Outline ·
[ Standard ] ·
Linear+
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
|
cybpsych
|
Feb 22 2022, 08:01 PM
|
|
If you're looking to tap into some balance transfer plans, here are a few promos that you can check out! Best Balance Transfer Plans In Malaysia (February 2022)
|
|
|
|
|
|
cybpsych
|
Apr 1 2022, 06:20 PM
|
|
Bank Muamalat partners with Visa for Shariah-compliant credit cards“Cardholders will also be offered a 0% balance transfer programme which will be available for six months from 1 April to 30 September 2022, giving the opportunity for them to consolidate the outstanding balance of their existing credit cards to the new Bank Muamalat Credit Card-i at zero cost,” https://www.muamalat.com.my/consumer-bankin.../credit-card-i/
|
|
|
|
|
|
cybpsych
|
Jun 24 2022, 06:28 AM
|
|
QUOTE(sulab @ Jun 24 2022, 12:11 AM) Is this BT offer for new to bank user or for existing user? Is there a link I can refer to. Thanks in advance https://www.rhbgroup.com/2022_btcx/index.html
|
|
|
|
|
|
cybpsych
|
Jun 29 2022, 09:25 PM
|
|
|
|
|
|
|
|
cybpsych
|
Jul 1 2022, 07:32 AM
|
|
0% Balance Transfer for New-to-Bank Cardmembers [ PBB | T&Cs/Form ]
|
|
|
|
|
|
cybpsych
|
Jul 2 2022, 07:04 AM
|
|
PB Balance Transfer [ PBB | T&Cs ] PB Flexipay Plan [ PBB | T&Cs ] Get RM128 Cashback when you apply for an AmBank Credit Card/-i [ Ambank | T&Cs ] This post has been edited by cybpsych: Jul 2 2022, 07:11 AM
|
|
|
|
|
|
cybpsych
|
Jul 15 2022, 09:54 PM
|
|
QUOTE(ronnie @ Jul 15 2022, 09:15 PM) AEON BT is now only to selected customers only.... last time, iirc, someone also posted same info somehow still many ppl able to get by offer from aeon also seems like temporary slow down instead of permanent policy
|
|
|
|
|
|
cybpsych
|
Jul 20 2022, 06:22 AM
|
|
QUOTE(cybpsych @ May 31 2022, 07:03 PM) Birthday Special 0% Flexipay Plan for PB Visa Credit Cards [ PBB | T&Cs ]  QUOTE(cybpsych @ May 13 2022, 10:37 PM) PB Flexipay Plan with Visa Credit Card [ PBB | T&Cs ]  QUOTE(Keatsan @ Jul 19 2022, 10:53 PM) And for PBB Visa 10 months 0% pa, any link or info to refer?
|
|
|
|
|
|
cybpsych
|
Jul 22 2022, 04:58 PM
|
|
just received from sms
probably selective offer
// RM0 UOB Cards: Great deal! Pay off your other credit card balances with UOB Balance Transfer at 0% for 12months. Reply U4 by 26July2022 to apply. T&Cs apply //
|
|
|
|
|
|
cybpsych
|
Aug 6 2022, 09:29 PM
|
|
QUOTE(ratedrko @ Aug 5 2022, 07:56 PM) how do you apply for this promo? This Campaign open to all New AEON principal card applicants who receive call from AEON Credit Service Telemarketing personnel and apply for AEON Credit Card within campaign period. https://www.aeoncredit.com.my/promotions-detail/8705
|
|
|
|
|
|
cybpsych
|
Aug 21 2022, 07:47 AM
|
|
QUOTE(ben3003 @ Aug 21 2022, 05:15 AM) Hi guys, i say maybank sms earlier this month saying 12months BT is 1% upfront but see the app inside apply online there is 3.88% there write. So if apply that will get 1% or 3.88%? read.... 1) promo page 2) T&C 3) FAQ all in here > https://www.maybank2u.com.my/maybank2u/mala...pfront-fee.page
|
|
|
|
|
|
cybpsych
|
Aug 22 2022, 09:03 AM
|
|
question about UOB BT repayment
since UOB created a separate account for BT (reducing balance), the statement date follows the card's date.
eg if statement date = 3rd, due date = 23rd
the question: is there grace period (after due date) to pay the BT account, just like CC?
eg pay on 24th instead of 23rd.
