QUOTE(ronnie @ May 16 2017, 10:30 AM)
its actually stated in the form.Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
|
|
May 16 2017, 10:32 AM
Return to original view | Post
#41
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
|
|
|
May 25 2017, 12:17 PM
Return to original view | Post
#42
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
QUOTE(Devil4life @ May 25 2017, 11:11 AM) I applied BT from Maybank on 24th April, until today still haven't see the transaction charge being reversed. Anyone having same issues? Don't think so fast depleted right? give them another 10 days or so, as it is stated 30 working days for the waiver to show up I thought normally within 3 weeks can get back already. i am waiting for my waiver for 28 APR chargers, nothing to worry... |
|
|
May 25 2017, 03:02 PM
Return to original view | Post
#43
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
QUOTE(Devil4life @ May 25 2017, 01:49 PM) no one can give you a definite answer. if you want to play it safe, use the email option and clearly state do not proceed if depleted.This post has been edited by lamode: May 25 2017, 03:02 PM |
|
|
May 29 2017, 10:45 AM
Return to original view | Post
#44
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
Jun 21 2017, 10:11 AM
Return to original view | IPv6 | Post
#45
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
Jun 28 2017, 12:42 PM
Return to original view | Post
#46
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
|
|
|
Jul 6 2017, 10:18 AM
Return to original view | Post
#47
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
Jul 6 2017, 11:27 AM
Return to original view | Post
#48
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
Jul 6 2017, 11:35 AM
Return to original view | Post
#49
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
Jul 20 2017, 07:17 PM
Return to original view | Post
#50
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
QUOTE(zaoldyeck @ Jul 20 2017, 12:33 PM) no penalty, the payment will just sits at the card account as credit.there is really no point of doing so as they only allow one BT running at one time. i was told early settlement can be requested over the phone, no penalty as well, but i have not done it. This post has been edited by lamode: Jul 20 2017, 07:18 PM |
|
|
Aug 15 2017, 04:15 PM
Return to original view | Post
#51
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
just made another BT to MBB.
this should be my last 0% BT from this campaign. |
|
|
Aug 16 2017, 10:13 AM
Return to original view | Post
#52
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
Aug 19 2017, 08:08 PM
Return to original view | IPv6 | Post
#53
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
|
|
|
Aug 19 2017, 11:17 PM
Return to original view | IPv6 | Post
#54
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
QUOTE(daniel7910 @ Aug 19 2017, 10:33 PM) i'm just a small potato here...fruitie yes, you are right, they contribute to your DSR, and 2.2k is very high commitment even if you are earning 5 figure. when i applied mortgage 2 years+ ago for under con project, i did early settlements and stopped for 2 years to avoid potential complication during second CCRIS assessment just before first disbursement. in my opinion, it is better to be safe (wait for bank disbursement) and do not restart BT immediately after loan approved. This post has been edited by lamode: Aug 19 2017, 11:19 PM |
|
|
Aug 20 2017, 10:39 PM
Return to original view | IPv6 | Post
#55
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
snowswc do you think the bank is less likely to increase the CL if there are BTs on it?
|
|
|
Aug 27 2017, 03:15 PM
Return to original view | IPv6 | Post
#56
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
QUOTE(SzeMeng76 @ Aug 27 2017, 08:52 AM) http://www.cimbbank.com.my/en/personal/pro...r-campaign.html thanks for sharing. Maximise interest savings with CIMB Bank 0% Balance Transfer! Exclusively for new CIMB Bank credit cardmembers! Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card! TnC : http://www.cimbbank.com.my/content/dam/cim...fer_TnC_ENG.pdf But not so attractive lo... see the tnc below. QUOTE The minimum credit card balance to be transferred from a third party bank to CIMB Bank per application per bank under this Campaign is RM1,000.00 and the maximum amount is capped at RM10,000.00 per cardholder. The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia. The Promotional Balance Transfer Fund under the Campaign is up to an allocated fund of RM10,000,000.00 during the Campaign Period. Notwithstanding the Campaign Period stated in these terms and conditions, CIMB Bank has the absolute discretion to end the Campaign automatically once the Promotional Balance Transfer Fund is utilized and granted to the Eligible Cardholder(s) under this Campaign. |
|
|
Aug 31 2017, 10:01 AM
Return to original view | IPv6 | Post
#57
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
QUOTE(justanovice @ Aug 30 2017, 08:03 PM) thanks for sharing! too many BTs (maxed out!!!) with MBB and PBB for me, no need wait to waste time to apply, sure kena reject one Recently being rejected by MBB on my application to increase credit limit, been using the cards for more than 2 years, always settled full payment on time. |
|
|
Sep 5 2017, 05:05 PM
Return to original view | IPv6 | Post
#58
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
Sep 6 2017, 05:17 PM
Return to original view | Post
#59
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
|
|
|
Sep 10 2017, 12:06 AM
Return to original view | IPv6 | Post
#60
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,904 posts Joined: Jul 2007 |
QUOTE(MNet @ Sep 9 2017, 10:18 PM) if after they approve, can we reject it? when they call u on 24th, u just tell them cancel the BT. close case.my concern is on the approval date and bank in date, let say my CIMB due date is 25th, but AEON call me and approve the BT at 24th. by the time AEON bank in to CIMB, its already too late |
| Change to: | 0.0322sec
0.50
7 queries
GZIP Disabled
Time is now: 14th December 2025 - 02:33 PM |