QUOTE(hwachong @ Dec 4 2017, 11:09 AM)
my case, +1 to +2 days after approval SMS.Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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Dec 4 2017, 11:22 AM
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#201
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65,324 posts Joined: Jan 2003 |
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Dec 5 2017, 07:47 AM
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#202
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QUOTE(abz @ Dec 4 2017, 09:15 PM) Anyone done BT to PBB? my 1st BT to PBB How long does it take to approve if send the form through email? Can BT more than statement amount coz they didnt ask for the statement? 16 Nov (Thu) - Submit via email 20 Nov (Mon) - SMS informing fund transferred. Didnt get approval SMS. They doesnt process on weekends (18-19 Nov). 21 Nov (Tue) - Fund received in MBB card. yes, you can BT higher amount. This post has been edited by cybpsych: Dec 5 2017, 07:48 AM |
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Dec 5 2017, 09:06 AM
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#203
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QUOTE(abz @ Dec 5 2017, 08:50 AM) Ok thanks for the info probably in coming week(s) to know. banks need min 22 days to inform any changes to T&C.If minus the weekend is around 3 working days so hopefully mine will be approved the same way or earlier. U know any news on PBB extending the 0% interest BT? |
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Dec 6 2017, 05:43 PM
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#204
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65,324 posts Joined: Jan 2003 |
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Dec 9 2017, 07:04 PM
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#205
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65,324 posts Joined: Jan 2003 |
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Dec 9 2017, 07:26 PM
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#206
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65,324 posts Joined: Jan 2003 |
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Dec 13 2017, 06:42 AM
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#207
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QUOTE(ak2307 @ Dec 12 2017, 11:26 PM) Noted. Applied via M2U 3.58pm and received below sms 6.15pm. MBB is really fast! But checked my cimb credit card account the outstanding still there. Will check again tomorrow morning. there will be another SMS information of fund transfer to the destination bank. should be today or tomorrow."RM0.00 Maybankard:We are pleased to inform that your STP request for Balance Transfer appl is approved.Thank You" |
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Dec 14 2017, 06:40 AM
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#208
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QUOTE(applesmiley @ Dec 14 2017, 01:02 AM) Wow! After reading all the comments here, MBB is really good. i assume you mean "fund transferred in m2u" is the BT installment?I applied as well on Tuesday evening and got approved sms few hours later. Yesterday morning already received sms that it has been transferred. ๐๐ Funds transferred and cleared. (My CC due date is actually 14th) Totally awesome! Btw, how do I check this funds transferred in m2u? No statements generated yet as this is my 1st month. it will always be "dropped" into you mbb card on upcoming statement date. the description would be something like BALANCE TRANSFER PLAN G : 008/012 X |
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Dec 29 2017, 05:00 PM
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#209
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Jan 3 2018, 11:37 AM
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#210
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65,324 posts Joined: Jan 2003 |
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Jan 4 2018, 06:06 PM
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#211
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QUOTE(Amanda85 @ Jan 4 2018, 04:44 PM) just to share and also please give feedback if any. seriously you cannot find? mbb just tell me they have 0% processing fee and 0% interest for 12 months. i wonder is there any hidden cost that i'm not aware In their website, there isn't this offer. ![]() ![]() |
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Jan 5 2018, 09:46 AM
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#212
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QUOTE(KTCY @ Jan 5 2018, 09:15 AM) In the online BT for MBB, it stated this if you dont want to get charged at the first place, apply manual method: download PDF form, fill up, and email back.Onetime upfront fee at 3% will be charged from the approved amount and will be billed into the credit card statement on the posting date. will this be charged and reverse ? if m2u BT, it will be charge (upon approval)-then-waive (within 30 days). |
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Jan 5 2018, 11:28 AM
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#213
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65,324 posts Joined: Jan 2003 |
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Jan 8 2018, 03:21 PM
