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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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realitec
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Jan 9 2018, 07:57 AM
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QUOTE(cybpsych @ Jan 9 2018, 07:31 AM) CIMB Bank 0% Balance Transfer Campaign [ CIMB | T&Cs (EN) | T&Cs (BM) ] 5 Jan 2018 - 31 March 2018Exclusively for new CIMB Bank credit cardmembers! Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card! Save more with 0% interest rate for 6 months Flexible monthly repayment No supporting documents needed Zero processing fee What are you waiting for? Apply now!Download Application Form ยป Drop off your application form at your nearest CIMB Bank branch nationwide OR call us at 03 2281 7000! Available from 10am to 6pm, Monday to Friday*. *Business hours exclude Public Holidays. Important Notes The Campaign is valid till 31 March 2018 OR until the Promotional Balance Transfer Fund* has fully utilized (whichever is earlier). The minimum credit card balance to be transferred from a third party bank to CIMB Bank per application per bank under this Campaign is RM1,000.00 and the maximum amount is capped at RM10,000.00 per cardholder. The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia. The Promotional Balance Transfer Fund under the Campaign is up to an allocated fund of RM8,000,000.00 during the Campaign Period. Notwithstanding the Campaign Period stated in these terms and conditions, CIMB Bank has the absolute discretion to end the Campaign automatically once the Promotional Balance Transfer Fund is utilized and granted to the Eligible Cardholder(s) under this Campaign. After the expiry of the period specified in plan above, finance charges at the rate specified in the Cardholder Terms and Conditions shall apply. Eligible Cardholder(s) shall not be entitled to any form of bonuspoints/cash rebate in respect of their participation under this Campaign. CIMB Bank shall at its sole discretion approve the balance transfer for the amount applied for or such other lower amount or reject the application in its entirety. For full terms and conditions, please read the CIMB Bank 0% Balance Transfer Campaign Terms & Conditions. To read Product Disclosure Sheet (PDS), please click HERE (ENG) or HERE (BM) Thanks for the information. I did try to apply for CIMB credit card, but it seems fail for 2 times  Is it really that hard to get them for approval? BTW my salary below 36k, with ptptn loan.
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realitec
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Jan 10 2018, 01:40 PM
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Hi, I am currently with 0% 3 months BT with HLB. As advised by the officer, my next payment will be on 16th Feb and 27Feb (last payment). Is it good if i settle all the remaining on 16th Feb by putting RM1 balance only? Then on 27 Feb I will settle the RM1. Please advise  Thanks.
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realitec
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Jan 11 2018, 06:23 AM
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QUOTE(stargate8 @ Jan 10 2018, 11:37 PM) well leave rm1 is wise so just do it. congratz Sis. Alright, thanks
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realitec
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Jan 23 2018, 07:40 AM
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QUOTE(kyle_kl @ Jan 22 2018, 09:03 PM) The webpage does not exist anymore but the t&c still there  I thought he wrote "new", but i couldn't went through the website. Hopefully there is 12 months 0% BT from HLB  So tempting, PBB, MBB, AEON and BSN now having them.
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realitec
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Jan 23 2018, 12:43 PM
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QUOTE(iamoracle @ Jan 23 2018, 08:58 AM) Login to your HLB Connect and click "Apply" -> Balance Transfer (new) Thanks, anyway to check when will this last? My BT will end at 27th February 2018, wish to apply again  0% interest though.
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realitec
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Jan 23 2018, 12:49 PM
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By any chance I can BT from Bank A to settle another BT from Bank B?
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realitec
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Jan 23 2018, 12:50 PM
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QUOTE(SzeMeng76 @ Jan 23 2018, 12:49 PM) https://www.hlb.com.my/content/dam/hlb/my/i...connect-eng.pdfuntil 31 March 2018. But the link is in error already, maybe they fixing something. Woah! This is for 12 months? Something new to me. I used to get BT from HLB for only 3 months though.
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realitec
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Jan 23 2018, 12:56 PM
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QUOTE(SzeMeng76 @ Jan 23 2018, 12:55 PM) Yes I think they implemented online system for BT application. Thats why got campaign for 0% now. Cuz I saw without campaign BT application for 6.99% column. But now in error, they might fixing the system. Hopefully the system went back to normal. And this BT should be the same as previous one? Can BT to SA?  Which sounds soooo good
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realitec
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Jan 23 2018, 01:02 PM
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realitec
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Jan 23 2018, 02:29 PM
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QUOTE(confusedway @ Jan 23 2018, 02:26 PM) Did HLB offer any free for life card other than the visa infinite??? as i notice that the i'm card has a joint fee... https://www.hlb.com.my/en/personal-banking/...ls/im-card.html
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realitec
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Jan 23 2018, 03:00 PM
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QUOTE(iamoracle @ Jan 23 2018, 02:42 PM) Any processing fees? I didn't see it mention anywhere. Should be no processing fees, need to call to confirm bro. I might apply after my BT ends in middle of February.
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realitec
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Jan 24 2018, 06:48 AM
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QUOTE(RickRick88 @ Jan 23 2018, 11:47 PM) What do you mean? It is new, started yesterday. [attachmentid=9537962] Thanks for the picture  It is back
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realitec
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Jan 24 2018, 10:55 AM
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QUOTE(paogeh @ Jan 24 2018, 10:53 AM) with HLB 0%BT for 12 months anyone with experience how to get HLB CC credit limit increase ? I search HLB site need to fill in form and MAIL to KL office , any better/faster way ? Thank you Call CS, tell them you want permanently increase in credit limit, they will email you form and everything.
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realitec
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Jan 24 2018, 10:59 AM
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QUOTE(paogeh @ Jan 24 2018, 10:58 AM) Thank you  No problem. Good luck.
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realitec
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Jan 24 2018, 01:32 PM
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I am gonna apply too HLB 0% interest BT, hopefully it is real. Promotions ends 31st of March right?
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realitec
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Jan 24 2018, 01:44 PM
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QUOTE(psiloveu @ Jan 24 2018, 01:43 PM) Just applied HLB via online, done......fast and easy as MBB. 12months? Confirmed? As it seems somebody said this promo is not available.
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realitec
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Jan 24 2018, 01:48 PM
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QUOTE(psiloveu @ Jan 24 2018, 01:47 PM) U log in and try......u will know.....not just hear from "somebody"......i m an existing HLB customer.  I see, I got 1 BT going on. It ends at 27 February, still able to apply for new one before deadline right?
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realitec
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Jan 24 2018, 01:56 PM
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QUOTE(psiloveu @ Jan 24 2018, 01:50 PM) As long as u have sufficient CL, u can apply anytime. I see, anyway I should apply for BT, although I am not going to use that money, but at least I can use it if there is any emergency  0% is cool, as I can put in FD earn some interest. Thanks bro. Have the money credited to you SA? This post has been edited by realitec: Jan 24 2018, 01:56 PM
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realitec
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Jan 24 2018, 02:02 PM
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QUOTE(psiloveu @ Jan 24 2018, 02:01 PM) i choose to pay into my other banks' credit cards outstanding which I will pay end of this month. Now with this BT, I can keep the "fund" to repay HLB in 12 months with 0%..... 0% only applied to credit card outstanding. Ahhh, means I cannot transfer it to SA like the 3 months 0% BT. Alright, thanks for the information.
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realitec
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Jan 24 2018, 02:10 PM
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QUOTE(psiloveu @ Jan 24 2018, 02:07 PM) Yes, 0% only applied to credit card outstanding instead of "cash out" Noted on the above. Perhaps if I have a bigger amount of outstanding balance of another bank, I will do BT to settle it
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