HLB balance transfer they can offer you transfer to your CASA instead, so you can use it to pay anything by urself.
But for ur AEON installment plan, maybe u need to call CS, because installment plan only posted transaction month by month. (although they deducted ur credit limit)

4.99% pa > this is interest. not one time charge.
it's reducing balance of balance transfer.
means every month paid 5% of minimum payment, the end of month need to set-off all balance.
(there is early settlement charges if u settled on balance earlier)

got 6months, 12months.

check TnC here https://www.hlb.com.my/main/assets/files/ba...irthday-tnc.pdf

no need birthday, i just have 80% of my limit credited to my CASA.
it is 0%, the campaign till end of this month.

Why you want to pay off your 0% interest free aeon installment, to get a birthday gift of 4.99% pa BT ?

Can, provided the bank has BT facility which most have anyway. Try to find those with 0% interest.

You can say so but we only BT from banks which give 0% BT like MBB, PBB and AEON.

maybank still got BT 0%?

MBB BT-0% , best bank to transfer to withdraw to CASA ?
Alliance bank/CIMB/OCBC ???

HLB bank have this lifetime BT repayment period at 4.9% p.a. for new cardholder. Anybody know what exactly it means by "lifetime" 🤔🤔

Share my experience to deal with HLB BT without Penalty

20 Apr, BT 6K to my SA - picture BT1
15 May, make 1st payment, 320 - picture BT2
15 Jun, make 2nd payment, 290 - picture BT3
27 Jul, make 3rd payment. 270 - picture BT4
15 Aug, make 4th payment 260 - picture BT5, with reminder "special interest rate expires on 13 Oct 2017"
17 Sep &　9 Oct make payment 250 & 4500 - picture BT6
14 Oct make settlement 111, extra paid RM1 - picture BT7

Latest statement on 14 Nov 2017.......no penalty.

For forumers who settle your BT on the "special rate expire date", u will/may need to pay early settlement fee RM70.

HLB BT can do up to how many % on CL? I know most Bank is 80% but not sure on HLB.

HLB will create a different account for BT unlike Maybank or ambank will show like instalment 1/12 in the statement?

Hi guys..sorry if this question been asked before..
for balance transfer to mbb credit card.. let's say I applied 2k for 12 months tenure.. with the current promotion..  means I only pay for the 2k over 12 months period ONTIME without any upfront fee or processing fee? No other hidden charge?

Any free balance transfer for RM5-6k?

Got link?

Not showing on website. I got mine by call to CS ask, also done so quickly.

Got link?

Hi..
Just received msg from HLB regarding this promo...
already sms reply, so wait them to call or we can call in to request the BT...

They will call back.