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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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lamode
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Oct 14 2016, 01:42 PM
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QUOTE(guy3288 @ Oct 14 2016, 08:38 AM) surprised, MBB waived my M2U BT 3% fee and 6% GST in just 14 days. so no need to use fax or email for BT, save time. and no fear have to pay fees first get waiver later on. I just did another M2U BT 2 days ago. and just now i saw that was the only 3% fee there, the ealier M2u BT fees dated on 29.9.16 has disappeared!. waiver received yesterday
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lamode
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Oct 20 2016, 12:27 PM
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QUOTE(bluemeanie85 @ Oct 19 2016, 05:16 PM) I have applied for a manual transfer (from CC to CASA) from MBB, PBB and HSBC. MBB took 8 working days, PBB 7 and HSBC 6. PBB charged me RM2 for transfer to other banks. Only PBB asked me for documentation (bank statement of other bank). I tried asking CIMB, but they said that I would need to give them evidence that I overpaid, and that they will only refund the monies back to the same CC that I transferred from. Even when I asked what happens if I cancelled my CC, they still insisted that they will only pay back the balance to the same source the money originated from. I wonder if there would be any issues for the donor CC to receive back money from the donee CC, and later I request for another manual transfer from the donor CC to the donor CASA? this is BS, my co worker got his exceed $ in CIMB card transferred to CASA. try call again at different time.
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lamode
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Oct 20 2016, 12:39 PM
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QUOTE(gastacopz @ Oct 20 2016, 12:35 PM) damn...mine straight away they said cannot.. can share what your collegeaus told cs?? sorry, i don't have that info. just call again n speak with diff CS.
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lamode
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Oct 21 2016, 01:16 PM
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QUOTE(CP88 @ Oct 21 2016, 12:45 PM) I'd agree he's good and efficient in his work. Made a call to Aeon and the CS pusing me here and there. Told me BT is only limited to 3 banks. I say go confirm then wait like no tomorrow. Hung up and recall and got connected to Mr Iee and he got my application going. Awaiting for call conformation calls. Well, I'd think good CS should get appraisal. Not sure where do we send the appraisal email to. send it to customer.service@aeonmalaysia.com.my and cs@aeonmalaysia.com.my ...
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lamode
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Nov 3 2016, 10:44 AM
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QUOTE(gastacopz @ Nov 3 2016, 10:43 AM) from available balance or credit limit? mine like this.. save to proceed with 4.5k?? good to go!
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lamode
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Nov 3 2016, 10:55 AM
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QUOTE(gastacopz @ Nov 3 2016, 10:45 AM) you sure bro??? later they claimed as cash advanced or others..that migh cost me to pay extra fees  u apply BT, not withdrawing cash. if u wan to play safe, forget BT with MBB now.
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lamode
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Nov 10 2016, 10:03 AM
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QUOTE(mamamia @ Nov 10 2016, 09:59 AM) AEON BT is minimum RM1000 per application or RM1000 per bank? per application.
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lamode
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Nov 10 2016, 10:35 AM
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QUOTE(mamamia @ Nov 10 2016, 10:15 AM) Thanks for your quick reply... If I've more than 3 bank to transfer, I need to fill in another form (since the AEON BT form only have 3 bank in 1 form) and attached together, wont show as 2 application right? sorry, don't have the answer for this. let other BT master to advice. but u can try and let me us also what... This post has been edited by lamode: Nov 10 2016, 10:35 AM
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lamode
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Dec 21 2016, 04:49 PM
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applied via M2U last night 10PM, and received approved in principle email immediately, but the final approval email with amount yet to be seen. I remember back in SEP the second one came few mins after. shall wait for few more days and see.
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lamode
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Dec 24 2016, 07:50 PM
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QUOTE(lamode @ Dec 21 2016, 04:49 PM) applied via M2U last night 10PM, and received approved in principle email immediately, but the final approval email with amount yet to be seen. I remember back in SEP the second one came few mins after. shall wait for few more days and see.  received the email approval on 22 Dec, and the funds reached PBB on 23 Dec.
