy of final decision from OCBC Bank;
A copy of identification card;
Chronology of event; and
Copies of other documents related to the complaint.

Kindly submit the above documents to us by POST by 5 March 2020.

Please contact us at 03-2272 2811 extension 100, 174, 205, 206, 207 and 208 if you need further clarification.

Thank you,
Nor Azalia Ahmad Shukri
Consumer Engagement & Analysis
cid:image003.png@01D57F5D.D681E220
Ombudsman for Financial Services [664393-P]
(Formerly known as Financial Mediation Bureau)
Phone: +603 2272 2811 
Fax: +603 2272 1577
Email: enquiry@ofs.org.my

Level 14 Main Block • Menara Takaful Malaysia • No. 4 Jalan Sultan Sulaiman

50000 Kuala Lumpur • Malaysia ||  www.ofs.org.my

OCBC's reply:-

By post then I'll ignore, waste of time.

Btw, another reply from BNM, I don't understand what he is suggesting:

We refer to your email on the above.

We wish to inform you that any changes in interest rate or any revision to deposits rates, financial service provider (FSP) should notify the customers by way of communicating in writing or electronically. In addition, the change notice MUST also be prominently displayed at FSP's business premises and website which OCBC has discharged accordingly.

Please be informed that change in interest rate is not a change in terms of conditions. Therefore, should FSPs fulfilled aforementioned requirements, they are deemed to adhere to Product Transparency and Disclosure guidelines.

Hope above clarifies.

Thank you.

Abd Latif
BNMTELELINK
Bank Negara Malaysia
Telephone : 1-300-88-5465
Facsimile : 03-21741515

can someone update the subject/title of this thread so it reflects the correct interest rate?

no la.. i not free la

i wish i have the luxury of time to do all this

https://www.facebook.com/11450527254/posts/...3953637255/?d=n another opr cut tomorrow or soon?

Looks like the ocbc rates going to be cut again soon.

I havent got SCB one....teach me...where to get info. XD tq

[05/03/2020] REVISION ON INTEREST RATES / PROFIT RATES FOR CURRENT & SAVINGS ACCOUNT/-i FOLLOWING OPR CUT ON 3 MAR 2020

0.15% + 1.15% * 3

to

0.10% + 1.10% *  3

from 3.6% to 3.4% 

Yes, pity max is only RM 100k to enjoy all the tiers.

eh, can we do this? because i know you can't with sc psa

hi guys
i am new here
if i open this ocbc 360 account, do i automatically get an ocbc cc as well?

thanks for the quick reply.....several banks rejected my cc application bcoz of high DSR
so uif i cannot obtain cc from ocbc...i will only get max 2.3% from ocbc 360 rite?

thanks bro...really appreciate ur help
will head up to ocbc al-amin soon

u can spend with debit card

owh that is great
but i still wanna open 360i...but the problem is the nearest ocbc al-amin very far away from my place
i guess we cannot open 360i account at normal ocbc branch is it?

The Maximum “Average Daily Account Balance” that qualify for bonus interests is RM100,000.00. Any additional balance will continue to earn the base rate.

So if my balance is 0 for 15days and 200k for 15 days in a 30day month then ADAB is 100k which qualifies for the bonus interests?

Is there any benefits using OCBC 360 debit card to reload to BP nad Boost?