Just wanna ask 1 question about PBB BT, let say i have outstanding on :-

HSBC - 2k
UOB - 2k

Can i BT to PBB at 3k each and enjoy 0%, as i know these are excess payment and will PBB accept it?

anyone received sms from citibank offer 0.99%p.a for 6 months?

Yes, need to reply to that SMS to apply.

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Did anyone apply Alliance Bank BT?
Successful?
They reply me that the promotion has ended!!
By the way, the promo still available on their website!!

Hi guys. I did not receive that sms. Can copy to here for reference? I will call them up to enquire.

I was offered by UOB telemarketer for Balance Transfer after i decline personal loan.

when i look search on back on the thread for UOB BT, it is paying min 5% per month and the last month settled the balance exactly on statement date?

anyone received sms from citibank offer 0.99%p.a for 6 months?

Yes, need to reply to that SMS to apply.

Any T&C online i can read about for the Citibank 0.99% BT ?

just got my promo MBB bt approved yesterday....
submission through email...

The form stated 3% fee waive. So I think should be ok.

in the past 12 months, i have done RM 140k BT to Maybank.
will continue again once i settle this month outstanding. last month promotion for Maybank!!

initially i got 30k only..and i request for increase..approved to RM 50k...the following month i request again.. approved to RM 70k.. very efficient..
but i have problem now... recently applied 2 credit card also got rejected..i think is because of the BT.... applied too much...

Anyone tried hsbc balance transfer for new card member before? Apparently the CS told me that i dont have to pay by instalment but pay any amount for my BT. But the catch is at least the minimum value which is rm500. E.g. If i BT rm12k for 12 months, i only have to pay minimum payment rm500 per month. But before the end of the 12 month just pay off the balance.

is true but the minimum amount (certain percent of total transferred) won't showed in ur statement, u need to calculate yourself. Trick is u may missed any month and get service changes

Did anyone received SMS from stating that BT from HLB/RHB/Ambank/AllianceBank get 0.5% cashback?

HLB will remind customers about the "special rate expire at DDMMYYY".

Example, last month statement closed at 15 Oct 2017.  The balance account which going to resume back to normal interest rate, there is a message to inform
"Special Rate will expire at 15 Nov 2017"

As long as u make full payment on 16 Nov 2017 morning......there is no interest charge to the BT account.  If u make full payment on 15 Nov 2017......u need to pay early settlement penalty "RM70"

Plenty painful lar this HLB BT 0%
Mine ends on 12th Nov - alo SUNDAY leh
Instant Bank Transfer pun xjalan
They said use ATM cash deposit lor.. good gawd..

U can view your previous month statement (Oct 2017), there is the message shown on the bottom of your BT account transaction history.

hm.. my apologies - when i clicked on the "?" icons or data for IBT, it comes with the IBG data as well. 

Let me test this coming 12th - worse case scenario, was planning to use HLB"s Fortune cash back accumulated in some HLB holding a/c to transfer (unsure possible or not). Idea from MUM - thanks.
Yeah - this was my experience between Bank A to Bank B.
Deducted from Bank A's account but never showed up in Bank B's account until working day. Transfer was done at 11am
Thus, i read the "?" clauses and noticed some statement about weekend / PH BUT then again, both IBT & IBG clauses was in the same "?". I may need more coffee 

Applied for the 0% interest for balance transfer from Hong Leong Bank on Friday.

I guess need to wait until Wednesday to get the funds.

Hi..  you can try to call them and say you want the 0% interest rate 3 months plan, they will know..

Share my experience to deal with HLB BT without Penalty

20 Apr, BT 6K to my SA - picture BT1
15 May, make 1st payment, 320 - picture BT2
15 Jun, make 2nd payment, 290 - picture BT3
27 Jul, make 3rd payment. 270 - picture BT4
15 Aug, make 4th payment 260 - picture BT5, with reminder "special interest rate expires on 13 Oct 2017"
17 Sep &　9 Oct make payment 250 & 4500 - picture BT6
14 Oct make settlement 111, extra paid RM1 - picture BT7

Latest statement on 14 Nov 2017.......no penalty.

For forumers who settle your BT on the "special rate expire date", u will/may need to pay early settlement fee RM70.

Any hidden fee?