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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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cybpsych
post Oct 3 2018, 02:44 PM

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QUOTE(Coldf3ar @ Oct 3 2018, 01:43 PM)
what if alliance bank?
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can you read up the T&C for the particular BT program?

else, contact the respective bank for clarifications.
cybpsych
post Oct 8 2018, 11:18 AM

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QUOTE(wongmunkeong @ Oct 8 2018, 11:14 AM)
Just sharing - got an email from PB:
Hhehe - now, even PB (all cards) allow conversion into FlexiPayment 0% & $0 cost (minimum $1.5K), just like HLB. BUT.. PB's only 6 months VS HLB's 12 months
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pbb flexipay has been running (renewed continuously) for years lor

normal pbb cards = 6 mths 0% flexipay
pbb quantum cards = 12 mths 0% flexipay
cybpsych
post Oct 15 2018, 05:13 PM

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QUOTE(cempedaklife @ Oct 15 2018, 04:48 PM)
is the maybank 0% upfront fee waiver still available now? not sure if all the fund is used. biggrin.gif
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no notification from website, assume still available
cybpsych
post Oct 19 2018, 01:59 PM

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QUOTE(klsooo @ Oct 19 2018, 01:58 PM)
Maybank BT 0% still available?
Wonder when will it ends
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until further notice by maybank

cybpsych
post Oct 26 2018, 02:06 PM

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user posted image

Balance Transfer 0% Campaign
26 OCTOBER 2018

https://www.maybank2u.com.my/maybank2u/mala...ent1018_bt.page


Dear Valued Cardmember,

Please be informed that the Balance Transfer Campaign of 3% upfront fee waiver (from other banks' credit card to Maybank credit card) ends 26 October 2018.

Effective 27 October 2018 onwards, one time upfront fee of 3% on approved amount will be charged for Balance Transfer 0% 12 months plan.

Thank you.


This post has been edited by cybpsych: Oct 26 2018, 02:07 PM
cybpsych
post Oct 26 2018, 10:37 PM

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QUOTE(mamamia @ Oct 26 2018, 08:12 PM)
So, if apply today still got waiver?
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maybe can? wanna try?

i guess they would add back/resume the fee during midnight maintenance window.
cybpsych
post Oct 27 2018, 07:19 AM

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QUOTE(PsychoJoe @ Oct 25 2018, 11:16 AM)
M2U no longer displays the link about the 0% BT fee offer at the plan selection screen.
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QUOTE(pisang @ Oct 27 2018, 06:54 AM)
it's gone now.
back to 3% for 12months 0% iinterest.
[attachmentid=10088086]
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already removed 2 days ago

official notice posted yesterday
cybpsych
post Nov 13 2018, 02:07 PM

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QUOTE(cybpsych @ Oct 26 2018, 02:06 PM)
user posted image

Balance Transfer 0% Campaign
26 OCTOBER 2018

https://www.maybank2u.com.my/maybank2u/mala...ent1018_bt.page
Dear Valued Cardmember,

Please be informed that the Balance Transfer Campaign of 3% upfront fee waiver (from other banks' credit card to Maybank credit card) ends 26 October 2018.

Effective 27 October 2018 onwards, one time upfront fee of 3% on approved amount will be charged for Balance Transfer 0% 12 months plan.

Thank you.

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QUOTE(Left4Dead2 @ Nov 13 2018, 01:40 PM)
Maybank 12 mths zero upfront now no more is it  ? I thought until 30 Nov ?
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cybpsych
post Nov 19 2018, 03:31 PM

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QUOTE(lilsunflower @ Nov 19 2018, 03:13 PM)
Applied for PBB BT last week, and instalments posted on PBE on 16 Nov. Until now no confirmation SMS from PBB and cash has not be paid into the other CCs.

Anyone experienced similar delay with PBB recently? They are normally very fast...
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try wait until this or tomorrow evening for the sms.
cybpsych
post Nov 20 2018, 05:30 PM

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QUOTE(besiegetank @ Nov 20 2018, 05:25 PM)
No sms for 0% BT also from PBB...my last BT installment just posted in my outstanding so does this means I can apply for a new BT again?
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pbb bt got application limit meh?

whose bt are you referring? aeon's?
cybpsych
post Nov 22 2018, 11:05 AM

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QUOTE(cashonhand @ Nov 15 2018, 10:48 PM)
PBB offer !!!