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lamode
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Jan 5 2017, 07:47 PM
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QUOTE(yw46 @ Jan 5 2017, 07:35 PM) Will Maybank and AEON BT behave the same way? or I can safety swipe Maybank and AEON after BT? MBB and AEON are both safe to use, so long you clear the statement balance every month.
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lamode
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Jan 9 2017, 02:44 PM
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QUOTE(prototype @ Jan 9 2017, 11:05 AM) hi guys, i did the 12mths 0% BT from maybank CC to cimb CC but i could not get CIMB to transfer the excess amount in the CC to CASA they said they can only transfer the excess amount back to the "payment origin" - which is my maybank CC any ideas? call again and speak with diff CS.
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lamode
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Jan 9 2017, 02:59 PM
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QUOTE(prototype @ Jan 9 2017, 02:49 PM) yeah i did that already.. to 6 different CS agents.. they all said the same thing thanks for replying and I'm sorry to hear that, seems like policy changed already
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lamode
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Jan 16 2017, 12:54 AM
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QUOTE(lilsunflower @ Jan 15 2017, 10:57 PM) Ah, thanks very much for the info  . The 10k cap makes it less exciting. But the acquisition offer (up to 688 cashback) is very tempting. Apparently it's only 3 month cooling off period, so I can apply in Feb. the cashback is not guarantee, its on first come first serve basis.  QUOTE *Eligible spend: Internet transactions, local and overseas retail transactions, cash advance, Balance Transfer, Cash Instalment Plan, standing instructions/auto-billing. Maximum units for RM88 Cash Back / RM288 Cash Back/ RM488 Cash Back/ RM688 Cash Back are 3,200 units/2,300 units/ 2,100 units/ 2,400 units respectively. This post has been edited by lamode: Jan 16 2017, 12:55 AM
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lamode
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Apr 27 2017, 02:34 PM
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QUOTE(cybpsych @ Apr 27 2017, 02:20 PM) we wouldnt know until mbb publish in the website, as what they did previously. waiver is within 30 days, your 9 Apr bt still "early". wait for few more days. mbb processes the waiver in batches. yup, i think the funds still available and just made another BT
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lamode
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May 3 2017, 01:20 PM
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QUOTE(pvateme @ May 3 2017, 12:59 PM) my MBB statement date is today, do you think i can apply now for new BT and it will only posted in my next statement ie 3rd june? yup, it will only be billed a few days later.
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lamode
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May 5 2017, 01:12 PM
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QUOTE(pvateme @ May 5 2017, 08:18 AM) Just applied one BT on 3rd may. Unfortunately it was approved and billed on the same day. I have to start paying the installment this month.... hmmm.. that's strange, approve on the same day is normal, however, it only bill after the transfer of funds, which for my multiple cases are all the next day or the day after, never the same day. can you double confirm the installment is indeed included in your 3rd May statement or the posting date in M2U? This post has been edited by lamode: May 5 2017, 01:13 PM
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lamode
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May 5 2017, 05:05 PM
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QUOTE(pvateme @ May 5 2017, 01:18 PM) ya, i just received the statement today, and i saw first installment for the BT posted on my may statement. so next time, to be safe, only apply after statement date. noted. apologize for the wrong info given
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lamode
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May 12 2017, 10:45 AM
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guy3288 just applied HLB CC online because of your post, will double confirm with them on the super duper deal when they call me later... hopefully it's open to all n i qualify for their VI
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lamode
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May 12 2017, 01:55 PM
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QUOTE(LostAndFound @ May 12 2017, 12:00 PM) Applied for the Maybank balance transfer, after calling up customer service to confirm offer still on. What's the chances that their 7.4 million target get hit between the time I aply and the time of approval? How long did approval take for others here? my experience is within the same day for the approval SMS. what is worth the last campaign with 3.2 mil lasted 3.5 mths. QUOTE Please be informed that the "0% Balance Transfer" Campaign which began on 15 September 2016 has ended on 31 December 2016; earlier than the previously stated date which was 15 March 2017. http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotionsthis time 7.4 mil started 1st march, i guess we should be safe til july or so....
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