This is not about balance transfer, just that I was told about the OCBC Cashflo card which automatically splits each of your transactions above RM2,000 into 6 months split payment at zero %.  You also get to earn 0.5% cash rebate.  But the annual fee is a bit high - RM188.  So I'm still thinking.
I couldn't find any discussions here on Lowyat on this card which I think is new.

Ya but she already cancel on 2018 and reapplied on apr 2019. So i thought she should be considered as new customer not more than 6 months?

There's one very important word missed out in Important Notes No. 3 which is the word "first".
The terms and conditions for this campaign actually reads as:
"This Campaign is open to all principal cardholders of CIMB Bank, who are currently holding their first CIMB
Bank Credit Card for not more than 6 months from the card approval date"

So the criteria is "first" which means never in your life you have had a CIMB card before, and you must not have it for more than 6 months. It appears like they first want your business but they're afraid they get too much so they introduce this "first" and "no more than" term.

lilsunflower said this on 22 May 2019:

"Strictly new card holders only i.e. never ever held a card with CIMB before.

I used to be a CIMB cardholder, then cancelled in mid-2018. Reapplied in April and tried to apply for the BT and failed, because I had been a previous CIMB cardholder"

Anyone know Maybank BT, the interest rate per month is base on reducing balance or total BT amount?

: Plan A - 6 mths, 0% fee, 0.5% interest/mth, Min - RM 1k per application
: Plan B - 9 mths, 0% fee, 0.75% interest/mth, Min - RM 1k per application
: Plan C - 24 mths, 0% fee, 0.375% interest/mth, Min - RM 2k per application
: Plan D - 36 mths, 0% fee, 0.413% interest/mth, Min - RM 2k per application

Which bank offering best rates for bt? Planning to apply for rm5k bt for 12 months

h
None. As in its a brand new card which I think I paid around RM25 (some charges that came up), so I have nothing (RM0) on the card.

What I wanted to do was to balance transfer a sum of about 8-10k in debt (i put it at 11k just in case) to the Maybank FC barcelona which was never used (except for paying off that RM25 thing that suddenly popped up).
That's why I found it really funny, considering that I opted for a 24 month plan.

Looking at BSN cards now for bt. Good rate?

0 for 1st 6 mths n 0.3% for balance 6 mths?

best rate always 0% la

new card application, affin has 12mth 0% bt

if your transaction is hitting RM5k per transaction, can try PBB Quantum's Flexipay service. charge rm5k to PBB quantum card, call CS to convert to 12mth installments (0%).

Looking for 12 months 1

Flexipay PBB got this function? 0% 12m? Single bill 5k?

How the different?  

i undersand now.
1) Bill = 1 transaction (just now what i said, which when 1 swipe my cc at that counter)
2) Bill = CC MonthlyBill ( i think ur understanding is this)
Sorry make u confuse

Balance Transfer (BTiP) and Cash-On-Call Promotion
Campaign Period: 17 June – 31 December 2019

Enjoy 0% Balance Transfer and Cash-On-Call when you apply new AFFIN Cards

Click here for full Terms and Conditions | here for Application form

Hi any 0% BT promotion currently?

Hi. I would like some advice. Previously i've posted in here before about MBB BT, which somehow got rejected.

So last Friday I went to the bank after few applications rejected, and the answer the branch gave was "duplicate". It sounded very frustrating, and I was told I have to wait for another 3 months (with no exact date) and then try again (I don't even know try again as in via maybank2u, via email, or via branch).
Then, all of a sudden there's a call from Maybank (or an agent representing maybank) offering to do a "all loans consolidated", in which they say will consolidate my cc loan and personal loan.

I ask if I can only do CC loan, and they said no. It has to be personal loan together since both (the CC debt and personal loan) are from the same bank.

Supposedly the way they calculate, the highest interest charged is 5%, but when I ask further all they ask me to is send my name and IC over whatsapp, (or at least tell them during the phone call).
I'm not too keen because my personal loan has really good rates (from BSN, a certain programme), and if I add in the CC + personal loan (which was less than 7 months ago only), i'll be paying a total combined of 23, or was it 24k in total. Any advices?

Should I wait it out for 3 months?

I feel like i'm kinda being preyed on here.

So if I pay the minimum stated on the statement which include the retail transactions and BT there will be no interest charge?

Meaning no issue if i continue to pay the statement balance for all cc right?

Hi guys im required to make payment amount of 7K for purchase and would like to find out got any balance transfer promotion preferably 0% interest.

The merchant does not have installment facility so the only option is balance transfer

Current card im holding is Maybank, Citibank, UOB