ask in general Q&A section la >> https://forum.lowyat.net/topic/4281854

1) no, and pointless anyway because it will be used to reduce next month's bill.
2) no, but there will be late payment fee.
3) charged into your bill
4) no idea, dont feel adventurous to try!

different person, no

whatever the status, your current CL will not be enough anyway.

already updated you on 25 Sep, still asking?

do u even know when this promo ends?

This post has been edited by cybpsych: Oct 31 2017, 02:29 PM

bump u here

same, approved BT on 16 Oct

you've been talking about INSTANT (IBFT) bank transfer, right?

all you highlighted is INTERBANK (IBG) bank transfer schedule.

ask here instead.

iinm, you balance transfer the statement amount. uob wouldnt know the actual retail price before converted to installment, right?

nothing new. submit via email lo.

m2u is rigid.

SEARCH in here.

supposedly open to selected users.

same la

refund within 30 days, usually by end of the month the waivers will be in.

if you dont want to see the charges, then apply via email instead.

yes of course, card features still maintain.

u just transfer xx amount of outstanding from maybank to pbb only. pbb, in turn, transfer payment to mbb card, just like any other payment.

remember, your mbb monthly instalment will still run.

if your BT intention is to clear the installments, then call MBB to request for early settlement. then do the BT of 12k.

installment and CL are two separate matters.

you BT 12k to "restore" your CL (essentially overpaying), but the installment is ongoing.

your full purchased amount is temporary reserved elsewhere. mbb system still hold your remaining balance and programmed to drop the monthly installment into your monthly statement. you also said yourself, you only see the monthly amount, not full amount.

i have replid to you few days ago on this, how would UOB/other banks knows your actual full purchase amount?

as i said before, since your intention is to clear the installment balance, then call MBB to cancel the installment (i.e. full settlement). system will then drop the balance as lumpsum amount into your statement.

stated in t&c

PBB bt also same.

maybank and pbb leh?

then you should start asking the earlier question by telling us what card(s) you're holding.

or tell us your plan to apply new card just for BT.

yes. t&c stated within 30 days right? did u read this ?

on actual situation, mbb process the waiver roughly last week of each month. for u, probably next week.

yes

yeah, good to BT to improve cashflow for the time being.

alternatively, u can use Public Bank cards and go for Flexipay as well. swipe from merchant, then call CS to split to 0% 9mth (other pbb cards) / 12mth (quantum cards only) tenure.