hi. looking to BT 5k from my MBB cc to any other back as new application. any recommendations? i could do 6 to 12 months period.

i see latest posts on PB and AFFIN. but bit confused on application. do i need to apply for their cc first?  tq

so i apply for the card from my preferred bank, after approval i submit bt from mbb to the new card? if thats the case, is the type of card offered by the bank still relevant?

PBB 0% seems good. not sure on AEON though

Even applicable to new credit card holder? Okay maybe can consider apply a new credit card first just in case...

I don’t have affin credit card thou...

so for the aeon, if anyone still hv the old form with 0% interest then can get 0%?

got upfront fees leh, aka interest   

Hi all, I need some advice on BT. I recently applied BT with AffinBank, this is my first time doing BT and I didn't know that they would convert the balance into monthly installment plan. I thought the amount is added under my credit limit.

My BT amount is 9.5k and the monthly installment is 792.

So I was planning to clear my debt of 9.5k within 3 months using some portion of my salary. Currently I have 3k of money saved to pay that debt. Could you advise on how can I plan clearing my debt?

I called the bank and they said any extra payment I made will go to retail and won't be deducted from the monthly installment. I will have to continue pay 792 for 12 months. If I wish to pay in full and terminate the installment early, I need to pay RM100 penalty.

Yeah I totally didn't understand BT in the first place I guess. Now I know.

I plan to settle in full, but not immediately as it would take some time for me to save enough money to pay in full. Thanks for the feedback!

*selected customers only. try at your own risk*

https://www.maybank2u.com.my/maybank2u/mala...2-countdown-eng

Has anyone taken up this invited 1% BT from MBB? Need to submit with other banks' statement.

If you withdraw using credit card, dont they charge you interest fee for the amount ?

Hi can i ask more info about the credit balance refund? E.g suppose to bill are RM4k, but i accidently pay RM5k, meaning I can ask the customer service to refund the 1k to my savings account with 0 cost?

If yes, may I know is it still available for SCB card? is there any limit if i want to transfer to other bank savings account?

here's some news to BT-cashout peeps 
Refund of Overpayment on Maybank Card Account [ Maybank ]
24 MAY 2019

Dear Valued Cardmembers,

Effective 19 June 2019, we will no longer process requests for refund of any overpayment on an active Card which appears as a credit in your Maybank Credit or Charge Card account(s). In the event your Card account has an overpayment at any given time, the overpayment would be used to offset any subsequent outstanding balance of that Card.

For cancellation of Maybank Credit or Charge Card(s) with an overpayment, the Bank shall proceed to transfer the overpaid amount through the following options:

- Transfer to your other valid Maybank Credit or Charge Card account(s);
- Transfer to your Maybank Savings or Current Account(s), excluding Joint Account and MAE Account;
- You may opt to sign-up for a new Maybank Card or Maybank Savings or Current Account and transfer the overpaid amount to the respective account; or
- In the event you do not have any other valid Maybank Credit or Charge Card account(s) or Maybank Savings or Current Account(s), please do advise us on the Savings or Current Account details of another bank that you wish to transfer the overpaid amount to.

Hi guys, 3 years ago, i able to get maybank to transfer excess credit amount from CC to saving account with no issue. wondering if most bank now still doing it?

EzyPay Plus 0% for 12 months Promotion [ MBB | T&Cs | FAQs ]
Promotion Period: 8 October - 31 December 2020

It is time to pamper yourself with a luxury lifestyle! Convert any purchases of minimum RM1,000 into affordable monthly instalment and enjoy 0% per annum for 12 months.

Login to Maybank2u or Maybank App to convert before your credit card statement date!

Campaign Mechanic
EzyPay Plus conversion eligibility:
EzyPay Plus is applicable to transaction(s) which has been billed to the Cardmember’s Credit Card/Credit Card-i account but not posted in the statement forming part of the outstanding current balance due.
The purchase MUST NOT pass its statement date at the point of conversion.
In the event, transaction which is done on the campaign end date but posted after the campaign end date is not eligible for conversion under this campaign offer.

apply through?

*Exclusively for customers who received an invitation from the Bank to participate in this campaign (via SMS or Email Direct Mailer)
urgh.. apparently i'm not invited - checked online, still 3%

Application rejected because not in the invitation list. For everyone's information.

looks like no more self invitation like the good old days.

(for other people searching for keyword : Public Bank)

You tried?

here's some news to BT-cashout peeps 

Refund of Overpayment on Maybank Card Account [ Maybank ]
24 MAY 2019

Dear Valued Cardmembers,

Effective 19 June 2019, we will no longer process requests for refund of any overpayment on an active Card which appears as a credit in your Maybank Credit or Charge Card account(s). In the event your Card account has an overpayment at any given time, the overpayment would be used to offset any subsequent outstanding balance of that Card.

For cancellation of Maybank Credit or Charge Card(s) with an overpayment, the Bank shall proceed to transfer the overpaid amount through the following options:

- Transfer to your other valid Maybank Credit or Charge Card account(s);
- Transfer to your Maybank Savings or Current Account(s), excluding Joint Account and MAE Account;
- You may opt to sign-up for a new Maybank Card or Maybank Savings or Current Account and transfer the overpaid amount to the respective account; or
- In the event you do not have any other valid Maybank Credit or Charge Card account(s) or Maybank Savings or Current Account(s), please do advise us on the Savings or Current Account details of another bank that you wish to transfer the overpaid amount to.

Hi all,

Good day everyone. I would like advice from all experts here.

I received the balance transfer offer from PBB.

If I apply for 3000 balance transfer from Maybank CC to PBB, can I know if I can withdraw the excessive amount from
Maybank credit card?

Thanks.

where is it? can't find in website. all i see is the standard 3% upfront fee for 12 month when login to apply BL.

I got a 20k medical bill for my dad, so I am thinking to do balance transfer. But I am only having HSBC and Stand Chart which I don’t see any promotion ongoing for BT. What would you guys suggest?