QUOTE(cybpsych @ Aug 17 2017, 07:20 PM)
I'm amazed this time BT still can last until deadline.I'm gonna do 1 last BT on the 29th after my statement.
Then I shall wait for next year's promo d
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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Aug 17 2017, 09:21 PM
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#81
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
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Aug 30 2017, 03:36 PM
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#82
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14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(danielkai @ Aug 30 2017, 03:26 PM) Got it!http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions COOL! This post has been edited by chiahau: Aug 30 2017, 03:37 PM |
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Aug 30 2017, 04:00 PM
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#83
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14,082 posts Joined: Aug 2009 From: Malaysia |
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Sep 4 2017, 10:03 PM
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#84
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14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(OC4/3 @ Sep 4 2017, 07:58 PM) For 24 months or longer balance transfer with amount of ~RM4k, what is the best offer from all bank? Just a suggestion instead.Seems like BSN 24 months is the best deal with 1 year of 4.5% interest and no one time fee Why don't you do a 12 months 0% MBB BT and do a 6 months PBB BT towards your installments when you are feeling less capable to repay them already? That way, you don't need to incur a 4.5% charge at all. |
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Sep 5 2017, 09:21 AM
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#85
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14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(OC4/3 @ Sep 5 2017, 02:57 AM) I don't have the credit card so I need to apply for it now You can try my suggestion then.Hence, I am looking for best deal before I take the plunge I want to see if there is any possibility to better deal than that for 24 months repayment or not CIMB - 6 months BT for 0% HSBC - 6 months 0% used to be around. Not sure if the 12 is still available. Ambank - 6 months also PBB - Always auto extend 6 months 0% You should go an apply a MBB and the second card shortly. Then you can manage the BT rather easily. |
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Sep 14 2017, 08:27 PM
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#86
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14,082 posts Joined: Aug 2009 From: Malaysia |
Received an SMS from RHB = 0% 12 months BT.
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Sep 14 2017, 11:13 PM
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#87
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14,082 posts Joined: Aug 2009 From: Malaysia |
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Dec 2 2017, 11:00 AM
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#88
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14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(terence_say @ Dec 1 2017, 10:24 PM) Looking to apply Maybank BT but when i click "Apply Balance Transfer", it only allowed me to choose 2 of my maybank card, one of my card is not in the list. FYI, I have this problem before.I tried apply supplementary card and increase credit limit is also the same thing, the card doesnt showed in the option. that weired, only can do by email then Just call them via the number and ask them to link everything up nicely for you. Within 1 week you can see all cards being shown as an option for BT. |
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Dec 14 2017, 12:08 PM
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#89
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14,082 posts Joined: Aug 2009 From: Malaysia |
I'm getting an 2251 error when I tried to apply for online BT to my MBB cards.
System problem or anyone facing the same issues recently? |
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Dec 15 2017, 12:56 PM
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#90
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14,082 posts Joined: Aug 2009 From: Malaysia |
PSA : Maybank BT application from M2U is currently down.
