QUOTE(lepakboy @ Apr 13 2016, 10:51 AM)
I have actually opened this account. Personally I use it as sort of an FD as the rates are decent and I like the ability to withdraw my money when I want to. The card spend isn't actually that bad especially if you are a Great Eastern customer. (their Great Eastern Plat Card splits your premium over 12 months)
I did compare it to Maybank's and Hong Leong's offerings but
Maybank Premier Plus - requires RM500,000 balance to earn 2%?
Might as well dump it all in an FD.
Hong Leong Pay & Save - Paying 15 Bills to get 1.9%? I mean how many bills do you have unless you're running a business
Only thing I can complain about is probably the lack of ATM's. But then again, i guess it forces me to spend less and save. Which is the reason for opening the account in the first case!
For the Great Eastern auto-IPP, does the installment amount still count towards the RM500 spend on credit card part? Or only those insurance premium that is not converted to installment counts?
For Pay & Save account, online IBG is also counted as an online transaction. You can even use it to pay your other banks' credit card for e.g.
QUOTE(HarpArtist @ Apr 13 2016, 01:40 PM)
yes i split my cc payment into 3 and it works.
QUOTE(aromachong @ Apr 13 2016, 05:54 PM)
i have many savings account here
so (1) serve me the purpose and i like my smart savers very much.. no need headache.. just dump 1 k every month for extra money.
unlike ocbc 360, it has limit for the savings to earn u interest
smartsavers u can put 1 mil 2 mil as u like as there is no limit restrict by bank
If really want high intrerest for big amounts, can consider OCBC Premier Save account,
200K and above - 3.33% (4.00% promo rate)
less than 200K - 1.00%