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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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lamode
post May 16 2017, 10:32 AM

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QUOTE(ronnie @ May 16 2017, 10:30 AM)
What's the latest PBB BT email address you use to send the form ?
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its actually stated in the form.
lamode
post May 25 2017, 12:17 PM

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QUOTE(Devil4life @ May 25 2017, 11:11 AM)
I applied BT from Maybank on 24th April, until today still haven't see the transaction charge being reversed. Anyone having same issues? Don't think so fast depleted right?

I thought normally within 3 weeks can get back already.
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give them another 10 days or so, as it is stated 30 working days for the waiver to show up smile.gif
i am waiting for my waiver for 28 APR chargers, nothing to worry...
lamode
post May 25 2017, 03:02 PM

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QUOTE(Devil4life @ May 25 2017, 01:49 PM)
Is it safe to apply another 1 this week? Should not have any issue on quota finished?
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no one can give you a definite answer. if you want to play it safe, use the email option and clearly state do not proceed if depleted.

This post has been edited by lamode: May 25 2017, 03:02 PM
lamode
post May 29 2017, 10:45 AM

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QUOTE(lamode @ May 25 2017, 12:17 PM)
give them another 10 days or so, as it is stated 30 working days for the waiver to show up smile.gif
i am waiting for my waiver for 28 APR chargers, nothing to worry...
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waiver received smile.gif rclxms.gif
lamode
post Jun 21 2017, 10:11 AM

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QUOTE(justanovice @ Jun 21 2017, 07:55 AM)
Anyone can share rhb card contact no?
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visit rhb website.

This post has been edited by lamode: Jun 21 2017, 10:13 AM
lamode
post Jun 28 2017, 12:42 PM

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QUOTE(joenjill @ Jun 28 2017, 12:26 PM)
MBB 0% BT, approve early June but still no receive rebate on 3% & GST.

anyone same here still waiting?
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if it hasn't been 30 business days, pls be patience ...
lamode
post Jul 6 2017, 10:18 AM

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QUOTE(cybpsych @ Jul 6 2017, 08:19 AM)
noticed the upfront fee waiver in M2U for MBB 0% 12mth promo BT.

BT approved on 9 June.
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not yet in the transaction history, but I can the amount in "Last Payment" correspond to GST charged on upfront fee icon_rolleyes.gif
BT dated 12 and 20 June, will report back when I see them.
lamode
post Jul 6 2017, 11:27 AM

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QUOTE(cybpsych @ Jul 6 2017, 11:20 AM)
yup, now reflected in transaction history  biggrin.gif
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wow... you are super fast to notice details! thumbup.gif notworthy.gif
and yes, I have received the waiver for 12 and 20 Jun.

Expecting waiver for fees charged on 05 and 06 JUL to come in AUG rclxms.gif
lamode
post Jul 6 2017, 11:35 AM

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QUOTE(tonytyk @ Jul 6 2017, 11:34 AM)
So MBB still has allocation for BT?
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this q asked a million time, please read few last pages of this thread.
lamode
post Jul 20 2017, 07:17 PM

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QUOTE(zaoldyeck @ Jul 20 2017, 12:33 PM)
Anyone know if there is penalty if i made bt with AEON and pay back 90% for the first month?
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no penalty, the payment will just sits at the card account as credit.
there is really no point of doing so as they only allow one BT running at one time.

i was told early settlement can be requested over the phone, no penalty as well, but i have not done it.

This post has been edited by lamode: Jul 20 2017, 07:18 PM
lamode
post Aug 15 2017, 04:15 PM

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just made another BT to MBB.
this should be my last 0% BT from this campaign. rclxms.gif
lamode
post Aug 16 2017, 10:13 AM

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QUOTE(chonghe @ Aug 16 2017, 09:57 AM)
Applied through M2U and got approval in 30 minutes.

WOW, impressive job by Maybank!
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i believe they are automated, no human intervention.
anyway, it's good job from MBB rclxms.gif
lamode
post Aug 19 2017, 08:08 PM

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didn't realize already did 8 BTs (another 2 in a diff card), amounting to 30.4k to MBB under 0% BT Promo. rclxms.gif smile.gif


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lamode
post Aug 19 2017, 11:17 PM

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QUOTE(daniel7910 @ Aug 19 2017, 10:33 PM)
admire u... my credit limit 15k....
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i'm just a small potato here...
fruitie yes, you are right, they contribute to your DSR, and 2.2k is very high commitment even if you are earning 5 figure.
when i applied mortgage 2 years+ ago for under con project, i did early settlements and stopped for 2 years to avoid potential complication during second CCRIS assessment just before first disbursement.

in my opinion, it is better to be safe (wait for bank disbursement) and do not restart BT immediately after loan approved.

This post has been edited by lamode: Aug 19 2017, 11:19 PM
lamode
post Aug 20 2017, 10:39 PM

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snowswc do you think the bank is less likely to increase the CL if there are BTs on it? icon_question.gif
lamode
post Aug 27 2017, 03:15 PM

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QUOTE(SzeMeng76 @ Aug 27 2017, 08:52 AM)
http://www.cimbbank.com.my/en/personal/pro...r-campaign.html

Maximise interest savings with CIMB Bank 0% Balance Transfer!
Exclusively for new CIMB Bank credit cardmembers! Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card!

TnC : http://www.cimbbank.com.my/content/dam/cim...fer_TnC_ENG.pdf
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thanks for sharing. rclxms.gif
But not so attractive lo... see the tnc below.

QUOTE
The minimum credit card balance to be transferred from a third party bank to CIMB Bank per application per bank under this Campaign is RM1,000.00 and the maximum amount is capped at RM10,000.00 per cardholder.

The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia.

The Promotional Balance Transfer Fund under the Campaign is up to an allocated fund of RM10,000,000.00 during the Campaign Period. Notwithstanding the Campaign Period stated in these terms and conditions, CIMB Bank has the absolute discretion to end the Campaign automatically once the Promotional Balance Transfer Fund is utilized and granted to the Eligible Cardholder(s) under this Campaign.

lamode
post Aug 31 2017, 10:01 AM

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QUOTE(justanovice @ Aug 30 2017, 08:03 PM)
Further on top of MBB good news,

For new- to-bank OCBC credit card member will get 0% BT offer smile.gif
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thanks for sharing! rclxms.gif

too many BTs (maxed out!!!) with MBB and PBB for me, no need wait to waste time to apply, sure kena reject one cry.gif bye.gif rclxub.gif
Recently being rejected by MBB on my application to increase credit limit, been using the cards for more than 2 years, always settled full payment on time.
lamode
post Sep 5 2017, 05:05 PM

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QUOTE(OC4/3 @ Sep 5 2017, 02:51 PM)
Want to have lowest possible monthly commitment
Seems like my best option is go with BSN
*
seems like you have already made up your mind.

then go go go lo biggrin.gif
lamode
post Sep 6 2017, 05:17 PM

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QUOTE(tonytyk @ Sep 6 2017, 05:15 PM)
Cimb & Ambank have 0% BT? For all or selected customer?
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new to bank customers.
lamode
post Sep 10 2017, 12:06 AM

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QUOTE(MNet @ Sep 9 2017, 10:18 PM)
if after they approve, can we reject it?

my concern is on the approval date and bank in date, let say my CIMB due date is 25th, but AEON call me and approve the BT at 24th. by the time AEON bank in to CIMB, its already too late
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when they call u on 24th, u just tell them cancel the BT. close case.

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