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promotion from pbb

Just got my balance transfer approved...PBB sms me to inform that 17K plus deducted from my card...I was wondering how long before the other bank receives the funds?

After bt to pbb card, how long it take for the amount in other card to disappear? I still see them after 3 days.

I did read that I need to pay RM100 for early termination. My goal is to pay within the next two months so if I owe 10,000 and I pay 5000 this month and another 5000 next month will they charge RM100 per month or just once after I have paid the full 10K. I can't seem to find anything on this. Thanks for any help in advance.

So if my installment is RM1000 and I pay 5000 they will only accept 1000 as the installment and 4000 will be in credit in my CC statement. So the only way to early settle is to call CS and tell them that I want the RM4K to be allocated to the amount owed under the BT. Is that right? If that is the case, will they charge me each allocation? Thanks cybpsych.

hi guys,
i just bt to my new cc, i saw outstanding payment for the sst, bt upfront fee, and monthly repayment have already charged in my cc, but statement is 3rd everymonth, and the pay any amount in the bank online page is still RM0.00 to pay. So that means i only need to pay all these after statement generated?

before clearing, please also check if you will be imposed any penalty for early settlement, some cards have this clause, and it is quite expensive to do so

Thank you so much for your comprehensive reply. Another question: If my BT Reserved is 20K and I would like to have 10K transferred to the statement balance as I would only like to do a partial early settlement, will they charge me the RM100 fee for that 10K transfer and another if I make another tranche of early settlement at a later date?

0% Balance Transfer campaign [ CIMB | Application Form | T&Cs ]

Maximise interest savings with CIMB Bank 0% Balance Transfer!
Exclusively for new CIMB Bank credit cardholders!
Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card!

Save more with 0% interest rate for 6 months
Flexible monthly repayment
No supporting documents needed
Zero processing fee

Important Notes
The Campaign is valid from 1 December 2018 until 31 March 2019.
The minimum credit card balance to be transferred from a third party bank to CIMB Bank per application per bank under this Campaign is RM1,000.00 and the maximum amount is capped at RM10,000.00 per cardholder. Cardholder(s) are allowed to apply once under this Campaign.
The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia.
After the expiry of the period specified in plan above, finance charges at the rate specified in the Cardholder Terms and Conditions shall apply.
Eligible Cardholder(s) shall not be entitled to any form of bonus points/cash rebate in respect of their participation under this Campaign.
CIMB Bank shall at its sole discretion approve the balance transfer for the amount applied for or such other lower amount or reject the application in its entirety.
For full terms and conditions, please read the CIMB Bank 0% Balance Transfer Campaign Terms & Conditions.
To read Product Disclosure Sheet (PDS), please click HERE (ENG) or HERE (BM)

Didnt know CIMB offer 0% but 6 months

https://www.cimbbank.com.my/en/personal/pre...r-campaign.html

Revision on 0% Balance Transfer for Existing Cardmember
8 February 2019

Dear Valued Cardmembers,

Please be informed that 0% Balance Transfer (6 and 12 months) for existing cardmembers will end on 28 February 2019. Kindly refer to the following link for further information on the revised Terms & Conditions:

The Terms & Conditions of Balance Transfer Instalment Plan (“BTiP”).

Except as expressly specified in this Notice, all other Terms and Conditions shall remain unchanged.

Thank you.

Affin Bank Group
Cards Business Department

can  share which card is applicable? Or the promotion slip

nowadays all credit cards need to pay rm25 annual tax cannot waive. should we cancel our card within 1 year to avoid this fee?

how they inform u on this BT?

Yuks, "The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date "

0% Balance Transfer campaign [ CIMB | Application Form | T&Cs ]

Maximise interest savings with CIMB Bank 0% Balance Transfer!
Exclusively for new CIMB Bank credit cardholders! Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card!

Save more with 0% interest rate for 6 months
Flexible monthly repayment
No supporting documents needed
Zero processing fee

Important Notes
The Campaign is valid from 1 April 2019 until 30 June 2019.
The minimum credit card balance to be transferred from a third party bank to CIMB Bank per application per bank under this Campaign is RM1,000.00 and the maximum amount is capped at RM10,000.00 per cardholder. Cardholder(s) are allowed to apply once under this Campaign.
The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia.
After the expiry of the period specified in plan above, finance charges at the rate specified in the Cardholder Terms and Conditions shall apply.
Eligible Cardholder(s) shall not be entitled to any form of bonus points/cash rebate in respect of their participation under this Campaign.
CIMB Bank shall at its sole discretion approve the balance transfer for the amount applied for or such other lower amount or reject the application in its entirety.
For full terms and conditions, please read the CIMB Bank 0% Balance Transfer Campaign Terms & Conditions.
To read Product Disclosure Sheet (PDS), please click HERE (ENG) or HERE (BM)

guys is it advisable or possible for me to get another credit card to do balance transfer (maybank current 0% 12mth installment with 1-time of 3% of service fees)

I belong to the lowest tier group of min rm24k income per annum, has maybank 2 gold cards, not tied to any loan, except PTPTN, have no late records for payment of cc n PTPTN

Personally, for me, current maybank cc is sufficient for my usage already, but i need around rm4k to pay my exam fee (it is outside my plan due to sudden company restructure as i planned to take it next year, but now have to take this year, so Im now lack of buffering cash to pay it coz i already put my savings in investment, i mean the worst case scenario, i could pull part of them out to pay my exam fee, but im trying to look for better option)

therefore, im eyeing on the CIMB Cash Rebate Platinum Credit Card which has 0 annual fee n min rm24k income per annum, so is it possible for me to successfully apply? if possible, then can I just let it to sit there without any swipe after the balance trasnfer? will it tarnish my credit score?

Any news on Ambank zero % balance transfer yet?

...
try send email to customer.service@aeonmalaysia.com.my

....
The email address: customer.service@aeonmalaysia.com.my

i just received Aeon credit card, planning to do balance transfer, in the form stated i need to fax it. please let me know if any email i can send the application rather using fax

1) Whether maybank got promotion for BT now without of 3% upfront fee?
2) If I have MBB credit card with limit RM5k, could I apply RM5k for BT?
3) Once success apply for BT, how to pay back the BT to MBB? they charge by monthly or yearly? where they charge?

im soo excited when see this
until i read the T&C...for new cardholder only 
PB also ended their 6 months 0%...aihhh