normally will the bank do that? or is there any charges?

dear all,

mid of this month tried once on MBB ikhwan CC BT, got rejected. Just now tried again, reject again.

Is it advisable apply through hardcopy the chance will be higher?

Thanks for advise

0% 12mths (15k-49.9k) till 30 April? I tot ended 26March.

Thanks for the prompt reply, so from what i understand, the catch is apply a credit card with HLB(any card?), then get a BT transfer to MBB credit card account(since the only bank that let u beg to cash out the extras).

Use the cash and dump into any FD that you think worth it, pay 5% minimum to HLB and upon the 12th month (FD maturity) cash out FD and settle HLB BT, correct?

One thing, upon FD maturity, how fast could we get the amount from FD to settle HLB BT?

Bro, this 20K is it to MBB account?

I recently tried MBB BT to PBB and request withdraw to from PBB to CASA, PBB called me and saying they just gonna approve it for once and no more next time. 

HLB 0% 12months promo BT looks promising with the pay minimum 5% trick every month then FD it.

But realizing, the min BT amount is RM15k. Is there any lower BT amount with 0% promo from HLB?

No. HLB needs minimum 15k.

You try to transfer from Maybank Islamic Ikhwan to another Islamic CC.
Maybe Maybank Islamic is getting stricter now to comply with Syariah. You should not transfer Halal money into another which is not guaranteed halal. No kidding.

i think it has something to do with protocol and security, perhaps afraid of money laundering? or BT enormous amount, transfer to CASA then take the money and disappear? who knows.

guess so. a lot of paper trail to follow, perhaps too troublesome for them to trace. 

If can last that long lo, they can change anytime they want.

finally cl increased to 15k
but already done bt from mbb
next month might need it
hope it wont change tnc again
min 15k cl is available cl or just total cl of the card?

PSA: Maybank BT is ending on 31.03.18. Quickly do your BT if you haven't.

Hopefully it will extend.

I just applied BT for my PBB Islamic card and is approved. I just applied it on 22 March 2018.

yup still on until somewhere in April. Rm15k min applies

now i awaiting goodnews from HLB for my CL upgrade

  i pumping to my asnb

ohhh, uob still offering 0% BT? my UOb CL is crazy high. more than 60k 

ohh, this BT scheme again.

i did applied in feb, then subsequent next day got a dude saying he is from outsource saying UOB assigned them to attend my BT application.

I told him i filled all details in the online form. "same as your link"

the dude say must do it all over again through phone. i told him i dont have any details with me atm, then i reluctant to continue as i felt uneasy committing something through phone

Thought the quota full dy. Can top up online ah? any charge?

HLB

It shows as 6.99% interest p.a when I wanted to apply it. I thought it is 0% interest. Correct me if I am wrong.