Enjoy Balance Transfer for 12 month(minimum transfer amount:RM2,000) @ 0%. T&C @ https://www.pbebank.com/Personal-Banking/Pr...-zeroprcnt.aspx
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QUOTE(LostAndFound @ Nov 22 2018, 10:41 AM)
Can share the link?
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Click here for Terms & Conditions and Application Form (PDF format, 659kb)

user posted image

This post has been edited by cybpsych: Nov 25 2018, 09:48 AM
cybpsych
post Nov 23 2018, 02:14 PM

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QUOTE(Jason @ Nov 23 2018, 02:07 PM)
Anybody got their 12 months 0% approved by PBB without invitation?
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did u read the few posts above?
cybpsych
post Nov 26 2018, 02:04 PM

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QUOTE(rooneybeckham @ Nov 26 2018, 12:58 PM)
Hi, can we apply BT from same bank for a few times in a short period?
Plan to BT from Lazada prepaid card to PB, but the max amount is RM4999. Can I do BT, let's say 5 times in a row? tongue.gif
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still depends on your pbb's available CL for you to "play" with continuous bt application. of course, each application subject to approval. who knows, bt #1 got approved, bt #2 got rejected for some unknown reasons.

dont think there's limit to quantity of applications.
cybpsych
post Nov 26 2018, 09:26 PM

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QUOTE(janson_kaniaz @ Nov 26 2018, 09:02 PM)
Guys,

Any guidance on how to apply for PBB 12 months % BT. Never applied any BT before.

Appreciate the help.
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fill in form, sign, scan, email back lor
cybpsych
post Nov 26 2018, 11:00 PM

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QUOTE(janson_kaniaz @ Nov 26 2018, 10:29 PM)
nvm. found the form few pages back.

should i wait for the statement of my other credit card and attach it together with the form?
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no need statement
cybpsych
post Nov 28 2018, 11:29 AM

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QUOTE(samuraix79 @ Nov 28 2018, 11:26 AM)
OK just a question, for the PBB BT for 12months offer.
I have this tendency to round up the figures for paying the statement bill i.e if the amount is 1234.56 I will transfer 1235.00. Is this considered as early settlement and will I kena the penalty of RM100?  hmm.gif
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huh?

that is not early settlement.

early settlement in PBB BT context is wherby you cancel the BT and want to settle the remaining bt installments (and charge all to your PBB card)

how much you put the $$ during application has nothing to do with early settlement.
cybpsych
post Nov 29 2018, 03:54 PM

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QUOTE(subaiku @ Nov 29 2018, 03:32 PM)
Can non Public Bank cardholders apply for this as well?
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obviously not.

cybpsych
post Dec 7 2018, 10:48 PM

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user posted image

0% Balance Transfer campaign [ CIMB | Application Form | T&Cs ]

Maximise interest savings with CIMB Bank 0% Balance Transfer!
Exclusively for new CIMB Bank credit cardholders!
Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card!

Save more with 0% interest rate for 6 months
Flexible monthly repayment
No supporting documents needed
Zero processing fee

Important Notes
The Campaign is valid from 1 December 2018 until 31 March 2019.
The minimum credit card balance to be transferred from a third party bank to CIMB Bank per application per bank under this Campaign is RM1,000.00 and the maximum amount is capped at RM10,000.00 per cardholder. Cardholder(s) are allowed to apply once under this Campaign.
The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia.
After the expiry of the period specified in plan above, finance charges at the rate specified in the Cardholder Terms and Conditions shall apply.
Eligible Cardholder(s) shall not be entitled to any form of bonus points/cash rebate in respect of their participation under this Campaign.
CIMB Bank shall at its sole discretion approve the balance transfer for the amount applied for or such other lower amount or reject the application in its entirety.
For full terms and conditions, please read the CIMB Bank 0% Balance Transfer Campaign Terms & Conditions.
To read Product Disclosure Sheet (PDS), please click HERE (ENG) or HERE (BM)


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This post has been edited by cybpsych: Dec 7 2018, 10:51 PM
cybpsych
post Dec 9 2018, 07:28 AM

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QUOTE(ben3003 @ Dec 9 2018, 05:12 AM)
how long does pbb process their BT ya?
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read up few pages above yours.

there have been ppl reporting their experiences here.
cybpsych
post Dec 9 2018, 09:09 AM

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QUOTE(cybpsych @ Nov 22 2018, 11:05 AM)
Click here for Terms & Conditions and Application Form (PDF format, 659kb)

user posted image
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QUOTE(ykj @ Dec 9 2018, 09:08 AM)
Any where we can find the 12 months BT form?

Thank you
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