|
|
|
|
|
|
cybpsych
|
Sep 1 2022, 10:31 AM
|
|
QUOTE(cybpsych @ May 13 2022, 10:37 PM) PB Flexipay Plan with Visa Credit Card [ PBB | T&Cs ]  QUOTE(cybpsych @ May 31 2022, 07:03 PM) Birthday Special 0% Flexipay Plan for PB Visa Credit Cards [ PBB | T&Cs ]  QUOTE(Zaire.Ver @ Sep 1 2022, 10:11 AM) Topup bigpay or ewallet qualify for PB flexipay? Got 0% 10months offer check the T&Cs to read the exclusions.... if you apply on birthday month, can get 12mth flexipay with lower amount too. This post has been edited by cybpsych: Sep 1 2022, 10:32 AM
|
|
|
|
|
|
cybpsych
|
Jan 11 2023, 03:51 PM
|
|
QUOTE(wongmunkeong @ Jan 11 2023, 03:48 PM) urgh - based on my test on website, which pushed to phone app, looks like selected customers only  by invitation clause #3 in T&C
|
|
|
|
|
|
cybpsych
|
Feb 14 2023, 09:14 AM
|
|
QUOTE(cempedaklife @ Feb 14 2023, 09:05 AM) Hi all, For those who applied for HLB BT, may I confirm how to repay it? I understand what others had been saying but I did not anticipate the statement to be quite confusing. say I applied for 36k for 12 months of repayment, 5% monthly would be 1.8k, which is what stated as min repayment from the BT account and my current cc statement amount to say 300. The BT amount is not shown in the cc statement. So how should i repay? rm1800 for BT and 300 for cc? Do I pay to the respective individual account number separately? as shared by user earlier.... 1) a separate BT account will be created 2) pay to this BT account, min amount or higher (up to you) 3) on the last installment, pay all the balance pay to cc and bt separately. treat bt as a standalone account.
|
|
|
|
|
|
cybpsych
|
Mar 21 2023, 03:10 PM
|
|
QUOTE(wongmunkeong @ Mar 21 2023, 03:06 PM) oof.. looks like by invitation only. sad life  1% upfront fee mau? https://www.maybank2u.com.my/maybank2u/mala...e-transfer.page
|
|
|
|
|
|
cybpsych
|
Mar 22 2023, 06:27 AM
|
|
QUOTE(cybpsych @ May 24 2019, 12:19 PM) here's some news to BT-cashout peeps Refund of Overpayment on Maybank Card Account [ Maybank ] 24 MAY 2019Dear Valued Cardmembers, Effective 19 June 2019, we will no longer process requests for refund of any overpayment on an active Card which appears as a credit in your Maybank Credit or Charge Card account(s). In the event your Card account has an overpayment at any given time, the overpayment would be used to offset any subsequent outstanding balance of that Card. For cancellation of Maybank Credit or Charge Card(s) with an overpayment, the Bank shall proceed to transfer the overpaid amount through the following options: - Transfer to your other valid Maybank Credit or Charge Card account(s); - Transfer to your Maybank Savings or Current Account(s), excluding Joint Account and MAE Account; - You may opt to sign-up for a new Maybank Card or Maybank Savings or Current Account and transfer the overpaid amount to the respective account; or - In the event you do not have any other valid Maybank Credit or Charge Card account(s) or Maybank Savings or Current Account(s), please do advise us on the Savings or Current Account details of another bank that you wish to transfer the overpaid amount to. QUOTE(terence_say @ Mar 21 2023, 10:52 PM) Hi, may I check if anyone know for BT overpaid amount to MBB credit card, still able to call CS to transfer out the overpaid amount to SA? i did it many years back but not sure what the current policy, thinking to take advantage of the 0% BT and transfer out the fund to SA. many thanks
|
|
|
|
|
|
cybpsych
|
Mar 22 2023, 07:51 AM
|
|
QUOTE(terence_say @ Mar 22 2023, 07:18 AM) thanks for the tips. Any bank still able to transfer overpaid amount from an active credit card to SA? thanks don't know, I never do these I'd suggest you don't abuse this facility
|
|
|
|
|
|
cybpsych
|
Jun 1 2023, 02:42 PM
|
|
QUOTE(fruitie @ Jun 1 2023, 02:14 PM) I don't have that card. I only have the Visa version.  Looks like I will need to apply for it. Thanks for the suggestion! Another thing is my Islamic CL is so low.  pb visa also got birthday month 0% flexipay (ending 31 Dec 2023)
|
|
|
|
|
|
cybpsych
|
Jun 26 2023, 07:32 AM
|
|
0% Balance Transfer with PB Visa Credit Cards [ PBB | T&Cs ]
|
|
|
|
|