Can pay 5% Min as per statement only. Make sure by 3th instalment expired u have to settle all.

Yes this is 1st.
Then u call CS when is your BT due date?
Settle the last by the due date to avoid early penalty lo.

Yes, after checking my due date and my statement, last installment will be 4th month installment.

Ya. The best way to avoid the huge early settlement penalty 
I call CS to confirm my due date.

I just settled mine, special rate expiry date 30/11/2017.
I make payment to settle the balance on 1/12/2017.
BT account gone on 2/12/2017. No penalty no charges.

For those who took up the HLB 3 month BT, how long did process take from the day the CS called? I got my call on Thursday, and opted for cash to my savings account. Never done this before so not sure how long it takes from the date of call to actually receiving the cash. Thanks in advance.

For this 3 mths BT by HLB is there any hidden charges?

No.

HLB savings account or other Banks' accounts?

I just talk to a HLB CS regarding the 3-month 0% BT and was told that there is a cash interest charged even though  full payment  based on statement balance is made by due date. Anyway he sounded inexperience. Anyone can explain?

If my expiry date is is 28/12, Can i settle full on 28/12 using instant IBG? or settle on 29/12?

Its not possible to BT loan,
there is a scheme to transfer loan but its not call a BT

The current MBB 12-month 0% BT has no mention of any quota, right ? Just Valid till 31 March 2018

So far this is the best, no other bank can match MB. Lol

sorry.. im newbie for balance transfer..

recently my colleague told me balance transfer is some sort like MBB apply balance trasnfer 0% 12 months & 3% processing fee waived.. if i apply to move 3k from HLB CC, then i need to pay monthly 250..

So i got 3k cash in HLB or how? basically my HLB do not have any debt except some grocries expenses & misc exp which about 1k outstanding..

i will clear my statement every month for both side.. how is the logic works? let's say my HLB available limit is 4k, and can i apply balance transfer of 3k to my maybank? then i got 3k cash in hand? then monthly installment back for this 3k?

thanks for reply.. i did call to mbb customer service and answer is unsuccessful for my application.. i have misunderstood about balance transfer cause my colleague told me that he able to cash out the money through balance transfer.. but as per my understanding after i tried to apply BT, only applicable for the outstanding balance in CC A to MBB CC..

example my HLB is outstanding 3k, then i can transfer 3k outstnading in HLB to MBB and monthly repayment RM250 for 12 months..

if my HLB outstanding is 1k and i apply 3k, which is unsuccessful cause they cant process it. so i did confirmed my application is unsuccessful already.. so it's fine to me now..

basically i need some lump sum of cash for something but it's fine.. i may delay till end of month.. it's a deposit and i will back the cash after this.. nvm thanks guys.

oo.. my colleague told me that it is cash, but not MBB. he is using HSBC..

initially thought to use this for deposit for renovation. Recently got new house and bought & paid a lot of things. Some FD will mature by 6th Jan 18, then haha i try anyways to got cash without interests..

also, it's my first time to perform BT, but now i know what's Balance transfer already..

erm.. small amount only.. nvm, better i wait till end of Dec to get bonus & Jan FD mature date..

haha im not really understand balance transfer in details, better dont play play, else, later screwed up with interests then not worth ady..

even MBB got EzyCashPlus like cash advance in 6 months up to 10k with 3.88% 1 off processing fee.. I feel not worth as well. After some consideration, i decided to postpone renovation 2 weeks later.. =) plus, i have my feng shui sifu to visit by this Saturday.. maybe can listen some advice first too..

but just got new house then feel excited and plan to buy everything in 1 shot.

Above post is very easy to understand, just call CS to participate. Very easy and can transfer to our savings account.
Last day is 31st Dec. Can go up to 90% of your CL.

Considering HLB promo ending soon, any other cc we can pair with MBB for 0% BT. Aeon/BSN?

Did anyone know is HLB renew their 0% BT?

Thanks.