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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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jasontoh
post Sep 25 2023, 02:22 PM

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Anyone know whether Aeon still have the 6 months 0% balance transfer?
jasontoh
post Sep 25 2023, 05:40 PM

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Regarding Maybank BT, really depends on system one. As long as it was rejected earlier, just continue doing manually. Submit the form + statement. Mine is the same. Did 2x, both rejected by the system but approved later on when doing manually.
jasontoh
post Sep 25 2023, 10:23 PM

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QUOTE(ChiaW3n @ Sep 25 2023, 07:50 PM)
Always - do you need to contact he is always happy to help
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I've search back my old email, seems like I have the new guy number, got my BT approved today.
jasontoh
post Oct 5 2023, 08:05 AM

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QUOTE(ronnie @ Oct 3 2023, 04:12 PM)
some did comment always fail... on their account standing lo.

Time to submit for CL increase hahahaha
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My online BT has always failed, with ~50K limit available. So I ended up doing the EzyCash instead, since it take less than 1s for the cash to appear in my account.
jasontoh
post Oct 5 2023, 04:19 PM

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QUOTE(Rinth @ Oct 5 2023, 09:42 AM)
My MBB BT online successful, even though i transfer over the credit limits of my another card, OCBC.

EzyCash got fees right?

user posted image
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It's free, I just want to avoid the hassle of doing the manual BT, but I might be doing soon once my limit is back. For the promotional BT, it's 50K maximum per BT or 50K accumulated BT amount? Like if I do 10K, then another time 40K, then another time when I wanna do 10K it is over the promotional limit per pax?
jasontoh
post Jan 23 2024, 05:10 PM

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QUOTE(~Eveready~ @ Jan 23 2024, 10:52 AM)
Hi guys, can you guys access Maybank BT?
I have tried using chrome/Edge/Safari but will encounter service not available error after selecting the card number under the BT application page...
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What time did you do? I think the BT application not available after some time.
jasontoh
post Feb 27 2024, 10:39 AM

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HLB got 0% BT offer, or selective customer only?
jasontoh
post Mar 15 2024, 11:54 AM

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QUOTE(virtualgay @ Mar 14 2024, 04:36 PM)
just applied last month and my Aeon credit card got rejected sad.gif
need wait 6 months then apply again
must be CTOS kacau!!
too much BT and outstanding keep incresing never reduce hahaha!
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Most probably CCRIS showing outstanding high
jasontoh
post Mar 18 2024, 04:16 PM

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Good, if can dump inside SA, will BT to my SA first. Earn some interest biggrin.gif
jasontoh
post Mar 18 2024, 05:01 PM

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QUOTE(pokemon @ Mar 18 2024, 04:37 PM)
Meaning can dump inside other bank saving accounts too?
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Yes, I jz did 90% of the limit to my Maybank. Don't know when will receive the money
jasontoh
post Mar 19 2024, 07:17 AM

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QUOTE(TongCN @ Mar 18 2024, 05:19 PM)
That's fast, the campaign only RM30 mil allocation >.<

Should i wait till my statement date 24th or apply now?
Sometime the process will delay appear in statement?
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My statement date is 24th, since now it's empty, so might as well pump it. Worst case after 24th pay ~20% then do another round
jasontoh
post Mar 19 2024, 02:16 PM

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QUOTE(Human Nature @ Mar 19 2024, 02:13 PM)
Received HLB BT to HLB SA, Applied ystd
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Same, yesterday applied this morning transfer to Rize
jasontoh
post Mar 20 2024, 02:40 PM

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QUOTE(TongCN @ Mar 20 2024, 01:03 PM)
Statement there reflect d?
As in will hit before 24th conclusion ?
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Yes, got new account to pay already
jasontoh
post Mar 20 2024, 02:47 PM

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QUOTE(Human Nature @ Mar 20 2024, 02:45 PM)
The mechanism should be the same as past HLB BT right? Only pay the minimum amount shown at statement every month.
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Yea, but I plan to pay 1/6 first month so that I can do another round of 90% of the limit, to fully max the limit usage to 98% for BT alone
jasontoh
post Mar 20 2024, 05:32 PM

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QUOTE(TongCN @ Mar 20 2024, 02:57 PM)
The new account today appear one ?
Or same day as your release.

Reason for asking cause wanna skip another statement cycle if possible  sweat.gif
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Same day.
jasontoh
post Mar 26 2024, 10:40 AM

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QUOTE(virtualgay @ Mar 26 2024, 09:49 AM)
Just paid my outstanding for this month do another round of zero BT to casa
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Can do more than 1 time? I see the banner in the app gone already, but haven't login to website to check that out
jasontoh
post Mar 27 2024, 09:25 AM

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Bad news. I think the BT can do once only. I login website check need 1.68% already
jasontoh
post Mar 28 2024, 07:52 AM

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QUOTE(jasontoh @ Mar 27 2024, 09:25 AM)
Bad news. I think the BT can do once only. I login website check need 1.68% already
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Update: After looking at the reply, I realized I clicked on they indeed hide the 0% flag but the 0% still available, just need to do it from the Apply tab. So I applied one last time, after paying the min payment for current statement.
jasontoh
post Apr 26 2024, 04:39 PM

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QUOTE(thecurious @ Apr 26 2024, 12:17 PM)
Just show the loan bank that you have the savings to clear it whenever you want and you just took it for the 0%.
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Won't work this way. The DSR is still high, although you inform bank you have the capability to pay back.
jasontoh
post Apr 26 2024, 05:10 PM

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QUOTE(ronnie @ Apr 26 2024, 05:06 PM)
Maybank EzyCash = 6 months 0%
Maybank BT = 12 months 0%

which is the better option
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I did both, and so happen after the BT application, the system has yet to deduct the limit, so I do EzyCash, ended up now -ve CL

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