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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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cybpsych
post Jun 29 2023, 02:18 PM

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QUOTE(cenkudu @ Jun 29 2023, 01:39 PM)
how you guys apply for RHB card and later to do BT
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got promo for new user mAh

https://www.rhbgroup.com/btcx/index.html
cybpsych
post Jun 29 2023, 07:21 PM

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QUOTE(cenkudu @ Jun 29 2023, 07:14 PM)
they will call us after that?
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read the t&c, it mention how to apply
cybpsych
post Jun 30 2023, 09:29 AM

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QUOTE(joice11 @ Jun 30 2023, 09:28 AM)
just wonder we can take 2 BT from same bank. take the pb 0% camplaign now and the birthday month end of the year
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no restriction except up to 80% available CL
cybpsych
post Jun 30 2023, 04:39 PM

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QUOTE(cybpsych @ Jan 1 2023, 07:56 AM)
Birthday Special 0% Flexipay Plan for PB Visa Credit Card [ PBB | T&Cs ]

user posted image
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QUOTE(ronnie @ Jun 30 2023, 04:31 PM)
Where to get details on this ?
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cybpsych
post Jul 1 2023, 07:40 AM

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https://www.hlb.com.my/en/personal-banking/...paign-2023.html

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cybpsych
post Jul 10 2023, 03:34 PM

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QUOTE(rooneybeckham @ Jul 10 2023, 01:59 PM)
Hi, If I apply BT Affin Bank, other banks need to have enough outstanding balance?
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errrrrrrr the OTHER bank is the receiving party for fund transfer/payment from Affin
cybpsych
post Jul 10 2023, 05:07 PM

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QUOTE(rooneybeckham @ Jul 10 2023, 03:55 PM)
Yes, I mean the receiving bank need to have outstanding kah?
Let say I do balance transfer RM12K from PBB to Affin, but my PBB credit card only have RM6K outstanding balance, this can be done?
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iirc, Affin BT doesnt validate pbb statement or outstanding

This post has been edited by cybpsych: Jul 10 2023, 05:11 PM
cybpsych
post Jul 15 2023, 07:45 AM

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QUOTE(Matchy @ Jul 15 2023, 07:02 AM)
just wondering, can the eiplan combine multiple transactions? (all transactions are above min spend requirement)
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affin eiplan applies to per transaction basis

just apply multiple times lor

form & t&cs here https://www.affinalways.com/en/eip
cybpsych
post Jul 15 2023, 07:47 AM

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Enjoy 0% with PB Visa Flexipay [ PBB | T&Cs ]

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cybpsych
post Jul 25 2023, 12:29 PM

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QUOTE(jhy999 @ Jul 25 2023, 12:26 PM)
How many times can I apply
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read the FAQ yet?
cybpsych
post Jul 30 2023, 09:59 AM

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QUOTE(jacklsw86 @ Jul 29 2023, 11:34 AM)
Worst bank for online support. Applied cc from their website mid-July until now no response
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QUOTE(jacklsw86 @ Jul 30 2023, 01:02 AM)
I checked my house mail box just now and out of a sudden, got the PB credit card. Hmm straight away approved and mail me the credit card without any verification or feedback ya. Not bad after all
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errrr u don't frequently check your mailbox since you were expecting the card?

you should be getting approval sms. pbb nvr failed to send approval sms to each of my card application.

2 weeks is just about right. 1 week approval + few more days delivery.

not every bank call you for verification la.
cybpsych
post Aug 7 2023, 05:37 PM

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QUOTE(cenkudu @ Aug 7 2023, 05:29 PM)
Affin BT for existing card member is still on?
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https://www.affinalways.com/en/btip-application-form
cybpsych
post Aug 26 2023, 09:30 AM

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Extended https://www.pbebank.com/pdf/Promotions/form_bt260623.aspx

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cybpsych
post Aug 27 2023, 07:23 AM

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QUOTE(jasontoh @ Aug 26 2023, 10:03 PM)
Anyone trying out the Maybank 0% BT but unsuccessful? I've tried with just 1/10 of my available limit but it is saying unsuccessful. Is it open for all or selected customer?
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should be all customers


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Promo Page | Terms and Conditions | FAQs

