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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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lil_flank
post Apr 13 2016, 07:16 PM

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Just open it today. The OCBC 360 in Malaysia is abit different compared to Singapore. Credit card payment of other banks is not eligible for 3 bills criteria, dmn..
Like some members in this forum has mentioned, the OCBC credit card is really one of the worst cashback credit card. But i still apply due to the 1.2% interest and i have Great Eastern insurance. I already have a HL Wise card which i always get max cash rebate. So this OCBC card will be my 2nd backup card.
lil_flank
post Oct 15 2016, 01:09 PM

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Does anyone have issue receiving TAC sms from OCBC?
I am trying to login their OCBC online banking but most of the time i do not receive the TAC sms. doh.gif

This post has been edited by lil_flank: Oct 15 2016, 01:17 PM
lil_flank
post Oct 15 2016, 08:15 PM

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QUOTE(cybpsych @ Oct 15 2016, 07:08 PM)
yep, problematic.

just press resend button. will get it immediately.

few minutes later, the login-triggered SMS comes in pulak. really faint.
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I am working oversea so my Malaysia number is on auto roam. Last few weeks, i will receive the sms after i click resend button. This week, i need to restart my hp and click 3-4 times resend to receive the sms. I called in OCBC, they say the problem lies with my telco and auto roam. But i have no problem receiving tac sms from Public bank, Hong Leong, and Maybank. I called Tunetalk, they say the problem lies with OCBC. I asked OCBC whether does other customers have this issue, they say 'Yes' but there is nothing much they can do. The only advice OCBC tell me is to restart my hp and click resend up to 3 times. Or call my Telco. <facepalm>
lil_flank
post Jul 16 2017, 11:43 PM

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QUOTE(Tutuppintu @ Jul 12 2017, 03:57 PM)
i paid 3 different credit card (2 from maybank with AMEX and MASTECARD and 1 from UOB VISA) all didn't qualify.

as one forumer had mentioned.. IBG does qualify. So I am going to try to transfer to 3 different bank accounts this month.

If this month i dun get the full 4.1%.. then i will do the RM1 to TM, RM1 to ELECTRICITY and RM1 to DIGI bill.
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I tried paying bill of Rm5 but cannot. Min is Rm10 for each bill if i remembered correctly.
lil_flank
post Aug 11 2017, 08:51 AM

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This savings account offers one of the highest interest. I wonder how come it is not popular.
lil_flank
post Aug 11 2017, 09:45 AM

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QUOTE(cklimm @ Aug 11 2017, 09:24 AM)
if its too popular, the rate will goes down yo
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Haha.. true too.
lil_flank
post Aug 12 2017, 10:09 AM

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QUOTE(Tutuppintu @ Aug 11 2017, 03:27 PM)
In bigger cities, my guess is it is not easy to find an OCBC ATM machine and people don't have the time to 'open' an account cus busy working day in day out. Beside, salary in cities are higher.. what's RM20 interest earn to them in a month? it's probably only worth 1 day's parking and toll charges... some rather just earn a flat rate 2.95% or lock up their money in 12 month f.d.. save them the so called 'trouble' of fulfilling and monitoring the criterias OCBC imposes..
In small towns, all banks are congregated in the same area. So doesn't make much difference in terms of convenience..and more time to kepo which bank gives the highest interest to make the money work harder for them. lol.

just my 2 sen worth of comments..
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Yeah, some people dont have the time to do this and that so they rather just put in FD. Less hassle..
lil_flank
post Aug 18 2017, 08:21 AM

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Is paying an OCBC credit card or other bank credit cards using Ocbc Online banking considered as bill payment?
lil_flank
post Oct 30 2017, 11:08 PM

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QUOTE(Nom-el @ Oct 30 2017, 12:05 PM)
Debit card spending is now also eligible for bonus interest for OCBC 360 Account. Refer to the latest T&C from OCBC.

https://www.ocbc.com.my/assets/pdf/Accounts..._ACC360_PIS.pdf

https://www.ocbc.com.my/assets/pdf/Accounts...1115_ACC360.pdf
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That's great for those who unable to apply an Ocbc credit card.

 

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