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#214
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65,324 posts Joined: Jan 2003 |
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Jan 9 2018, 07:31 AM
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#215
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![]() CIMB Bank 0% Balance Transfer Campaign [ CIMB | T&Cs (EN) | T&Cs (BM) ] 5 Jan 2018 - 31 March 2018 Exclusively for new CIMB Bank credit cardmembers! Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card! Save more with 0% interest rate for 6 months Flexible monthly repayment No supporting documents needed Zero processing fee What are you waiting for? Apply now! Download Application Form ยป Drop off your application form at your nearest CIMB Bank branch nationwide OR call us at 03 2281 7000! Available from 10am to 6pm, Monday to Friday*. *Business hours exclude Public Holidays. Important Notes The Campaign is valid till 31 March 2018 OR until the Promotional Balance Transfer Fund* has fully utilized (whichever is earlier). The minimum credit card balance to be transferred from a third party bank to CIMB Bank per application per bank under this Campaign is RM1,000.00 and the maximum amount is capped at RM10,000.00 per cardholder. The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia. The Promotional Balance Transfer Fund under the Campaign is up to an allocated fund of RM8,000,000.00 during the Campaign Period. Notwithstanding the Campaign Period stated in these terms and conditions, CIMB Bank has the absolute discretion to end the Campaign automatically once the Promotional Balance Transfer Fund is utilized and granted to the Eligible Cardholder(s) under this Campaign. After the expiry of the period specified in plan above, finance charges at the rate specified in the Cardholder Terms and Conditions shall apply. Eligible Cardholder(s) shall not be entitled to any form of bonuspoints/cash rebate in respect of their participation under this Campaign. CIMB Bank shall at its sole discretion approve the balance transfer for the amount applied for or such other lower amount or reject the application in its entirety. For full terms and conditions, please read the CIMB Bank 0% Balance Transfer Campaign Terms & Conditions. To read Product Disclosure Sheet (PDS), please click HERE (ENG) or HERE (BM) |
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Jan 10 2018, 09:16 AM
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#216
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QUOTE(eeeglow24 @ Jan 10 2018, 12:14 AM) Thank you. MBB doesnt know what is your outstanding amount from CIMB. M2U is not that all powerful and intelligent to link with ALL the banks to check each card's outstanding everytime someone initiate the Balance Transfer.Let say my outstanding balance in CIMB CR is less than Rm1k, Can I BT rm1k in MBB so that my CIMB CR card be in credit and offset my future expenses? Thanks. So, you're free to enter any amount that you like, as long as not exceeding the 80-90% of available credit from your MBB card. The BT amount transferred to your MBB card is considered as PAYMENT. If you transfer > current outstanding, you'll get -ve (excess) amount in your CIMB card. upcoming expenses/statement will be slightly offset by the excess. You basically tell MBB how much you want, they initiate the payment (on your behalf) to CIMB. that's all it is. |
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Jan 12 2018, 08:53 AM
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#217
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QUOTE(fruitie @ Nov 30 2017, 11:01 AM) Nope. No matter how many AEON cards, only one BT every 6 months or at least the last installment is posted then you can apply again. QUOTE(hdypenang @ Jan 12 2018, 02:20 AM) you can do a search for answers |
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Jan 12 2018, 05:15 PM
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#218
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QUOTE(paogeh @ Jan 12 2018, 03:04 PM) I have clear all my CC/BT on time every month AND NEVER MISSED ANY MONTHS .. you only talk about your money, but not all your debts.CRIS record is good too However, lately , i got rejected trying to get NEW card for BT : 1.MBB BARCELONA 2. PBB QUATUM I have included more supporting doc, such as RENTAL + ASNB (200k) + Etrade (USD19K) . Could any expert advise me how to get those cards approve ? thank you do u know banks also look at those? |
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Jan 14 2018, 05:53 PM
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#219
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65,324 posts Joined: Jan 2003 |
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Jan 17 2018, 10:40 AM
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#220
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QUOTE(BigSaver @ Jan 17 2018, 10:37 AM) Guys, need advice here. have you search this in here?I'm going to BT my MBB to PBB. I notice PBB too don't need statement. So if let say i intend to BT more that my CC outstanding (RM5K, BT RM10K) will the balance RM5K transfer to my MBB saving account? MBB have no issue with this kind of method? Please share if anyone have this experience. Thanks there are many discussion about it. |
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