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This post has been edited by cybpsych: Aug 29 2023, 09:10 AM
cybpsych
post Aug 29 2023, 09:10 AM

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QUOTE(cybpsych @ Aug 27 2023, 07:23 AM)
should be all customers
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Promo Page | Terms and Conditions | FAQs
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QUOTE(Deathscythe@@ @ Aug 29 2023, 08:59 AM)
how to get mbb 0% BT?
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cybpsych
post Aug 29 2023, 04:08 PM

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QUOTE(cybpsych @ May 24 2019, 12:19 PM)
here's some news to BT-cashout peepsĀ  brows.gif

Refund of Overpayment on Maybank Card Account [ Maybank ]
24 MAY 2019

Dear Valued Cardmembers,

Effective 19 June 2019, we will no longer process requests for refund of any overpayment on an active Card which appears as a credit in your Maybank Credit or Charge Card account(s). In the event your Card account has an overpayment at any given time, the overpayment would be used to offset any subsequent outstanding balance of that Card.

For cancellation of Maybank Credit or Charge Card(s) with an overpayment, the Bank shall proceed to transfer the overpaid amount through the following options:

- Transfer to your other valid Maybank Credit or Charge Card account(s);
- Transfer to your Maybank Savings or Current Account(s), excluding Joint Account and MAE Account;
- You may opt to sign-up for a new Maybank Card or Maybank Savings or Current Account and transfer the overpaid amount to the respective account; or
- In the event you do not have any other valid Maybank Credit or Charge Card account(s) or Maybank Savings or Current Account(s), please do advise us on the Savings or Current Account details of another bank that you wish to transfer the overpaid amount to.
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QUOTE(blackamikaze @ Aug 29 2023, 04:03 PM)
For maybank balance transfer, did the ycheck outstanding amount of the card that we want to do balance transfer? Because i just want to cash out the money, other card dont have any outstanding
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maybank and others doesnt allow cashing out of excess fund in the cc account.

dont risk it.

This post has been edited by cybpsych: Aug 29 2023, 04:09 PM
cybpsych
post Aug 31 2023, 01:23 PM

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QUOTE(LiQuID2 @ Aug 31 2023, 01:09 PM)
Just applied pbe 0% balance transfer for 6 months. However, the balance transfer required me to pay the amount in 6 months installment plan. Its different from my hlb balance transfer which i have to pay minimum amount only. Does balance transfer suppose to be like personal loan installment plan?
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mbb bt is equal split

read the t&c


uob bt also min monthly, and lumpsum final payment.
cybpsych
post Sep 16 2023, 10:08 PM

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QUOTE(~Eveready~ @ Aug 31 2023, 06:28 PM)
Hi guys, I want to transfer my Aeon credit card balance to Maybank (12 mths 0% interest)...so which bank should I choose? UOB?
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QUOTE(ronnie @ Aug 31 2023, 08:34 PM)
For me i've selected Citibank, but yet to see the payment made (though MBB already credit my CC)
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QUOTE(ronnie @ Sep 1 2023, 12:37 PM)
The payment is credited into AEON CC if i selected Citibank under MBB's BT.
Transaction Date = Approval date
Posted in AEON on 1/9 maybe due to PH on 31/8
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QUOTE(guy3288 @ Sep 16 2023, 10:05 PM)
Any one done Maybank Balance transfer pay Aeon Credit card?

Card issuer put  as ? citibank or UOB?
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cybpsych
post Sep 17 2023, 08:35 AM

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QUOTE(MGM @ Sep 17 2023, 07:24 AM)
I tot Citibank already no more in MY? AEON still has Citi acc?
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aeon-citibank relationship is B2B, probably not part of mgiration or maybe in planning.

whatever works now, just works. nobody knows what will happen later with aeon-citibank arrangement.
cybpsych
post Sep 26 2023, 09:09 PM

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QUOTE(virtualgay @ Sep 26 2023, 08:52 PM)
other than MBB and AFFIN any other bank offer zero% bt?
i did with this 2 bank recently and my limit is small so could not do much

still have some outstanding in another bank need to clear so was wondering if got any other bank still offer zero % BT?
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Public bank?

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