No estimated timeline about when it will be up and running again :/ |
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Dec 15 2017, 09:43 PM
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#91
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14,082 posts Joined: Aug 2009 From: Malaysia |
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Dec 19 2017, 02:03 PM
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#92
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14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(ChuanHong @ Dec 19 2017, 01:56 PM) sorry.. im newbie for balance transfer.. Your HLB limit does not matter. Your Maybank limit matters.recently my colleague told me balance transfer is some sort like MBB apply balance trasnfer 0% 12 months & 3% processing fee waived.. if i apply to move 3k from HLB CC, then i need to pay monthly 250.. So i got 3k cash in HLB or how? basically my HLB do not have any debt except some grocries expenses & misc exp which about 1k outstanding.. i will clear my statement every month for both side.. how is the logic works? let's say my HLB available limit is 4k, and can i apply balance transfer of 3k to my maybank? then i got 3k cash in hand? then monthly installment back for this 3k? I assume you want to use MBB's 0% BT to your HLB CC to cash out the balance. You can transfer up to 80~90% of your MBB's card. Eg - You transfer 6k to MBB. Every month pay 500 to MBB. HLB CC now is -6k outstanding. Not sure if you can cash out to your saving accounts or not. Disclaimer : If you are not savvy with this kinda BT stuffs, please don't do it to avoid get into a debt issue. |
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Dec 19 2017, 02:31 PM
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#93
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14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(lawsh @ Dec 19 2017, 02:02 PM) specifically for maybank, they need to view your outstanding balance If you apply online, no statement needed what?the amount that you applied for can be UP TO the amount of outstanding balance NOT higher i wanted to do the same thing because i know i am going to make some large purchases soon and enquired but they disallowed me. anyways, it is in their t&c refer here, terms to search for "outstanding balance": http://www.maybank2u.com.my/WebBank/BT-12mths1117_tnc.pdf So how they want to view your outstanding balances? QUOTE(rainbird @ Dec 19 2017, 02:22 PM) A bit confused after reading the posts. No need.I have 3 non maybank cc with outstanding balance. 1. Citibank 1k 2. PB 2k 3. HL 3k. I apply BT through MB online to transfer the total of 6k to MB cc and split into 12 months payment? Monthly payment can be done through MB online pay bills function? Do we need to do anything to pay the 1k, 2k and 3k outstanding with the other cc? >>>>>>>>>>>>>>>>>>>>>>>>>> Terms and Conditions: Applicable to Maybank MasterCard, Visa or American Express Credit Cards Cardmembers to transfer outstanding balances from credit card account(s) with other financial institution to any Maybank Credit Card account subject to the Terms and Conditions herein. The BT would be posted like in the Credit Card Statement at your statement's date Eg - Balance Transfer Plan G 001/012 - RM 500 No need to pay the outstanding providing your BT approved and transferred already. This post has been edited by chiahau: Dec 19 2017, 02:32 PM |
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Dec 19 2017, 02:40 PM
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#94
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14,082 posts Joined: Aug 2009 From: Malaysia |
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Dec 28 2017, 11:33 AM
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#95
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14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(nonoi1231 @ Dec 28 2017, 10:03 AM) Tried to apply via Maybank2U --> Balance Transfer Service unavailable. System is currently unavailable. Please try again later. Reject Code : [2551] Anyone encounter this error? Why is it? My credit limit more than enough cos I don use the card for anything else after September 2017 QUOTE(wym6977 @ Dec 28 2017, 11:15 AM) I also faced the same problem (Service unavailable.Our service is currently unavailable.Please try again later) Nobody bother to read my earlier reply This is my first time do BT.. Is this M2U always down one.. Hi XXX, good day to you. Any inconvenience is much regretted. Upon checking, there is an issue with the Balance Transfer application via Maybank2u with that error code at this moment. This matter is in the midst of rectifying by our respective unit. In addition, we are not able to provide the time frame for the issue to be rectified. However, for the time being you may send the application form along with the other bank statement via our secured email address at mbbcardservices@maybank.com.my with an attachment of less than 3MB. If the file's content is bigger than 3MB, you may separate the attachment. You will receive and acknowledgment with a case number from the email that you have sent. Thank you for your interest. So when you get that 2551, means MBB's system got problem. |
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Jan 18 2018, 05:56 PM
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#96
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14,082 posts Joined: Aug 2009 From: Malaysia |
Just applied this morning. Approved.
Meaning still available lor. Can’t take the effort to go website and click ah? |
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Jan 19 2018, 06:39 PM
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#97
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14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(hiann @ Jan 19 2018, 06:25 PM) Guys, before this I have applied the MBB BT for twice during its 2 different campaign period and got rejected twice. Any idea what could the reason for rejecting my application and what should i do to have high success rate in my application?? If you defaulted before, definitely your BT application would be affected.Anyways, try to submit the application manually. Most of the time, it will be approved lol. |
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Jan 23 2018, 07:16 PM
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#98
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14,082 posts Joined: Aug 2009 From: Malaysia |
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Jan 26 2018, 12:50 PM
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#99
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14,082 posts Joined: Aug 2009 From: Malaysia |
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Feb 5 2018, 10:41 AM
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#100
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14,082 posts Joined: Aug 2009 From: Malaysia |
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