Online banking all can but I doubt any transaction on my cards will go tho since my credit limit is currently is around -30%.

just suggest for u all.
as i already being charge...

RM0 UOB: Enjoy 0% upfront interest for 6 months with UOB Balance Transfer. Search B3 on our website & apply online with your offer code BT14 by 30Sep24 (T&C).

Finally got this SMS.

And Remember for MBB only 1 BT application per day.

Did you apply in the morning or evening on Friday?
Have you gotten the approval sms?
It's T+2. So, it should reach Tuesday evening to PBB account. Might be longer for other banks since banks tend to do IBG instead of instant transfer.

There is a ongoing PBB BT 6m 0%, but most discussions here is on PBB EasyCash 0%. Is there any reason to prefer PBB EasyCash ? I'm considering PBB BT.

Try BT40 ?

got so good? 

Ya me too, sometimes will call them.
Yes, but so far they will call me back within the same day or next hour.
OK, can try.

Affin or UOB?

Check first T&C if there're any early settlement penalty for the 60 months BT. If not it could be a 5 years trap.

Just to share my experience with UOB BT:
Earlier i have a 12 months BT and few months later another 6 months BT
The few months before the 6 months BT come in, I always make minimum payment as per minimum amount indicated in Apps. After the 6 months BT come in, it group together in the same BT account.

Today i noticed a late payment fees of RM100, i think this is due to February i make late payment by one day. before this due date i have make a one off payment of 2k, however it did not go to deduct the minimum payment for the month (perhaps havent reach the cu off date at the time i made 2k extra payment). I used this point to ask for reversal of RM100 late charges, the CS help to made reversal.

Few hours later i received call from UOB say my BT account is due, ask do i wan to transer my extra payment in CC account to BT.. I was shocked as i m sure i made the minimum payment few days ago..anyhow the CS help me to transfer the said amount and ask me to make payment 'one-by-one'

So i go in Apps to see again, oo really still have minimum payment RMxxx due 5 March.. So i understood.. Properbly as below:

I will have to make 2 minimum payments every month to the same account. The apps will first showing minimum payment amount for first BT, and after you made such paymnet, the apps will show the minimum payment amount for your second BT. They didn grouped the minimum payment from the 2 BT tghr, i think it work in this way. So properbly, the RM100 late charge is due to i didn made minimum payment for my second BT

can pay direct to UOB BT account, did that many times before..

In general, most banks BT account number given is 16 digits and is similar to a CC number.

So no problems to make BT to/from another BT.

RM0 UOB: Exclusive UOB Balance Transfer offer at 0% upfront interest for 6 months. Search B3 on our website & apply online with offer code BT14 by 31Mar25 (T&C)

Last applied and totally no ppl called

BT amount just appeared in my another account all of sudden after 1 week, lol

I took this offer on Wednesday 26/3, today 28/3 my UOB TMRW shows a new BT account. But my beneficial bank is yet to receive the amount.

No call no sms from UOB.